3611 104th Avenue N , Brooklyn Park, MN 55443-1015
Status: Active List Price: $259,900 Original List Price: $385,000
Previous Image 1 of 11 Next Slideshow · Open All Down Payment Resource WEBForms Book A Showing Infosparks Add to Watched Items Report a problem with this listing Total Bed/Bath: 5/ 4 Garage: 3 Year Built: 2003 Map Page: 64 Map Coord: A4 Directions: NOBLE TO 101ST, RIGHT TO FRANCE AVE, N TO 103RD AVE, RIGHT TO 104TH AVE, LEFT TO HOME ON RIGHT. (Click icon for Virtual Earth Map)
Style: (SF) Two Stories Const Status: Previously Owned Foundation Size: 1,285 AbvGrdFinSqFt: 2,570 BelGrdFinSqFt: 1,285 Total Fin SqFt: 3,855 Acres: 0.000 Lot Size: 84X140 TAX INFORMATION Property ID: 0311921420065 Tax Year: 2011 Tax Amt: $5,163 Assess Bal: $ Tax w/assess: $ Assess Pend: Unknown Homestead: Yes
List Date: 07/03/2011 Received By MLS:07/04/2011 Days On Market: 176 CDOM History
General Property Information
Legal Description: LOT 10, BLK 5 TRAILS EDGE ESTATE 1ST County: Hennepin Postal City: Brooklyn Park School District: 279 - Osseo, 763-391-7000 Mfg Home w/HUD#: No Complex/Dev/Sub: TRAILS EDGE 1ST Common Wall: No Association Fee: $ Assoc Fee Frequency: N/A Assoc Fee Includes: N/A Zoning: Residential-Single Accessibility: None
Remarks
Agent Remarks: PRE APPROVED SHORT SALE -Bank stated BPO came in way above agents verify measurements -please email mnlakeplace@yahoo.com for offers-questions Public Remarks: Great home located in high end neighborhood of homes-
Structure Information
Room Level Dimen Living Rm Main Dining Rm Main Family Rm Lower Kitchen Main Bedroom 1 Upper Bedroom 2 Upper Bedroom 3 Upper Bedroom 4 Lower Other Rooms Level Dimen Office Main Family Room Lower Hobby Room Lower Fifth (5th) Bedroom Bathrooms Total: 4 3/4: 0 1/4: 0 Full: 3 1/2: 1 Heat: Forced Air Fuel: Natural Gas Air Cond: Central Water: City Water/Connected Sewer: City Sewer/Connected Garage: 3 Oth Prkg: Pool:
Fireplaces: 1 Fireplace Characteristics: Appliances: Range, Dishwasher Basement: Full, Drain Tiled Exterior: Metal/Vinyl, Brick/Stone Amenities-Unit: Parking Char: Attached Garage, Driveway - Asphalt

STEVE VENNEMANN LARGEST MINNESOTA OWNER FINANCED HOMES LOCATION SEE BELOW FOR INKS TO 100S OF OWNER FINANCED PROPERTIES. Wisconsin land contracts.

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Any time I see a 74 percent jump in anything, I hear alarm bells, so when the Treasury Department reported just that big a jump in its Home Affordable Foreclosure Alternatives (HAFA) program, I figured there had to be something really big behind it.

And I was wrong.

There's nothing big behind it, in fact there's something very small behind it: Small numbers. http://www.mnlakeplace.com/wi-financed-homes

<!--StartFragment--> <!--EndFragment--> HAFA provides financial incentives for servicers and borrowers to do short sales (selling the property for less than the value of the mortgage) and deeds in lieu of foreclosure (basically just giving the property back to the bank). The program launched in April of 2010 and was later streamlined in December, 2010, based on feedback from mortgage servicers, real estate agents and homeowners.

So far, HAFA has completed 7,113 short sales or DIL's. In April, however, HAFA saw 1,666 completed, up 74 percent from the 959 done in March.

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http://www.minnesotahomescontractfordeed.com

<!--EndFragment--> Why the jump?

"It's too early to draw broad conclusions," says Treasury spokesman Andrea Risotto, noting that Treasury just began reporting the numbers two months ago. She also points to a long reporting lag because the short sale process still takes so long. But none of this is the story. The 74 percent jump exists because the numbers are just so small, and that's the story. HAFA is doing a relatively miniscule number of short sales, when you compare the program to what the big banks are doing on their own.

