Farmington, MI

As a Metro Detroit first time home buyer you may have never dealt with electrical problems before. Here are some quick safety tips.

1. Whenever working on a electrical plug or anything connected to the electrical system be sure to shut the electrical breaker or our shut off the main breaker. You can die of electrical shock too easily. If you don't know which fuse or which breaker shuts off the area you are working on, shut off the main at the electrical box.
2. If the circuit breaker or the fuse keeps "popping" or going off you have to unplug things on that circuit or hire an electrician to rewire the area.
3. If you are unsure of how to fix the problem hire a professional electrician.
4. Running extension cords creates a fire hazard. It is better to have an electrician put in a new outlet for you.
5. When you have time label the fuses or circuit breakers in your main box. It makes it easier to work on the house in the future

I have seen too many times home owners "rig up" something to get buy. My advice is to hire an electrician to do it right the first time because when you sell the house the inspector is going to find the rigging. And then you are going to have to pay to have it fixed anyway. So keep your family safe and do it to electrical code the first time.

Keep you and your family safe from electrical shock and fire.

Russ Ravary your Metro Detroit real estate agent

Oakland County first time home buyers need a little more information than what they get from just looking at the house. Here are three more things that you need to get your hands on to make a good decision>

1. Comps - or comparables. You want your Realtor to get all the Oakland County real estate that has sold within the last 6 months, that are like the home you are buying, and that are close in location to the home you are buying.
2. Sellers disclosures - These are forms that are filled out by the seller that answers basic questions about the house.
3. Pulbic records - these records can verify the square footage, the amount of the mortgage, who is the true owner, the current property taxes and the property taxes when you buy the home.

All of this information is very important to have as a Oakland County first time home buyer. Sadly many real estate agents skip some of this information. You should always have your Oakland County Realtor pull comparables of all the recently sold homes in the area.

Remember a knowledgeable Oakland County first time home buyer that is armed with all the facts will make a sound decision.

Russ Ravary your Metro Detroit real estate agent

Search Metro Detroit homes for sale

Oakland County first time home buyers part 1 - pre-approval letters MI

Oakland County First time home buyers part 2 - where to start and do next

Oakland County first time home buyers part 3 - how to read listings and pick houses to see

Oakland County first time home buyers part 4 - what to look for when looking at homes

Oakland County first time home buyers part 5 - what to look for structurally

Oakland County first time home buyers Part 6 - tips and tricks on how to keep the information straight

Oakland County First time home buyers series part 8 - listen to your Metro Detroit real estate agent

Today is the last day for Farmington Founders Festival located in downtown Farmington MI. It is located right on Grand River and Farmington Rd.

They have fine art booths located at the Masonic Temple right on Grand River.

There were about 50 tents of crafters and home items booths.

They had a great area for the kids to enjoy. A climbing wall, face painting, bouncy toys. A kids paradise. but no Carnival rides.

My wife and I clowned around and stuck our heads into the cutouts

There were live musicans and a beer tent in the parking lot down from Dagwoods Deli.

And of course there were food booths and local companies booths in the festival too.

So come on out and enjoy the last day of Farmington's Founder Festival located off Grand River West of Orchard Lake and East of Drake. Farmington MI is a great place to live or just to visit. so come check us out.

Russ Ravary your Metro Detroit real estate agent helping you find Oakland County foreclosures and bargain homes

Search Farmington Hills foreclosures and get the latest Farmington homes for sale emailed to you weekly

Whenever a home buyer puts in an offer the worst part is yet to come. The waiting, the uncertainty is so rough. Everything goes through your mind.

• What is taking so long?
• Did I bid too low?
• Did I bid too high?
• What is the seller thinking?
• Are they going to accept our offer?
• Should I have put more down?
• Does it normally take so long?
• What is taking so long?
• What is taking so long?

My advice I too keep busy. Visit friends, go to a local festival, see a movie, take the kids out. Enjoy yourself. But keep your cell phone handy so your agent can get a hold of you. Nothing is more frustrating to an agent than getting an answer and then not being able to get ahold of our client for a day.

Russ Ravary your Metro Detroit real estate agent

helping buyers and sellers with Livingston, Oakland, and Wayne County real estate

Search Metro Detroit foreclosures and get the latest home listings emailed to you.

This is what you commonly need to do a short sale. I send my clients this list before we meet so they are able to get everything together. This also lets me gage how motivated they are. Feel free to use this for your Short Sales.

Mike

Dear Homeowner,

In order to keep your home-selling process running as smoothly as possible, please provide the following items:

1. Fully completed Financial Disclosure Forms (attached 2-page worksheet).

2. Write a 1-page letter explaining how you got in this position.

3. Last 2 month recent pay stubs.

4. Copies of most recent 2 months Personal Checking Account Statements for each borrower on the loan.

5. Copy of signed last 2 years Personal Tax Returns.

6. Last mortgage statement(s), one for each loan you have.

Please understand, this information is critical to keeping the short sales process on track. A quick response is to your benefit, and will save many headaches and last minute delays from happening.

Need more information, call me !

Mike Sher,

Office: (248) 644-4700x242 Fax :(248) 499-1020 Bloomfield Hills, MI 48302 E-mail: mike@mikerealtor.com

CDPE (Certified Distress Property Expert)

MCAR, Short Sale Trainer

Max Brook and Real Estate One Short Sale Specialist.

The Mike Realtor Team Blog - Metro Detroit/Oakland County

Servicing in Southeast Oakland County, Auburn Hills, Birmingham, Bloomfield, Berkley, Beverly Hills, Canton, Clawson, Farmington Hills, Ferndale, Huntington Woods, Northville, Novi, Pleasant Ridge, Plymouth, Royal Oak, Rochester Hills, West Bloomfield, Troy, etc. We worked with: Bank of America, Country Wide, HSBC, EverHome, Litton, GMAC, Chase, Wells Fargo, Flagstar, Fifth Third, Charter One, Comerica, Am Trust, US Bank, National City

But, We Can Help!

This is a competitive real estate market. If you have to sell and can not, perhaps it is time to look at a Short Sale. The Mike Realtor Team has performed dozens of Short Sales for professionals who have lost their job, income has declined, medical problems, relocation, retirement, divorce, loss of spouse, unable to make ends meet, or other reasons not listed.