About Howard County, MD

A little mercy for the holidays,

Mortgage finance companies Fannie Mae and Freddie Mac are suspending foreclosures during the holiday season.

The two companies say they will halt foreclosure sales between Nov. 26 and Jan. 9, while they evaluate whether borrowers qualify for a new loan modification program.

Fannie and Freddie's loan modification plan aims to help abate the foreclosure crisis by aiding homeowners who have fallen at least three months behind on their payments, but only if their loans are held by the two companies.

Under the program, the new primary mortgage payments including taxes and insurance shouldn't total more than 38 percent of homeowners' pretax monthly income.

I am also keeping a sharp eye on the bailout situation. I will post additional information as it becomes available.

Everyone has a connection to the place they call home for some reason or another, but I confess I stumbled across Historic Ellicott City, Maryland when I was not even looking for it. I was unaware that cold fall day in October of 1995 the impact this little town would have in my life.

My then boyfriend, now best friend and assistant and I had come to Columbia, MD for a family wedding. During the down time of the occasion we had ventured out to explore.

From Columbia we drove North on Route 29 and then down the winding road of Old Columbia Pike. The twists and the turns were definitely heading down the hill. On the side of the road there were stone houses and charming colonials. Framed in a blaze of fall colors and falling leaves it was quite breathtaking. After about 3 miles we found ourselves in the quaint historic district of Ellicott City. Heaving with charm and history we were both awestruck. What a great place to call home.

Prior to moving to Maryland in 1997 I proudly called Florida my home for 10 years. Mostly in Daytona Beach, but with a 2 year excursion to Key West. I did not think it could get any better than perfect weather and no state tax! But like all those crazies that move North from the sunshine State, we missed the seasons. Ellicott City was nothing like Florida.

Stay tuned for MY ELLICOTT CITY- WHY I LOVE TO CALL THIS LITTLE TOWN HOME.

If your interested in relocating and finding a home in Howard County, Maryland, please Contact The Mcintire Team of Long & Foster Real Estate.

Ellie McIntire

The McIntire Team

410-480-3398

410-750-8781(FX)

443-418-7668(cell)

E-mail: Ellie@LNF.com

http://www.elliesteam.com/

We redefine the essence of service

The "Linens n Things" location in Long Gate Shopping Center, Ellicott City is liquidating assets and closing their doors.

I wonder who will be taking their place in this 12 year old plaza?

Strangely they have a "Now Hiring" sign above the door too. Not much job security there! (If you squint you can see it.)

For all your Real Estate needs in Howard County and Central Maryland.

Ellie McIntire

The McIntire Team

410-480-3398

410-750-8781(FX)

443-418-7668(cell)

E-mail: Ellie@LNF.com

http://www.elliesteam.com/

We redefine the essence of service

One of the nice things about livining in Laurel Maryland is being only about 20 minutes from the Inner Harbor in Baltimore Maryland. The time it takes me from my front door to travel to Camden Yards and parking my car and walking into the stadium is about 30 minutes total. Living in Laurel MD, I discovered the Inner harbor and its many features. The rest of down town Baltimore MD is pretty cool as well.

During the holidays Downtown Baltimore Maryland offers visits to many of attractions for just $1.00 each venue. This event takes place on December 6th this year. It is a great opportunity to see so much of what Baltimore MD has to offer. For more information on this event visit GodowntownBaltimore.com

And visit Maryland homes for sale for more information about Maryland real estate

NEED SOMETHING FUN TO DO ON A THURSDAY NIGHT IN ELLICOTT CITY?

The third Thursday of November is a mere day away, which can mean only one thing: Beaujolais Nouveau day!

Beaujolais Nouveau is a light, French red wine, purple-pink in color. It is meant for immediate drinking, not to be kept for maturation like some other wines. It's a yearly celebration. George Debouef is known as the king of Beaujolais and he generally produces one of the better nouveau wines each year.

If you live in Maryland and you want to enjoy all of the festivities of the new wine arrival, head to Tersiguel's in Ellicott City.

Fernand will be popping some bottles and Can Can dancers will be whooping up a storm. This is not a good evening for a QUIET meal. The fun starts at 6.30pm.

Call 410-465-4004 for reservations.

On a side note my French Au-Pair has never heard of "Beaujolais Nouveau day!" Another American Holiday with roots overseas!

If your interested in relocating and finding a home in Howard County, Maryland, please Contact The Mcintire Team of Long & Foster Real Estate.

Ellie McIntire

The McIntire Team

410-480-3398

410-750-8781(FX)

443-418-7668(cell)

E-mail: Ellie@LNF.com

http://www.elliesteam.com/

We redefine the essence of service