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For FREE Pre-Approval, please contact Bob Lowery at 410-248-1762 or email to Bob.Lowery@Prosperitymortgage.com

About Prosperity Mortgage
Wells Fargo Home Mortgage (our parent company) has over 150 years of experience in mortgage lending and they are the most stable and secure mortgage lenders in the county.
Wells Fargo holds over 95% of the loans they originate so they will, most likely, always service your mortgage.
Wells Fargo has been the #1 retail Mortgage lender in the USA for the last 15 years and is the only AAA Rated Bank in the world.
Prosperity Mortgage is Wells Fargo's largest joint venture and we are the 4th largest lender in the Baltimore/Washington area.
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Who is relocating to APG?
TeamC4ISR • Communications-Electronic Life Cycle Management Command (Ft. Monmouth, NJ) •
Communications-Electronics Research, Development & Engineering Center (Ft. Monmouth, NJ) •
Information Systems Development and Acquisition (Redstone Arsenal, AL) •
Procurement management/support for Depot Level Reparables (Ft. Huachuca, AZ) ATC-AEC •
Army Test & Evaluation Command Headquarters (Alexandria, VA) •
Elements of the Army Evaluation Center (Alexandria, VA) Others •
Army Research Laboratory Vehicle Technology Directorate (Columbus, OH/Langley, VA) •
Army Research Institute Human Systems Research (Ft. Knox, KY) •
Joint Program Executive Office for Chemical and Biological Defense (Falls Church, VA) •
Air Force Non-Medical Chem-Bio Defense Development & Acquisition (Brooks City Base, TX) •
Chem-Bio Defense Research, Defense Threat Reduction Agency (Ft. Belvoir, VA) •
Medical Chemical Defense Research from Walter Reed Army Institute of Research (Forest Glen Annex, MD)
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Monmouth New Jersey is a beautiful area with historic Battlefields and vibrant bedroom communities for many that still work and commute to the Big Apple. My cousin and her family recently moved in after living in Brooklyn, NY for decades. Their home and neighborhood is lovely with spacious backyards, swimming pools and a home with the widest upstairs hallways and bedrooms I've ever seen. But don't worry, Maryland has plenty of that as well. Given a 45 minute commute radius of APG, you'll find amazing neighborhoods and options from super rural to urban and upscale communities. Contact me so we can begin your home search within your ideal neighborhood.
I can't say much for Redstone Arsenal, AL other than watching the Crimson Tide play in the Swamp at the Unversity of Florida was some of the best football I've ever seen. Welcome to Maryland. Let's find you a home.
Ft. Huachuca, AZ is famous for many things including unmanned drone surveillance/attack planes and for being a long long way off the beaten path. In my other life I worked for a global supply chain company that handled many logistical solutions in and out of Ft. Huachuca. So neighbors, come on up to Maryland and let's get you moved in.
All I have to say about Alexandria, VA is two words..."Murphy's Pub". We've got a similar charm in areas such as Mt. Washington or Annapolis and Canton/Fells Point. I've got you covered as well. Welcome to Maryland.
My younger sister and her husband live in Columbus, OH. She's finishing up her PhD in Developmental Psychology at Ohio State. I won't make any more Florida Gator references after this I promise, but I'm one Gator that would be happy to show your family some Maryland hospitality. Give me a call and we'll find your new home. Virginia has Langley and Maryland has the NSA. The two go hand in hand. Maryland has a lot to offer.
Kentucky has the Derby and Baltimore has the Preakness. If you like living near horse farms and vineyards, have I got the perfect town for you. Let's talk.
One of my first jobs in high school was working for a now defunct clothing store at the local mall with a location in Falls Church, VA. I had to make that drive every now and then to exchange inventory. If you like Falls Church you'll like Bel Air.
Texas, Texas, Texas...The nicest letter I ever got from a graduate school admissions board came from the University of Texas at Austin, "the live music capital of America". Well, I'm not sure exactly why its named the way it is but we've got a little portion of Baltimore County just north of Timonium and South of Hunt Valley named Texas. Maybe you'll like the surrounding area. We can work it out together.
Ft. Belvoir and Forrest Glenn Annex, I really think you won't mind the hop skip and jump to Baltimore, Harford, and Cecil Counties. Cecil County has waterfront and golf course communities within a short commute of APG and Harford and Baltimore Counties can put you on intersate 95 in minutes.
