About Frederick County, MD

Frederick County MD Lender Owned Foreclosures & Short Sale Listings

***Please let us know if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. FHA buyers can avoid the increase in mortgage insurance cost if under contract by the end of March.***

There are 82 active listings of lender owned foreclosures (REO) available for purchase in the county. Click on the listing number for full details on each property. Sort by column headings.

Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-101292116-973

When you are searching for homes in Maryland, you will want to use Homes Prospector at www.roykelley.com This is a service of MRIS, the regional multiple listing service, and you will find the most accurate up to date information on properties that are available for purchase. Foreclosures will be included in the results of your searches.

Most of the homes that are sold at trustee sale auctions at the court house entrance are purchased by the secured mortgage lenders. The lenders then offer the homes for sale when they become part of the REO inventory. All of the lender owned homes are listed with area agents and are available on MRIS. Lenders are highly motivated sellers and they reduce the prices until the properties are under contract.

What about the opportunities with short sales listings? These are the transactions that require lender approval since the proceeds will not cover the mortgage balances. Short sales take longer and more frustrations should be anticipated. Bargains can be found for patient home buyers. These are pre-foreclosures listings and buyers need to be very selective since many of the properties are sold at the trustee sale auctions.

What are short sales? The answers are here: http://activerain.com/blogsview/1418385/what-are-short-sales-

There are 188 active short sale listings in Frederick County.

Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-101292129-963

All home buyers that plan to use mortgage financing should obtain pre-approval for financing as the first step in the purchase process. Please ask us for a referral if you do not have a relationship with a mortgage lender.

The Home Buyer Tax Credit now includes current home owners as well as first time buyers. http://www.federalhousingtaxcredit.com/glance.php

Please contact us with your real estate questions. Your referrals of friends and family members will always be appreciated.

Frederick County MD Trustee Sales - Tidewater Auctions

Maryland foreclosures are in the form of trustee sales that are conducted at the county court houses. Trustee sales auctions are open to the public and all qualified bidders. Prospective buyers should carefully read the newspaper advertisements for the terms and conditions of the sales. The indicated deposits must be in cash or certified funds. Those without experience or knowledge of the risks should seek professional advice.

Most of the homes that are sold at trustee sales are acquired by the secured mortgage lenders. The lenders then offer the properties for sale when they become part of the REO inventory. Contact us for client reports on available lender owned foreclosures. We represent home buyer clients as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties. roykelley@mris.com

Visit www.tidewaterauctions.com for their full schedule of trustee sales and for cancellations.

Sale Date Time Property Address Deposit County Map

A picture paints a thousand words. Here are 3 thousand:

Frederick County MD Trustee Sales - Cohn, Goldberg, Deutsch

Maryland foreclosures are conducted at the county court houses when the secured mortgage lenders instruct the the trustees under the deeds of trust to conduct trustee sales due to the defaults by mortgage borrowers. Interested buyers should be watching the advertisements for trustee sales in the coming weeks. The list below has been posted by Cohn, Goldberg, Deutsch.

Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date. Always check for cancellations before attending trustee sales. Seek professional advice if you do not have full knowledge of the risks. Since these transactions are not conditioned on the availability of mortgage financing, buyers should always have written pre-approval for financing with disclosure to the lender that the property is being purchased in 'as-is" condition.

The lenders are buying in most of the properties that are sold at the court house auctions. The lenders then offer the homes for sale to the public when they become part of the REO inventory. Contact us for client reports on lender owned homes that are available for purchase. We represent home buyers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties. roykelley@mris.com

Visit their website for full details on the scheduled trustee sales: http://www.cgd-law.com/

