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I see it time and again. The day of closing or 24 hours prior to there is a glitch. Why wait until a day or less before closing to do your work??? People with truck loads of furniture, children in tow and even the family pet with no where to go. It is disgraceful how the system treats people as numbers or objects, not human beings with needs and feelings. "I'm sorry for the delay" is not good enough. If we as Realtors have to take fair housing and ethics training every several years how about the mortgage professionals having a training on empathy and communication. Does anyone else suffer through this process?
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Today's Real Estate market certainly is challenging for the Seller, Buyer and Real Estate agent. The lenders seem to be a major bottleneck in my local area. We had four closing scheduled for my office yesterday and only two closed. Why did two or 50% fail to close. Mortgage Brokers!!!!!!!! They didn't have this...they didn't have that! Why wait to less than 24 hrs before closing to check a file. Up until the last day everything was on track.....until.
The mortgage process has gotten a lot worse than it was before and not because of tighter guidelines. It is because of sloppy work. What does the mortgage industry have to gain by alienated everyone in the process? I have been in this business 20+ years and have seen the mortgage process go from ok to deplorable. Am I the only one experiencing this?
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The government has a few different spots for consumers to visit online to give great information on gas saving tips, and other information for saving at the pump. In this economy everyone is looking to save a few buck wherever and whenever they can. Take advantages at these great websites, and the tools they have to offer!
Want to calculate you annual fuel savings visit: www.fueleconomy.gov/feg/savemoney.shtml
Looking to compare the miles per gallon rating of all diferent types of vehicles?? www.fueleconomy.gov
Looking for clean running engines and fuel efficient vehicles that are considered green? www.epa.gov/emissweb
Call me today for any questions you may have in buying or selling a home, I would be more than happy to help!
Gloria Price
Long & Foster Real Estate Company
443-676-0223 direct 410-515-5541 office
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Identifying and stopping fraud can not be as clear and as easy as one might think. Some fraud schemes can seem realistic enough right off the bat, and not have a red flag waving the warning signs. Here are a few tips to watch out for; and may make it easier for you to spot a scheme before it nabs you.
-Someone you are not familiar with offers you the chance to receive a credit card, loan, lottery, prize, or another valuable items; but asks for personal information to claim it.
-Someone is trying to scare you into purchasing credit fraud or protection programs.
-You are asked for your bank account or credit card number.
-Someone asks for money in return to claim a prize or offer you are eligible for.
-Someone calls you posing as a lawyer or law enforcement; to help you get due money back for a fee.
-The deal or offer is only good for today.
-You are given little or no time to review or read a contract.
-A special or sale item is suddenly unavailable, but a slightly more expensive, better item is available.
-The solicitation is disguised as a federal or government document, and suggest you are due or entitled money, after a small fee.
A few more things to remember when considering if you are falling prey to fraud.....
Do not be intimidated. These scammers are intimidating and persistent. If you are being pestered for personal information; HANG UP!
Never give out personal information!
Monitor all of you accounts; review your statements monthly making sure there are no unauthorized charges or suspicious ones on there. Report these fraudulent charges immediately.
Use a shredder to shred all credit card offers or any other items containing personal information.
Use these tips to prevent you from having to deal with the hassle or stress of fraud. Call on me with any questions, or information on buying or selling your next home!
Gloria Price
Long & Foster Real Estate
443-676-0223 direct 41-515-5541 office
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I am proud to say that I work for the Top Selling Company in Cecil County Maryland, Long and Foster. Long and Foster out sold all the other companies by dollar sold volume in 2008.
In the current uncertain economic times, Long and Foster is a pillar of stability. Owned and operated by Wes Foster, he strives to instill the principles of integrity and innovation into all his agents.
My speciality in Cecil County is the Short Sale and I have personally attended four training classes, read volumes of material on the topic and successfully closed many short sale transactions.

SEARCH CECIL COUNTY MARYLAND REAL ESTATE
CECIL County Maryland Real Estate
FREE List of FORECLOSURES and SHORT SALES

I have lived in Maryland all my life and been an active real estate professional for the last 20 years. I have worked with numerous foreclosures, short sales, pre foreclosures, HUD homes and bank owned properties.
If you have a home to sell in Baltimore County, Baltimore City, Harford County or Cecil County call an agent that knows the area and works hard to make you a satisfied client. I specialize in Bel Air, Abingdon, Aberdeen, Forest Hill, Perry Hall, North East, Kingsville and the entire I95 corridor. For 20 years I have helped people buy and sell real estate and specialized in REO and foreclosure properties for investors and homeowners.
When I am not helping my clients with their real estate needs I enjoy spending time with my family and my Pomeranian Zeke, bible study, gardening and foreign mission work. In 2007 I founded Micah Missions a non-profit company designed to raise awareness and funds to assist the struggling Haitian refuges in the Dominican Republic.
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
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