Please get the APG BRAC Relocation Guide below and print out a copy for yourself. Feel free to contact me at my website:
http://ralphrodriguez1.point2agent.com/Contact_Me/page_163209.html
Very best regards and welcome to Maryland.
Ralph Rodriguez
Realtor
Long & Foster Real Estate Inc.
410-227-1169
http://www.marylandready.com/_media/client/pdf/APG-CSSCReloGuide-5thedition_4-2008.pdf
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BAH Rates
Here are the Aberdeen Proving Ground BAH (basic allowance for housing) rates. If you live off post you can use this towards your costs that are associated with your housing. BAH can be used for either buying a home or renting one. These rates are as of Jan 1, 2008.
| Rank | BAH w/o Dependent | BAH w/ Dependent |
| E-1 | $935 | $1161 |
| E-2 | $935 | $1161 |
| E-3 | $935 | $1161 |
| E-4 | $935 | $1161 |
| E-5 | $1030 | $1244 |
| E-6 | $1338 | $1784 |
| E-7 | $1349 | $1799 |
| E-8 | $1362 | $1816 |
| E-9 | $1518 | $1914 |
| W-1 | $1339 | $1784 |
| W-2 | $1355 | $1806 |
| W-3 | $1534 | $1828 |
| W-4 | $1788 | $1948 |
| W-5 | $1803 | $2088 |
| O-1E | $1352 | $1802 |
| O-2E | $1480 | $1823 |
| O-3E | $1784 | $1969 |
| O-1 | $1077 | $1305 |
| O-2 | $1350 | $1772 |
| O-3 | $1590 | $1825 |
| O-4 | $1801 | $2148 |
| O-5 | $1811 | $2376 |
| O-6 | $1826 | $2396 |
| O-7 | $1863 | $2424 |
Transferring to APG for BRAC? Military Relocation Guide to Aberdeen Proving Ground - BRAC
Relocating to Harford County, Maryland?
Harford County Relocation Guide
Relocating to Cecil County, Maryland?
Cecil County Relocation Guide
Cecil County Real Estate, Harford County Real Estate, Cecil County homes for sale, Harford County homes for sale, Cecil County Realtor, APG relocation, BRAC
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Relocation guide for Aberdeen Proving Ground - BRAC
Aberdeen Proving Ground is the Army's oldest active proving ground. It was established on October 20, 1917. During World War I the Army realised that they needed a placefor testing munitions and equipment that was not located close to a heavily populated area. APG officially opened on December 14, 1917, and the first gun was fired on January 2, 1918 during a heavy snowstorm. The War came to an end on November 11, 1918, just as they got up and running with there testing missions. Today it is called "The Home of Army Ordnance" and is a key element in the nation's defense. APG is considered to be one of the Army's finest test, evaluation, research, development, engineering, and training installations in the world.
Aberdeen Proving Ground embodies more than 72,500 acres in Aberdeen, MD which is in the Northern part of Harford County, MD. It's northernmost point is marked by the confluence of the Susquehanna River and the Chesapeake Bay. On the south it is bordered by the Gunpowder River. The area to the south is known as the Edgewood Area (EA) and the area to the north is called the Aberdeen Area (AA). These two areas are seperated by the Bush River. The city of Aberdeen is positioned on both I-95 and Rt. 40 and located between New York, Philadelphia, Wilmington, Baltimore and Washington D.C. Directions
Aberdeen Proving Ground
2201 Aberdeen Boulevard
Aberdeen Proving Ground, MD 21005
Distances from APG | |
Washington DC | 73 miles, 1 hour 31 minutes |
Baltimore, MD | 38 miles, 45 minutes |
Wilmington, DE | 44 miles, 50 minutes |
Philadelphia, PA | 73 miles, 1 hour 24 minutes |
New York, NY | 167 miles, 3 hours 11 minutes |
More than 7,500 civilians work at Aberdeen Proving Ground, and more than 5,000 military personnel are assigned there. In addition, there are nearly 3,000 contractors and private business employees working on the proving ground. There are 2,148 military family members living on the post and another 155 off post. The post supports more than 16,000 military retirees and retiree family members. The post is Harford County's largest employer and one of the largest employers in the state of Maryland.
