Dracut, MA

Buying a home is an important investment however your primary focus should be to solve a housing need. The process can be very complicated if you do not work with industry professionals that can provide accurate information and advise you. The professionals include mortgage lenders, Realtors, attorneys, home inspectors and accountants. If you are a first-time home buyer, you may qualify for a tax credit ($8000 in 2009) and could be eligible for special financing programs.

For a map based search of all properties listed in the MA MLS go to

DRACUT MA MLS

Let Dracut MA real estate assist you in finding the right property to meet your needs from local area homes for sale, foreclosure listings (bank-owned), country properties, land, condominiums and equine facilities -- all through the MA Multiple Listing Service (MLS). request relocation, school and demographic information.

The Massachusetts home search is easy with "quick search" options to search for MA real estate. Let us assist you in finding the property that meets your needs. The Virtual Homes MLS Map Search provides all MLS listings plotted in each town on a map. RE/MAX Innovations real estate agents can assist you in your search for the perfect home ((877) 266-9747.

Massachusetts Multiple Listing Service- Search the MLS for all NH property listings. Go to MA MLS.

Massachusetts Foreclosures and Bank Owned Homes - Register to receive New Hampshire foreclosure (bank-owned) listings and short sale opportunities. Go To MA Bank Owned

Home Search Service- Home search is a web-based real estate software tool (MLSpulse) that keeps you continually informed of your local real estate market. Virtual Homes real estate provides access to real estate, relocation and town information in New England states. Massachusetts Home Buyers Guide is a great resource for all consumers interested in purchasing MA real estate.

Opportunity Merrimack Journal April 2008

Opportunity

Dr. Anthony G Ziagos, Sr.

Opportunity is the key word today in the current real estate environment. For the last 18 months we have been offering our readers knowledge and information on how to help them navigate through the current sea of turmoil.

As a real estate professional I am distressed to see all the negative and misleading information that is circulating in the main stream media. Here are some reality of real estate facts. Qualified buyers can ALWAYS obtain funding to purchase or refinance real estate. People who write offers get to buy real estate. Property that offers good value to a buyer will ALWAYS sell. Market conditions in Arizona and California are not necessarily the same or relevant to what is going on in New England. Of course there are many more reality checks than these, however, a buyer or seller must work with a qualified professional to determine the "circumstance" and only then can they offer solutions that are right for you.

Buyers who are actively seeking real estate opportunities do not see a distressed market, they see an opportunity to purchase property at great prices. Lease rates have dropped in the last year offering tenants an opportunity to save money. Despite the lack of appreciation in the last few years property is still being offered for sale and transactions are closing every day. Over the long run real estate is one of the best investments you can make. Consult with a real estate professional so you can take advantage of opportunities in todays market. ©2008 Middlesex Media Exchange

Qualified Expert Witness with 30 years experience

All Judicial Matters involving Real Estate ~ Transaction Structuring and Opinion of Value.

Real Estate Counseling, Educational Opportunities ~ Seminars and Lectures Full Day & ½ day

visit our web site: www.Middlesex1031.com

Reality of Real Estate Part 20 BUY BUY BUY Merrimack Journal January 2009

BUY BUY BUY

Dr. Anthony G Ziagos, Sr.

Now is the time, this is the place BUY BUY BUY. Real Estate offers great value if you buy it right. Make your profit when you buy rather than waiting for a sale. In all likelihood, it may not get much better. Any further declines will be marginal at best over the next six to twelve months. Favorable interest rates, under 5%, indicate the time to buy a home or invest in a single family house for income and future growth is right now. We made this recommendation in September of 2007 and we continue to see excellent values and financial packages that make economic sense. The decline in values since September would have been offset by income generated and excellent posture for future refinance given continuation of attractive rates. Qualified buyers will experience an advantage in current economic environment. Lease with an option to buy is another strategy that will yield great dividends.

When the real estate market price curve intersects with the rental market rate curve it signals an open window to buy real estate. EVERYONE has to rent or live somewhere. This article is not intended as legal or accounting advise, however with the guidance of a real estate professional, you can determine where to buy or what strategy to use that best suits your situation. It is a signal to act before its too late. When rental prices are greater than the cost of owning a home it is time to BUY BUY BUY. Any further declines in interest or property prices will not effect the mechanics of a transaction. When the world wakes up, it will be too late and prices will begin to climb once again and the cycle will continue.

Interest rates should be available, in the 4.5% range, and the cost of an average house in many cities and towns is below rental market rates. House sharing can work for many families and at less than $1000 per month anyone who wants to own should be able to own.

©2008 Middlesex Media Exchange/ All Rights Reserved

Qualified Expert Witness with 30 years experience

All Judicial Matters involving Real Estate ~ Transaction Structuring and Opinion of Value.

Real Estate Counseling, Educational Opportunities ~ Seminars and Lectures Full Day & ½ day

visit our web site: www.Middlesex1031.com

Two Faces of Anything Part 19 Merrimack Journal May 2008

Dr. Anthony G Ziagos, Sr.

In the Chinese language, characters are used instead of words. To the untrained eye they appear to be complicated and difficult. To the people of China, it is normal and easy to understand. Twenty years ago, at a real estate seminar, I learned an interesting piece of information and to this day I refer back to the wisdom and diversity of that observation. The Chinese character used for the word "Crisis" and the word "Opportunity" are the same.

Observation and perception are a lot like crisis and opportunity. When you observe an event you look at it based on your perception and your values. If you do not understand the history of an event or why it occurred your view is limited and bias. You cannot see the big picture if you do not have knowledge and information about the past.

Anyone observing an auto accident can attest to this. Same accident, two witnesses, two different stories. If you own a large block of "Oil Company Stock" your view of the oil crisis is very different than someone who has to fill their tank to get to work. If you depend on dividends from a pharmaceutical company for your retirement income, you may be less aggravated about the cost of prescription medication. If you want to buy a house you are more concerned about good value and less concerned about the seller's circumstance.

During these difficult times and economic crisis, opportunities are plentiful. People who are resourceful, creative and hard working take advantage of this time to become more efficient and look for ways to conserve and make every dollar count. The lazy and unimaginative and those who prefer entitlements to work, sit and moan about how bad things have become. ©2008 Middlesex Media Exchange/ All Rights Reserved

Qualified Expert Witness with 30 years experience

All Judicial Matters involving Real Estate

Transaction Structuring and Opinion of Value.

Real Estate Counseling, Educational Opportunities

Seminars and Lectures Full Day & ½ day

visit our web site:

www.Middlesex1031.com