About Harford County, MD

I am sure that most of you have been monitoring the status of the "Homebuyer Tax Credit" in Harford County, but if you haven't, this is what we know:

Homebuyer Tax Credit for Harford County Homes has not only been extended, but it has also been expanded to include current homeowners in Harford County. The following are features of the new bill:

• Deadline for current credit is November 30, 2009.

• Deadline for new and improved credit is April 30, 2010, as long as the home in Harford County is under contract by that date; deal must close within 60 days.

• Eligibility and amount of new credit: - $8,000 for first-time homebuyers in Maryland (those who have not owned a home in Harford County in the last three years). - Up to $6,500 credit for homeowners who have lived in the home they are selling, or have sold, as a principal residence for five consecutive years in the past eight.

• Buyers in Harford County with income exceeding $125,000 for single and $225,000 for married couples are not eligible.

• Homes in Harford County valued at more than $800,000 are also ineligible.

This is exciting news for first time and current homeowners that are looking to purchase a property in Harford County Maryland.

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I read two articles today in two different newspapers (one from the BALTIMORE SUN and one from the USA TODAY) that stated the first time home buyer tax credit is up for consideration to be extended and expanded in Harford County, Maryland and throughout the rest of the country. I pasted links to both stories at the bottom of this message.

From what I read they are planning on trying to extend the first time home buyer tax credit until the end of April. Under the new proposal, from what I read, first time home buyers will have until the end of April to enter into a fully executed contract of sale, but will be able to push the settlement until June. I did not see anything else about the $8,000 rules changing from the original bill that is currently in place right now and set to expire on November 30, 2009 (ALL SALES MUST BE CLOSED BY THAT DATE):

• Must be a first time home buyer (not owned a home within the last 3 years)
  
• To qualify for the full $8000 you must purchase a home $80,000 or more
  
• You must live in the home as your primary residence for the next 3 years
  
• There are also income requirements that phase out the credit if you are lucky enough to be in the higher income brackets (which most first time buyers I know are not and if you are then you probably don't need the credit anyways).

THE NEW PART OF THIS LEGISLATION IS (Again, this is based from what I read and this is very new and fresh information which will surely be updated so STAY TUNED)..........................................................

REPEAT BUYERS WILL ALSO BE ELIGIBLE FOR THE CREDIT! All of the exact details have not been put anywhere that I have seen so STAY TUNED. What these articles did mention was a credit of up to $6,500 was being included in the extension of the bill for REPEAT BUYERS who have owned their homes for at least the last 5 years!

• HAVE YOU OWNED YOUR HOME IN HARFORD COUNTY, MARYLAND FOR THE LAST 5 YEARS?
  
• HAVE BEEN THINKING ABOUT MOVING?

IF SO, CALL ME TODAY SO WE CAN DISCUSS YOUR OPTIONS! THIS UNPRECEDENTED ACTION WILL NOT LAST FOREVER, SO YOU BETTER ACT ON THIS AND PICK THE RIGHT AGENT TO MAKE SURE YOUR HOME GETS THAT CONTRACT BY THE END OF APRIL! IF YOU HAVE MORE QUESTIONS, FEEL FREE TO CALL OR EMAIL ME DIRECTLY!

MIKE KLIJANOWICZ

410-236-3331

Baltimore Sun Article - http://www.baltimoresun.com/news/nation-world/bal-te.taxcredit29oct29,0,4506255.story

USA Today Article - http://www.usatoday.com/money/economy/housing/2009-10-28-homebuyer-tax-credit-deal_N.htm

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If you are considering listing and selling your Baltimore County or Harford County Maryland real estate, I can provide a FREE HOME EVALUATION REPORT also known as a Comparative Market Analysis Report (CMA). The report will detail all of the Baltimore County or Harford County homes comparable to yours that have recently SOLD in your immediate market area! CLICK HERE TO GET YOUR FREE BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND HOME VALUE REPORT AND TELL ME A LITTLE ABOUT YOUR HOME!

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FOR MUCH MORE INFORMATION ABOUT REAL ESTATE IN MARYLAND VISIT

Michael D. Klijanowicz
Top Office Individual Producer
(Top Listing Agent & Top Sales Agent)
Long & Foster Perry Hall

(800) 514-7355 X3158 Office
(410) 236-3331 Cell - Direct

http://www.isellmdhomes.com/


Serving Buyers & Sellers in the
Greater Baltimore & Harford County Metropolitan Areas

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