Waterford, MI

I am sure you are aware that negative credit is a major problem that plagues millions of people in this country today. Without a doubt, it is the number one issue that prevents the overwhelming majority of your clients from realizing the American Dream of home ownership. We know that in the real estate and mortgage business you may have to contact dozens of prospects in order to find five to ten people whose credit is good enough to qualify for a home loan. That low percentage has been an accepted part of the business for years.

At United Credit Education Services, we have developed a process by which we work with consumers to research outdated, inaccurate and unverifiable information on their credit reports to improve their credit profiles. This service could help some of your prospects and put your company on the road to incredible growth. Imagine being able to recover potentially lost revenue from people you previously had to turn away. I'm sure you can see how this service could increase the number of transactions that you will be able to close. More importantly, this service could enable your clients to qualify for lower interest mortgages. That will make higher loan amounts affordable and enable them to buy the home that they really want.

At UCES, we feel that by utilizing our service, your company will be able to give many people the opportunity that they are looking for. You can contact the people you have been unable to help due to credit problems and give them the chance to purchase a home or reduce their debt by refinancing.

Please give me a call for more details about our product. I will gladly show you how we can help your clients achieve their full credit potential.

Join us TONIGHT 8:00 PM for the VR-Tech Business Opportunity Call Use call number (712) 432-9614, PIN 48177

Or Contact me directly at 248-830-4832 tim_thrift@yahoo.com

Please Join Us! This Tuesday Dec. 8th at 8:00 PM. Invite a guest.

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United Credit Education Services - Products and Services Are you like eight (8) to nine (9) out of 10 people impacted by the chaotic Credit Crises that has riddled the US economy? Is your current credit score below 740? Would you like to know how your credit score is calculated? Would you like to learn about the Best Credit Education, Restoration and Rehabilitation program on the market and in the industry? If you've answered yes to one or more of the above, then you need to join us for this power packed information sharing session. Register for a session now by clicking a date below: Tue, Dec 8, 2009 8:00 PM - 9:00 PM EST Tue, Dec 15, 2009 8:00 PM - 9:00 PM EST Tue, Dec 22, 2009 8:00 PM - 9:00 PM EST Once registered you will receive an email confirming your registration with information you need to join the Webinar. System Requirements PC-based attendees Required: Windows® 2000, XP Home, XP Pro, 2003 Server, Vista Macintosh®-based attendees Required: Mac OS® X 10.4 (Tiger®) or newer

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Waterford has seen an improvement in the number of house sales over the past three months. Although the prices have stayed on a steady decline, it is considered a seller's market in every price bracket below $125,000.

The Absorption Rate Graph for Waterford is posted below.

6 Months Supply of Inventory = Balanced Market
Over 6 Months Supply = Buyer's Market
Under 6 Months Supply = Seller's Market

Fight back against Cancer

This is a topic that has a simple solution. I cant seem to understand how it is not so clear for some. We are close in Michigan to taking a huge step in preventing a killer. We are close to helping our kids and familys enjoy themselves without second hand influence. Please call and let the Rep. know.

So, we have a call to action that will take 5 minutes of your time. Representative Haines is currently "on the fence" about smokefree Michigan and said he needs to hear more from his constituents. Hopefully our voices will truly make a difference in his decision.

Call him and tell him we, our families, and our kids, want a smoke free Michigan! The phone number to call and be patched through: 517-373-6339.

Absorption Rate is a method we use to determine the supply and demand for housing.

We determine the number of listings on the market within particular price brackets. We then view how many houses have sold or pended in the past three months and calculate the average per month. The number of active listings is then divided by the average sales per month to identify how many months inventory is available.

Sellers Market - Less than 6 Months Inventory
Buyers Market - More than 6 Months Inventory
Balanced Market - 6 Months Inventory

All information included in our Absorption Rate Graphs is generated from Realcomp Inc, an area Multiple Listing Service serving Southeastern Michigan. Note that no private sales would be included in this report. All information is deemed accurate but not guaranteed.