429265	1355 David Lane Frederick, MD 21703	Frederick County, MD		2/10/2010		Cancelled
424064	2594 Carrington Way Frederick, MD 21702	Frederick County, MD		2/10/2010		Cancelled
429540	38 S. Pendleton Court Frederick, MD 21703	Frederick County, MD		2/10/2010		Cancelled
422771	92 Blueridge Court Frederick, MD 21703	Frederick County, MD		2/10/2010		Cancelled
429393	8955 Amelung Street Frederick, MD 21704	Frederick County, MD		2/10/2010		Cancelled
425855	29 E 5th Street Frederick, MD 21701	Frederick County, MD		2/10/2010		Cancelled
429388	2628 Warren Way Frederick, MD 21701	Frederick County, MD		2/10/2010		Cancelled
430119	3503 Brockton Court Jefferson, MD 21755	Frederick County, MD		2/10/2010		Cancelled
430074	728 Monarch Ridge Road Frederick, MD 21703	Frederick County, MD		2/10/2010		Cancelled
431092	5137 Charlington Court Frederick, MD 21703	Frederick County, MD	$48,000	2/10/2010	12:15 pm
430031	4525 Bill Moxley Road Mount Airy, MD 21771	Frederick County, MD	$25,500	2/10/2010	12:15 pm
428849	3814 Addison Woods Road Frederick, MD 21704	Frederick County, MD	$29,000	2/17/2010	12:15 pm
428850	8381 Revelation Avenue Walkersville, MD 21793	Frederick County, MD	$18,000	2/17/2010	12:15 pm
428761	12521 Woodsboro Pike Ladiesburg, MD 21759	Frederick County, MD	$26,000	2/17/2010	12:15 pm
430912	2540 Emerson Drive Frederick, MD 21702	Frederick County, MD	$36,500	2/17/2010	12:15 pm
426656	700 Heather Ridge Drive, Unit K Frederick, MD 21702	Frederick County, MD	$15,500	2/17/2010	12:15 pm
428678	1666 Wheyfield Drive Frederick, MD 21701	Frederick County, MD	$36,000	2/17/2010	12:15 pm
421391	428 Shannon Court Frederick, MD 21701	Frederick County, MD	$25,500	2/24/2010
420891	3836 Sugarloaf Pkwy Frederick, MD 21704	Frederick County, MD	$57,500	2/24/2010
430997	5656 Singletree Drive Frederick, MD 21703	Frederick County, MD	$38,500	2/24/2010
423623	7149 Ladd Circle Frederick, MD 21703	Frederick County, MD	$23,500	2/24/2010
426538	8645 Pete Wiles Road Middletown, MD 21769	Frederick County, MD	$3,000	2/24/2010	12:15 pm	*
431471	5611 Denton Court Frederick, MD 21703	Frederick County, MD	$25,200	2/24/2010	12:15 pm
429131	7 W South Street, Unit 7 Frederick, MD 21701	Frederick County, MD	$53,500	2/24/2010	12:15 pm
429946	108/ 110/112 Ice Street Frederick, MD 21701	Frederick County, MD	$22,000	2/24/2010	12:15 pm
429861	9552 Burgee Court Frederick, MD 21704	Frederick County, MD	$36,000	2/24/2010	12:15 pm
431547	11113 Pond Fountain Court New Market, MD 21774	Frederick County, MD	$41,500	3/2/2010
428044	2614 Bennies Hill Road Middletown, MD 21769	Frederick County, MD		3/3/2010		Cancelled
429901	2426 Wynfield Court Frederick, MD 21702	Frederick County, MD	$29,000	3/3/2010
429963	6502 Montalto Crossing Unit L Frederick, MD 21703	Frederick County, MD	$24,000	3/3/2010
420049	219 Galyn Drive Brunswick, MD 21758	Frederick County, MD	$46,500	3/10/2010
430885	2242 Wetherburne Way Frederick, MD 21702	Frederick County, MD	$25,000	3/17/2010

Frederick County MD Trustee Sales Week of 2/14/10 - Alex Cooper Auctioneers

2010 begins with a large volume of foreclosure sales. Home buyers are looking for bargain prices. Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional advice before placing any bids at these auctions.

Always check for cancellations since bankruptcy filings or reinstatements may stop sales. Normally, these properties are not offered for inspection. Purchasers that plan to use mortgage financing should obtain a pre-approval letter from their mortgage lender. The lender needs to know that the property is being purchased in "as-is"condition and repairs may be required. Appraisers may not be able to access the interiors.

In the current market, the secured lenders are purchasing most of the homes that are sold. The lenders then offer the properties for sale when they become part of the REO inventory. We provide client reports on available REO properties. We represent home buyer clients as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties. roykelley@mris.com

Visit www.alexcooper.com for a full schedule of their auctions.

The blank spaces are cancelled sales.

Thursday, February 18, 2010