Major Units Assigned:
1st Area Medical Laboratory
9th Area Medical Laboratory
20th Support Command
22nd Chemical Battalion
5th - 80th Ordnance Battalion (Army Reserve)
203rd Military Intelligence Battalion
389th Army Band (AMC's Own)
Aberdeen Test Center
Army Audit Agency
Army Counterintelligence, 902MI
Army Environmental Command
Army Evaluation Center
Army Materiel Systems Analysis Activity
Army National Ground Intelligence Center
Army Research Laboratory
The Survivability Lethality Analysis Directorate
Army Research, Development and Engineering Command
Army Research, Development and Engineering Command Acquisition Center
Chemical Materials Agency
Corps of Engineers APG
Defense Security Service
Development Test Command
Edgewood Chemical Biological Center
Joint Program Executive Office for Chemical Biological Defense
Joint Personal Effects Depot
Kirk Health Clinic
Medical Research Institute of Chemical Defense
16th Ordnance Battalion
61st Ordnance Battalion, Ordnance Mechanical Maintenance School
143rd Ordnance Battalion
U. S. Marine Corps Detachment 2100
U.S.Air Force 361st SQ
Once BRAC (Base Closure and Realignment) is complete in 2011, it is estimated that there will be 10,000 personnel transfered to APG and 40,000 jobs created due to this base realignment.
Cecil Coutny, MD BRAC action plan
Harford County, MD BRAC action plan
Harford County's BRAC implementation from the town hall meeting in Aberdeen 3/10/08
BRAC Chairman's report 08/22/06
APG's Mission is to provide the highest quality installation management, operation and support services in a timely manner through the full involvement and commitment of our people. APG's website.
Housing
Off Post Housing
There are alot of great places to live in the surrounding areas of APG. In both Harford County, MD and Cecil County, MD you will find urban communities, rural communities, quaint towns, waterfront communities, golf course communities, senior communities, condos, townhouses, apartments, mobile homes, scenic landscapes, rolling hillsides, tree lined drives, the Chesapeake Bay with it's miles of shoreline, acres of state parks, an array of entertainment options and sports facilities. You will also be in close proximity to metropolitan areas. There is wide choice of housing opportunities with in comfortable commuting distances to Aberdeen Proving Ground.
Relocation Guide to Harford County, MD
Relocation Guide to Cecil County, MD
Relocating to Harford County, Maryland?
Harford County Relocation Guide
Cecil County Real Estate, Harford County Real Estate, Cecil County homes for sale, Harford County homes for sale, Cecil County Realtor, APG relocation, BRAC
Megan McGonigalRealtorRE/MAX Integrity2825 North East Rd.North East, MD, 21901Cell: 443-309-1659Office: 410-658-3100Fax: 410-658-3163Email: meganm@mris.com
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Harford County, Maryland - Relocation Guide

Harford County embodies the North East secton of Maryland. It borders Cecil County to the East, the Chesapeake Bay to the South, Baltimore County to the west and York County, Pennsylvaia to the north. Situated 25 minutes from Baltimore, it is considered part of the Greater Baltimore Region. Conveniently located by I-95, Rt. 40 and Amtrak makes getting to Washington DC, Baltimore, Wilmington, Philadelphia, and New York City a breeze. Harford County has a highly skilled workforce, business friendly environment, and unique quality of life which offers it's residents and vistitors an incomparable place to grow businesses and families.
Harford County has three municipalities, Aberdeen, Bel Air, and Havre de Grace which are all only minutes apart from eachother and offer folks a unique atmosphere, a variety of attractions and first-class pleasures such as boating on the Chesapeake Bay, the waterfront promenade in Havre de Grace, historic harbor towns, scenic landscapes, hiking through Rocks State Park, biking the trails of Susquehanna State Park, horse farms, rolling hills, parks, Ladew Topiary Gardens, a variety of golf courses, Ripken Stadium (home of the Aberdeen Ironbirds), shops, restaurants and a wealth of opportunities for exploration and discovery. Here you will find lots of things to do and experience.
Aberdeen, Maryland
www.aberde
en-md.org
Aberdeen is located near the top of the Chesapeake Bay. Aberdeen is an "All-America City" rich with history, diversity, technological advancement, and growth. People from all cultures have worked together to build a community they are proud to share. There is a strong relationship between industry and community, Aberdeen has attracted major manufacturing and distribution companies to the city. Aberdeen is also the home of Ripken Stadium and APG (Aberdeen Proving Ground) which is the Army's oldest active proving ground. Some of Harford County's main employers are found here and include APG, Frito Lay, Pier I Imports Northeast Distribution Facility, and Saks Fifth Avenue, which has an outlet store on site (many a good deals can be found here).
