Barksdale AFB, LA

Let me help! The Shreveport/Bossier City/Barksdale AFB area is growing leaps and bounds!!! There is so much to do here in our area that was not available not so long ago.

If you are being transferred to this area, please let me offer you a relocation package. It will give you some inside information about all the new and exciting things to do.

Please either visit my web site www.bossierandshreveporthomes.com to request your relocation package or email me at vhackleman@suddenlink.net.

I look forward to hearing from you and informing you of all the new and exciting adventures here in our area!

Mortgage Rates are dropping fast...who knows how long this will last. Although you see some crazy stuff going on in the stock market and financial sector, it is still a great time to purchase a home or refinance your existing mortgage to get a lower payment or even leverage your equity to pay off debt that has a higher interest rate or to do necessary upgrades on your home.

OK, so maybe you already own a home and have an interest rate of 6.25% or better (by the way, you can get a better rate right now). What about the rate on your auto, or your department store credit cards, or your VISA/MasterCard? You can leverage the equity in your house to pay those things off, receive some tax breaks that you weren't receiving before, and pay your mortgage down quicker...or invest the difference (ok, the jury is still out on that one).

You don't own a home or you know someone who is looking to buy? Ok, now is a great time to buy. There are still 100% financing options out there and at the same time, due to some negative economic reports, our mortgage rates are dropping drastically. Ask to see my Cost of Waiting analysis.

Bottom Line: Call me today to set up a mortgage planning session (FREE) and receive an Equity Management Review as well as a Total Cost Analysis, focused on your values, crystallizing your goals, discovering dangers, opportunities, and strengths, planning and acting decisively.

I look forward to hearing from you and will anxiously await your call or email. Go to my website - www.bossier-mortgage.com

Whether you are in the process of purchasing a new home or thinking about it, think twice about going on a shopping spree using credit. Your mortgage pre-approval is subject to a final evaluation of your financial situation.

For example, every $100 you pay per month on a credit payment, could cost you about $10,000 in home equity.

Consider making any large purchases after you have left the closing table, even if you have a substantial amount of savings.

In the past the buyers could go and find their dream home and then go and get pre-approved. In today's market, that method has proven to be the least effective method in getting their dream home.

Just by asking some general questions, a lender can pre-qualify someone right over the phone. Please be aware that being pre-qualified and pre-approved are different things. Pre-approved means that you have gone through all the steps and applied for a mortgage. You have filled out the application, ran your credit report, verified your employment and compared your debts and assets. Once you have done this, you will know exactly what the maximum loan amount will be.

A pre-qualified letter is not verified and does not count for much credibility. When a seller is looking at two different buyers and one has been pre-approved and one has not; which contract would you choose?

Also, it is important to get pre-approved with a legitimate lender. Some choices of legitimate lenders include: banks, mortgage bankers, credit unions, savings and loan associations, mortgage brokers and online lenders.

Relocating to Barksdale AFB, Louisiana?

Let me help!!

I have an extensive knowledge of the area around Barksdale AFB to include Shreveport, Bossier City, Haughton. The Shreveport/Bossier City area is going leaps and bounds, so take advantage of a free relocation packet I will send you to familiarize yourself with the area. Just forward your mailing address and the approxiamate time you will be arriving to the area; I'll get it right out to you.

I look forward to hearing from you!

Vanessa