Waterford, MI

We are a foreclosure consultant and licensed real estate broker in South East Michigan. We take over properties for distressed homeowners who:

• Are facing foreclosure or already in foreclosure
• Want to avoid further damage to their credit by avoiding the foreclosure
• Do not expect to receive funds at closing

We are different from other acquisition companies:

• Our goal is to help the homeowner avoid further credit damage
• Help prevent another board-up in the neighborhood
• We take title subject to the existing mortgage
• We acquire the property fast, completing the deal within 24 - 48 hours
• We legally take over all responsibility for the property
• We stop a foreclosure from being reported on your credit

We take over all responsibility for the property through a simple, straight forward title transfer. Once this is complete, we communicate with your lender and put an end to the harassing collection calls and letters that the distressed homeowner is sick and tired of dealing with. We pursue all legal means of negotiation with the bank; if necessary, our attorneys will get involved to initiate a lawsuit to force the bank to cooperate and sell to us at a discount.

The benefits to the homeowner facing foreclosure:

• We stop foreclosure from being a part of your credit report
• A foreclosure can damage your credit for up to 10 years!
• We put a stop to the intimidating phone calls and collection letters
• We get paid for our service, but NOT BY YOU!

Basic requirements for your property to meet our acquisition criteria:

• Property must be a single family residence
• Must be in foreclosure or facing foreclosure with hardship preventing you from making the payments
• You do not expect to get proceeds from the sale of the property
• Property must be vacant or you must intend to move soon

Learn more about our services; visit http://www.oaklandmichiganhomes.com

Call Alan at 248-363-0100 or email afaitel@yahoo.com

Thousands of Michigan homeowners are facing foreclosure today. This foreclosure frenzy is happening nationwide; distressed homeowners are in financial distress for many reasons; some that are beyond their control.

If unfortunate circumstances have left you falling behind on your mortgage payment, or if you are anticipating future problems, we can offer a better solution than losing your home to foreclosure.

There are many options to foreclosure and many foreclosure questions you need answered. We are foreclosure specialists; we can answer your questions and help you, if you are facing foreclosure, or are already in foreclosure, no matter where you are in the foreclosure process.

One foreclosure option is the Short Sale. We are experts in short sale negotiations. We are well known in the area, with our success in getting short sales approved with ALL major lenders.

The alarming statistics are discouraging for homeowners, as the foreclosure frenzy continues. Sadly, this trend is predicted to continue as more people face losing their home to foreclosure.

Avoid Foreclosure; Let us help. We do not charge you for our services; we do get paid, but NOT BY YOU! Call us now; we can discuss your situation and go over your options. If the best option for you is a short sale, we can begin negotiations with your lender immediately!

Take Action Now! Take Control Now! Take Back Your Life!

Learn more about our services at http://www.oaklandmichiganhomes.com

Call Alan at 248-363-0100

Email afaitel@yahoo.com

What's the Catch? Got Questions? Here are some Answers:

Q: Can I own a home if I have bad credit?
A: Yes! We turn renters into Home owners. If you are renting now, then you can own a home.

Q: How does Rent-To-Own work?
A: The Rent-To-Own program is easy - just move in and make your payments on time for year, and you will be a homeowner!

Q: How does Land Contract work?
A: A land contract is just like a mortgage. Your payments will include principal, interest, taxes and insurance. You are the owner, so you can sell or refinance the home at any time. And yes, you can have pets and paint the home your own colors.

Q: How much do I need to do a rent to own or land contract?
A: If you have $1,000, we can get you into a program! For our bigger and more expensive homes, you will need $2,000 to $3,000 down.

Q: How hard is it to qualify for a home?
A: Just fill out an application and fax it in - it's fast and free. We will respond within 24 hours.

Q: What if I don't have good credit, a big down payment, or proof of income?
A: We do look at credit, down payment, and income, but if you are strong in one area, we can work with you.

Visit http://www.oaklandmichiganhomes.com for more information

Call Alan at 248-366-0100 or email afaitel@yahoo.com

Buy Foreclosed and Seized Homes for Pennies on the Dollar

Federal, State. Local Governments and Law enforcement agencies seize 100's of homes and other properties.

In today's economy 1000's of people are being forced into foreclosure by their Banks.

Well neither the Banks nor any Government agency really wants to hold onto these properties so they MUST sell them to recoup their money.

I'm sure you have heard that it-s possible to buy these homes at a greatly reduced price.

Well you would be 100% right!!!!!

You can buy beautiful homes as much as 40% below market value or even more right in your area.

We will show you how.

All of these properties must go to auction and be sold.

We make it possible for you to bid and buy these properties for incredibly low prices.

Please visit http://www.oaklandmichiganhomes.com to learn about other programs we offer.

For further information please call Alan at 248-363-0100 or email afaitel@yahoo.com

Benefits to the Buyer-Homeowner:

You get a fully fixed up home the way you want it.
You get a low monthly payment with no PMI (Private Mortgage Insurance)
No money out of your pocket, and have no money in the home.
You will have equity in the home.

The Home Owner Land Contract Rehab Program is designed to help homeowners take advantage of the great deals on bank-owned homes that we have in Michigan. The buyers need only a small down payment and can fix it up the way they want their home to look. The buyers may get all their money back they have invested into the home, so they have no money out of pocket. The buyers can have a fixed up home with equity and a low payment with no PMI and no money out of their pockets.

How a MLF rehab program works:
Let's say the buyers found a bank owned home that needed repairs. MLF buys the home and sells it to the buyer on land contract with a small down payment.
The land contract for 24 months at 11% and interest only and there is a $5,000 discount if the land contract is paid off in 6 months or less. In some deals there maybe escrow money for renovations.

We fix up the home and refinance the home and you get to enjoy the benefits:

You get a fully fixed up home the way you want it.
You get a low monthly payment with no PMI (Private Mortgage Insurance)
No money out of your pocket, and have no money in the home.
You will have equity in the home.

Please visit http://www.oaklandmichiganhomes.com to learn about other programs we offer.

Call Alan at 248-363-0100 or email afaitel@yahoo.com