Essex, MD

Maryland: Blue Ribbon Schools

Five Maryland public schools were selected as 2010-2011 National Blue Ribbon Schools by the U.S. Department of Education.

The schools are:

• Eastern Technical High School, Baltimore County
• Northern Middle School, Calvert County
• New Market Elementary School, Frederick County
• Ellicott Mills Middle School, Howard County
• Northwestern Elementary School, Wicomico County

The schools are recognized on the basis of rigorous state and national requirements for high achievement and dramatic improvement.

"This is one of the nation's most significant awards presented to public schools," said Maryland State Superintendent Nancy S. Grasmick. "Maryland's National Blue Ribbon Schools exemplify excellence in teaching and learning. We congratulate the students, teachers, parents, administrators and community members of these outstanding schools."

The schools will be invited to Washington, DC to be honored by national officials. Maryland corporate sponsors include Comcast, Joe Corbi's Pizza, EduTrax, SMART Technologies and Verizon of Maryland.

Two Catholic schools were also named. They are:

• St. Louis in Clarksville
• St. John the Baptist in Silver Spring

Congratulations to the students, teachers, parents, and all others involved in the great achievement.

Maryland Schools: Number 1 in the Nation

Baltimore County: Essex Maryland

Located in Eastern Baltimore County, Essex Maryland has homes ranging in price from the low $100,000s to the higher priced waterfront homes which may go for over a million.

Essex takes up the peninsula which is bound by Middle River and Back River, which each empty into the Chesapeake Bay.

Here are some homes which are currently, 6-19-2010, on the market:

Contact Ron Trzcinski for more details at 410-935-5844 or at ront@mris.com

Essex Homes

• 5 Bedrooms
  
• 5 ½ Bathrooms
  
• 2 Master Bedrooms
  
• Laundry Room on Bedroom Level
  
• Covered 2 Story Gazebo
  
• Full Scale Office with Several Workstations, Kitchenette and Boardroom
  
• 7500 Finished Square Feet
  
• Swimming Pool
  
• Real 24’ Working Lighthouse with Panoramic Water Views
  
• Rockaway Beach Neighborhood, where Turkey Point becomes Seneca, just steps to Turkey Point Park

FHA is now offering ARMS again!

Yes indeed! You heard right! Buyers now have the option to use either the 3/1 ARM or the 5/1 ARM when purchasing a new home which enables them to qualify for more house since they will qualify at the 1st year note rate.

Today's rate (5/2/09) is:

3.75% with 1 Origination point for a 54 day lock. Caps 1/1/5 Margin 2.0

THe 5/1 ARM is slightly higher of course but it has Caps of 2/2/6 which clearly makes the 3 year arm a much more attractive choice. Since the 3/1 ARM has the 1% per year cap in 2 years the rate at worst would be 5.75%. THe cap for the life of the loan would be maxed out at 8.75% but if the circumstances of the buyer would fit this type of situation the ARM might be a great alternative for them.

VA is also offering a ARM but we must call into marketing for quotes on these.

ARE YOU SEARCHING FOR A FREE ONLINE REAL ESTATE WEBSITE THAT SHOWS YOU ALL OF THE HOMES FOR SALE IN ESSEX MARYLAND?

Then make sure you visit: http://www.isellmdhomes.com/

ON THE SITE YOU WILL FIND LINKS TO:

• Guaranteed Home Sale Program Long and Foster guarantees that you will sell your home or THEY WILL BUY IT, GUARANTEED! If you are Building a NEW HOME in Maryland, ready to sell your Maryland Home and want an agent to help you purchase a new one too, or are 62 years of age or better, you should qualify for this EXCLUSIVE PROGRAM! It will give you the peace of mind that you are looking for in today's volatile market!
  
• FREE Property Searches Direct from the same MLS system the agents use for ALL of the active Essex Homes currently on the market and you will even see their addresses too! And don't forget that you can also search for Open House dates in the areas of Essex Maryland that you are interested in moving to!
  
  
• FREE Online Home Evaluation of your current Essex Maryland Homes value!
  
  
• FREE Listings Notification so you are notified Instantly when a Essex Maryland Home comes onto the market that meets your customized set criteria!
  
  
• FREE Home Seller Articles Important Tips and Information for all Essex Maryland Home Sellers who are considering selling their homes soon!
  
  
• FREE Home Buyer Articles Important Tips and Information for all Essex Maryland Home Buyers who are considering buying a home soon!!
  
  
• FREE For Sale By Owner Reports If you want to try to DO IT YOURSELF and Sell your Essex Maryland Home on your own, you MUST READ my Exclusive For Sale By Owner Report!
  
  
• FREE Relocation information Important Tips and Information regarding Relocating to Essex Maryland!
  
  
• FREE Pre-Approvals So you can qualify to obtain a mortgage for your New Essex Maryland Home!
  
  
• FREE Interest Rate Calculator So you can calculate what you will be able to afford when qualifying for your Mortgage. This will help you determine how much of a home you can afford and will make the process much SMOOTHER when purchasing your New Essex Maryland Home!
  
  
• FREE Tools and Links So you can find out everything that living in Essex Maryland has to offer to you and your family!
  
  
• FREE E-NEWSLETTER sign up for updated information and tips for your maintaining, staging, and selling your Essex Home!

AND AS ALWAYS IF YOU HAVE ANY MORE REAL ESTATE QUESTIONS, COMMENTS, OR CONCERNS PLEASE FEEL FREE TO CONTACT ME AT YOUR CONVENIENCE!

Michael D. Klijanowicz
Multi-Million Dollar REALTOR®
Long & Foster Perry Hall

(800) 514-7355 X 3158 Office
(410) 236-3331 Direct on Cell

http://www.isellmdhomes.com/

Serving Buyers & Sellers in the
Greater Baltimore & Harford County Maryland Metropolitan Areas

"Creating lifelong Relationships with ALL of my clients"