About Baltimore County, MD

$8,000 Just for You.

Fist time, second time, and maybe even third time home buyers may qualify for this freebie.

That's right; $8,000 is waiting for you.

No, we will not take you deep down into the dark dungeons of the publisher's clearing house for this $8,000.

You do need to purchase a home before December 2009, but that may be the easy part.

Mortgage interest rates are incredibly low, and we are not talking about those ridiculous sub prime loans that got so many people into trouble in recent years. We are talking about legitimate fixed rate loans.

. . . and home prices are at the lowest that we have seen in years, with many homes from which you can choose.

Let's recap:

• Low Interest Rate Loans;
• Low Home Prices;
• Lots of Homes Available; and
• $8,000 Just for You

Not only is this an incredible offer, but now we have made it extremely easy to get your $8,000.

All that you need to do is go to the link below, sign up, and we will take it from there.

http://getyour8000now.com/ron

$8,000!!! Here I come!!!!

You can also call Ron directly at 410-935-5844.

FREE Quick Over-The-Net Home Evaluation for Homes in Maryland, Harford County, Baltimore County, City, and Cecil County

Knowing what your home in Baltimore County is worth is important information to have if you are thinking of selling your home.

Using the information you submit to us, we will conduct a thorough comparative market analysis by searching the database of all homes listed or sold in Baltimore County.

With this current market data, we will be able to determine what your home might sell for if you decided to put it on the market.

There is no cost or obligation for this valuable service.

SOLD Statistics for Baltimore County in the month of June, 2009.

A total of 283 properties listed in Baltimore County on the Multiple Listed were SOLD in the month of June, 2009. The average home listed was $291.483. The average SOLD price was $282,519. Sellers gave a $4,000 average subsidy. The average original list price was $306,304 with 89 days on the market. It has been an exciting month for Buyers and Sellers through-out the Baltimore County area. With record low prices and the possibility of first time homebuyers receiving an $8,000 tax credit on their purchase has caused our phones to ring off the hook. Did someone say the possibility of $15,000 in the future??? It is being discussed right now!

It's Free

You bought a house for $100,000. You could afford it.

It appreciated to $350,000. You still could afford it, because the loan was still based on $100,000.

Meanwhile your salary increased and interest rates went very low. You could afford to pay a higher mortgage.

New wants, needs, and desires eventually arose. A new car, your children's college educations, an updated kitchen, a trip to Bermuda (or some non-terrorist destination), and so on.

With your increased equity, your higher salary, and lower interest rates, you decide that you can refinance your house to pay for these things. You refinance for $270,000. That extra money goes along way towards covering these typical needs.

Next, the market takes a severe drop. Your house is now worth $250,000.

You decide that you do not want to pay for a depreciating investment which is now worth less than the amount of your loan.

You search for options. Sell; no, that won't work; you won't get enough to cover the mortgage and other costs. Foreclosure; no, that looks bad on your credit.

Maybe you can go with a short sale or a deed in lieu. Now you're talking. And make sure that the bank waives any possible deficiency judgments against you for the balance.

But wait a minute. Couldn't you still afford to pay for the mortgage. Yes, but it is not a good investment.

But wait another minute. What is not a good investment?

Is it the house which is not a good investment? Or is it the new car, the children's education, the updated kitchen, the vacation, or what that is not a good investment?

Walking away from the house is one thing; you are no longer paying for the house and you no longer have the house.

But are you giving all of these other things back? Of course not; you found a way to get them for FREE.

How many people were just like you? Selfless actions that contributed to property values coming down.

And now your neighbor, who actually paid his bills, and who wants to sell his house for normal reasons, is caught in a depreciated market caused by those who thought that everything should be free.

Oh, and now you are ready to start the cycle all over again; you are in the market to buy a house.

Real Estate Trend Indicator

Baltimore County, MD
From: 05/01/2009 to 05/31/2009

If your interested in relocating and finding a home in Baltimore County, Maryland, please Contact The Mcintire Team of Long & Foster Real Estate.

Ellie McIntire

The McIntire Team

Office 410-461-1456

Cell 443-418-7668

E-mail: Ellie@LNF.com

http://www.elliesteam.com/

We redefine the essence of service

An old jail in my town of Towson, Maryland is going to have a new life as a pool, office space, and hopefully a cafe.

Placed on the National Historical Registry in 1991, the Warden's building, built in 1858, is being renovated to preserve the original details while providing modern amenities.

I am excited that this 1.8 acres is going to be something so useful to the community. Though the pool is going to be private, the public schools around and camps/etc will have access to use. The local senior center will be offered largely discounted memberships.

The best part for my neighborhood, is that if you are a charter member, meaning that you pay $2500-$3500 to help build the pool, then that membership becomes part of your household. This means that when someone sells their Towson home, the membership can be transferred with the sale of the house.

Pools in our area fill up quickly. One opened in Timonium last year and their wait list is now 3 years long.

This provides a tremendous opportunity for Towson House Values to those who are willing and able to be charter members!