Cockeysville Hunt Valley, MD

More Than 10 Reasons to Live in the Greencroft Community of Hunt Valley.

There is a beautiful home at 1 Clipping Tree Lane and there are at least 10 reasons to live in Greencroft...an Exclusive Hunt Valley Neighborhood

What is so special about Greencroft? Who better to ask than the present owners?

From the sellers perspective

'- We knew right away that One Clipping Tree Lane was our perfect home. It was just what we were looking for and it met our criteria. This contemporary home was large enough for our children, our hobbies and it is perfect for the way we entertain. The style is both practical and exciting with custom finishes and built with superb quality.

-We love our lot, over two acres, with plenty of lawn and trees in the back yard. We are sure this is the best neighborhood in the Hunt Valley area.

-We love our community pool with lifeguard that is super safe for small children and active adults.

- Driving into the neighborhood feels majestic and exclusive. We are very proud living in Greencroft and love the comments when friends and relatives visit. So many people have never heard of this hidden gem.

-Greencroft Community has only 88 custom homes and pride of ownership is abundant in the rolling lawns and beautiful curb appeal of the relaxing neighborhood.

-This is a hidden, secluded bit of paradise that is so close to everything! We are five minutes to Wegmans, fine restaurant's, I-83 and 695, shopping at Hunt Valley Mall and... Oregon Ridge is right around the corner.

- We love to exercise and feel safe biking, jogging and walking along these tree lined streets.'

The sellers continued with more reasons.

- 'We rarely go away since living here is like being on vacation year round.

-We love the open spaces with creeks to hike, a bit of fishing and we can even use a canoe because Greencroft backs up to Western Run!

- We have excellent cell phone reception!

And from the children's view...

-We get to decorate our bikes, our wagons, Daddy's riding lawnmower and ourselves for our July 4th parade. After the parade we have yummy ice cream at the pool.

-The Easter egg hunt is fun for us.

- On Halloween we get to ride the Hay Wagon Taxi pulled by a big tractor.

- We love the way our neighborhood looks with all the holiday lights.

- Our friends love to come to our house and explore the streams, catch cray fish, climb in our tree house and go swimming at the pool. There are lots of pool toys to play with. Our house is better than any summer camp!

More than 10 Reasons to Live in the Greencroft Community of Hunt Valley

Please call me about this 2 story contemporary in Greencroft.

York County Pennsylvania home sales here !

Fannie and Freddie Fail To Meet Low Income Lending Goals

We have heard how evil lenders have been writing loans to families that could not pay it back and causing the housing crisis. But if you look at the facts Fannie and Freddie encouraged this behavior.

By admitting they have failed to hit their quota they are telling us that even they think the mandates that Congress gave them are crazy.

Both companies missed their 2008 goal to set aside 56 percent of their loan purchases and mortgage guarantees for low-and moderate-income borrowers, Federal Housing Finance Agency Director James Lockhart said today at a real estate industry event in Washington. He didn't say what the new target would be.One of the ways Fannie and Freddie made their goals in previous years was to buy those subprime mortgages in private- label securities and that wasn't a safe and sound practice, Lockhart told the Asian Real Estate Association of America and National Association of Hispanic Real Estate Professionals.

Fannie and Freddie are saying they were buying up subprime loans to hit their quota of low income loans. We all know subprime loans have been a big cause of the foreclosure crisis.

Now we have the look at our national lenders who have to fulfill mandates from the federal government that they can not.

These mandates they are just as dangerous as they were 5 years ago. How can Congress and the Federal Government have not changed the mission of Fannie Mae and Freddie Mac to work in todays environment?

Maryland, The Stupid State. We have a new Democratic Governor, in an almost all one party State, that thinks by calling a special session of the State houses of Congress and forcing through higher taxes and raising fees on anything and everything in sight, without Public Hearings, because of an imaginary Budget Deficit we will attract new businesses and encourage more people to move to Maryland. Its kind of interesting the last Governor was a Republican and when he left Office the State had a budgt surplus. He also wanted to bring slots to Maryland so that we could compete with are Border States and keep gambling revenues in Maryland but the State Legislature, almost all Democratic, was against it. Today the new idea, and one that I endorse is to bring full Casino gambling into our State. It would enhance our State coffers bring Millions of Dollars and not take the money from the poor and old ladies like slots. The Casinos would also provide jobs to many in blighted areas of Baltimore City. Casino Gambling may also invigorate our failing Horse Racing Industry. The greatest benefit that we may derive, as Realtors, would be the lowering of Property Taxes and Real Estate Closing Costs. Which would help to encourage more home buying and bolster the sagging Real estate Market. The allowing of Casino Gambling would also help to provide an active entertainment industry that help to entice many Government and Armed Forces personnel that are slated to come to Maryland because of BRAC. I realize that Casino Gambling comes with inherent problems both social and possibly criminal but the advantages far outweigh the detracting features. It would be appreciated by all Marylanders if the all of the Taxes could be lowered.