About Rochester's Paint Creek

While the country remains fixated on the problems of the overall housing market, many people are facing a

much more personal issue - what to do with their own home when a change is needed. Whether it is the birth of

a child, an elderly parent moving in, a job change, or just time for something different, making the decision to

move or remodel is rarely an easy one. With the overall housing market not as healthy as it was a few years ago,

the questions move beyond the number of bedrooms, the local schools, and local amenities. One must consider

how long it may take to sell the home, especially if the needs are pressing. Additionally, will there be improvement

projects to complete that would make the house easier to sell. Remodeling has its own set of questions,

including how long you might need to stay in the home to recoup the investment from a major project.

Whether remodeling or moving is in your near future, some significant mortgage analysis will be required.

Two of the most important issues will be the equity in your home and your credit situation. Generally, the

more equity in your home, the greater your options become. Your home's equity can be accessed for a remodeling

project either through cash-out refinancing of your current

mortgage or a second mortgage or line-of-credit. When selling

and buying a new home, your equity can be used for your new

home's down payment and closing costs. Your credit situation

will impact what type of interest rate you'll pay, how much you

can borrow, and the type of loans you should consider.

Given current market conditions, an honest and thorough analysis

of your financial situation should be completed before you

get serious about moving or remodeling. Please give me a call

to schedule a time for us to meet. I'll help make sure that you

understand all the financial options available to you.

www.AdvantageLendingCorp.com

Hello and Good Afternoon

Dropping by checking in to see if there is anything you may need from us here at Franklin Title Agency this week in the way of new title orders (form attached), title work updated, title questions answered, deed work completed, short sales negotiated, and or a closing scheduled? We are proud to have earned your business - Thank You

Mark Your Calenders for Thursday, June 24th at 4pm for our Official Grand Opening Ribbon Cutting Ceremony with the city of Rochester and you! We are very excited to celebrate with you are newest location at 1235 Main Street Downtown Rochester for champagne, great food, and even better networking. We look forward to having you out - We could nto have done it without you!

For your Records: I have attached title insurance premium rate charts as well as new title order forms.

Reminder: June 5th is the American Cancer Society's Relay for Life Event and as the Chair of the Survivor Committee my role is to spotlight the cancer survivors for their fight agaisnt cancer. So, if you know someone who has battled and beaten cancer I would love to have them out at the event where we have a lap for them, they will recieve a t-shirt, and most importantly be spotlighted for their courage in beating cancer. Please have them contact me and register online at http://www.relayforlife.org/auburnhillsmi Thank You!

Reminder: August 16th is the Boys & Girls Clubs Annual Golf Outing - If you are interested in being apart of this great event please let me know ASAP so I can get you on one of the sponsor lists and or into a foursome. Thank You!

Thanks again for your business - We appreciate everything and look forward to a great week ahead,

Keith Stonehouse
Vice President
Franklin Title Agency, LLC
http://www.franklintitleagency.com

Short Sale Negotiators, LLC
http://www.shortsaleneg.vpweb.com Office: 248-564-4022
Cell: 248-894-4785
Fax: 248-564-4024

Find me at:
Facebook - http://www.facebook.com/keithstonehouse
Linkedin - http://www.linkedin.com/in/keithstonehouse
Twitter - http://www.twitter.com/keithstonehouse
Activerain Real Estate - http://www.activerain.com/stonehouse
Michigan Realtor Masterminds - http://www.michigiganrealtormasterminds.groupsite.com

Women's Council of Realtors:
Rochester (Treasurer) http://www.wcrrochester.com
Birmingham/Bloomfield http://www.wcrbirminghambloomfield.com
Lake Pointe http://www.wcrlakepointe.com
North Oakland http://www.wcrnorthoakland.com

Member of:

- Rochester Regional Chamber of Commerce

- Sterling / Shelby Chamber of Commerce Board

- Boys & Girls Club of Auburn Hills Board

- American Cancer Relay for Life Auburn Hills Board

- Zoning Board of Appeals - Auburn Hills Board

- Historical & Geneological Society - Auburn Hills