Bel Air, Maryland
http://www.belairmd.org/
Bel Air is located in the heart of Harford County. It offers its visitors many conveniences and is the largest and most populated town in Harford County. Visitors can enjoy the community parks, bars, trendy stores, restaurant chains, and farmers markets. Here you will find a wide variety of cuisine, products, and soveneirs. Main Street Bel Air offers a diverse amount of cultural activity year round. Area attractions include the Chocolate Festival, the Farm Fair, and the Maryland State BBQ. Homes in this area consist of new residential developments, original homes dating back to colonial days, victorians, single family houses built from the 1960s to the present, townhomes and condos.
Havre de Grace is located in eastern Harford County along the Susquehanna River. It is a historic waterfront town which is refered to as "City by the Bay". Here you will find a truly authentic Chesapeake Bay experience, with a mix of restaurants, bed and breakfasts, Inns, specialty & antique shops, a waterfront promenade, world class golf and scenic parks. The housing in Havre de Grace is quite diversified and includes bungalows, waterfront homes and condos, the premier neighborhood of Bulle Rock, single family homes and townhomes. Living in town offers it's residents the ability to walk to shopping, dining, and the waterfront parks and special events.
Churchville, Maryland
Churchville is located between Harford County's three municipalities. Its unique central location, suburban amenities and neighborhoods make it a favorite choice for many Harford County families. In Churchville you will find historic buildings, orchards, outdoor farmers markets, restaurants, shops, and a good mix of recreational activities which include miniature golf and tennis.
Northern Harford County
Whitehall, Pylesville, Whiteford, Street and Darlington
Northern Harford County is bordered by southern Pennsylvania, the Susquehanna River and lies in the Piedmont Plateau, which runs west to the Appalachian Mountains. It is mostly rural and a lot of the land here has been preserved for agriculture. The landscapes are adorned with sprawling farm homes, gently rolling hills, and bustling villages. Some of the area attractions include Fiore Winery in Plyesville, Geneva Farm Golf Course, Rock State Park, outdoor festivals and events such as the Fiore Wine and Jazz Festival, the Darlington Apple Festival, town fairs, polo matches, fox hunts, and steeple chase races.
Western Harford County
Monkton, Jarrettsville, Forest Hill, Fallston and Baldwin
Western Harford County borders Baltimore County and offers residents easy access to urban amenities. Its convenient location, scenic setting, and variety of recreational opportunities make it one of the wealthiest and fastest growing regions in Harford County. This community features spacious single family homes on large lots, horse farms and farmettes and new home construction. Boutiques, athletic clubs, convenience stores, and fine dining can all be found in this once largely agricultural community. Area attractions include Ladew Topiary Gardens, the Susquehanna Symphony Orchestra, Gunpowder Falls State Park and Boordy Vineyard, a nearby Baltimore County winery.
Southern Harford County
Joppa, Abingdon, Edgewood and Belcamp
The southern half of Harford County is located in a region called the Atlantic Coastal Plain. The land here is a flat and has a maximum elevation of 300 feet above sea level. There are a diversity of housing options such as waterfront homes, individual and semi-detached single family homes, contemporary townhouses and condominiums. Edgewood and Abingdon offer a mix of suburban and rural living enhanced by the Bush River and the recreational activities it offers. Corporate campuses dot the Route 40 Corridor, which joins Baltimore, Harford, and Cecil County. It is also located near I-95 with easy access to the MARC train. Most of the large companies are located in this area such as SafeNet, SAIC, EAI Corporation, Custom Direct, McCormick Company and Procter & Gamble. Area attractions include golf courses, water recreation, movie theaters, shopping and restaraunts.
Harford County Department of Housing
Schools
Relocating to Harford County, Maryland?
Harford County Relocation Guide
Relocating to Cecil County, Maryland?
Cecil County Relocation Guide
Cecil County Real Estate, Harford County Real Estate, Cecil County homes for sale, Harford County homes for sale, Cecil County Realtor, APG relocation, BRAC
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