JP Morgan Chase [JPM 41.605 -0.065 (-0.16%) ] has done over 110,000 short sales since 2009, now processing about 5000 a month, according to recent reports to Congress, and they are the number three servicer behind Bank of America and Wells Fargo. If you extrapolate that out, the top three banks are probably doing more than 20,000 a month, and they're ramping up the sales as we speak.

http://www.mnhomescontractfordeed.com

<!--StartFragment--> <!--EndFragment--> "Short sales shot up in the Spring as banks wrestled with foreclosure problems and delays," says Guy Cecala of Inside Mortgage Finance. In fact, the Campbell/Inside Mortgage Finance HousingPulse Tracking Survey reported short sales hit a record high of 19.6 percent of all home purchase transactions in March. "Banks have discovered that short sales are often the fastest and most cost effective way to resolve a severely delinquent mortgage, and they have greatly improved their processing systems (any turnaround times) for handling these transactions."

Compared to a foreclosure, other sources say, short sales result in smaller losses. There is more financial certainty than from an REO (bank owned) sale many months down the road when the property has likely deteriorated. The banks are currently looking at so many potential REO's from so many delinquent loans in the pipeline, they'd be ridiculous not to try to short sell as many as they possibly could. http://www.mnownerfinancedhomes.com

<!--StartFragment--> <!--EndFragment--> Some servicers are aggressively seeking out borrowers for short sales.

"Chase reaches out to borrowers who have already listed their homes or were recently denied a modification to initiate the short sale evaluation process. The goal is to have as much paperwork completed as possible prior to receiving the offer, thereby reducing the time from offer receipt to approval," a Chase spokesman explains.

But why, if HAFA actually pays borrowers and servicers to do short sales and DIL's, would banks be doing so many outside of the program? http://www.760credit.com

<!--StartFragment--> <!--EndFragment--> "HAFA is a taxpayer funded program, so it has eligibility requirements targeted at a certain segment of the population," says Risotto, noting that the program is for owner occupants who can demonstrate financial hardship and whose first mortgage is less than $729,750. "HAFA is not meant to be for every person looking to do a short sale," she adds.

<!--StartFragment-->

http://www.mnlakeplace.com

<!--EndFragment--> That knocks out investors, jumbo loans and borrowers who don't meet the "hardship" requirements of the Treasury. The big banks are likely more lenient on that last one, again knowing that a short sales will be cheaper in the end than a foreclosure.

<!--StartFragment-->

http://www.mnlakehomescontractfordeed.com

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IF YOU ARE LOOKING FOR A HOME TO PURCHASE WE CAN HELP-

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STEVE VENNEMANN 651-334-8312

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WE ALSO HAVE HOMES IN WESTERN WISCONSIN ST.CROIX COUNTY WI-PIERCE COUNTY WI-

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<!--EndFragment-->

<!--StartFragment-->

MINNESOTA OWNER FINANCING LINKS TO HOMES CONDOS-TOWN HOMES-CABINS-REAL ESTATE BY OWNERS- BAD CREDIT –MN HOMES CONTRACT FOR DEED-CONTRACT INFORMATION-SELLER FINANCED-CARRY BACK MORTGAGE-CONTRACT FOR DEEDS IN MINNESOTA. BELOW ARE OWNER FINANCING SITES AND AREASE WE SERVE .

STEVE VENNEMANN 651-334-8312

BoardWalk Premier Realty INC

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MINNESOTA’S LARGEST OWNER FINANCING SITES-NOBODY HAS MORE HOMES CONTRACT FOR DEED THAN US. BROWSE OUR SITES AT NO COST TO YOU.

http://www.mnownerfinancedhomes.com/anoka-county/

IF YOU HAVE 10% DOWN WE WILL FIND YOU A HOME. GOOD OR BAD CREDIT DOESN’T MATTER AS LONG AS YOU HAVE 10% OF THE SALE PRICE DOWN OF THE HOME YOU ARE SEEKING TO PURCHASE.

http://www.mnownerfinancedhomes.com/wisconsin-homes-contract-for-deed-homes-cd-acreage-wi-lake-homes-farms-owner-financing-info/

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WE ALSO HAVE HOMES IN WESTERN WISCONSIN ST.CROIX COUNTY WI-PIERCE COUNTY WI-

651-334-8312 STEVE VENNEMANN

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