![]() |
|
|
![]() |
|
|
Buying a first home in the Brainerd Lakes area of Minnesota is a huge step and definitely not an easy decision. Anyone entering into this process for the first time deserves special attention from a real estate professional that is prepared to walk them step-by-step through the process.
I'm here to provide you or any first time home buyers that you know with that exact level of service.
It seems to make perfect sense that as a first time homebuyer, the first thing to do is to shop for homes. Many start by investigating the market in a desirable area and finding that perfect property. Then, they contact a mortgage professional. Unfortunately, this is when the dream can fall apart for potential buyers! Essentially, they've begun the process backward. When a bank or lending institution declines a mortgage loan, for whatever reason, the potential homebuyer can be left frustrated. Buyers then face the prospect of having to start their search again, seeking a new set of properties that fall within the boundaries of the mortgage company's approval. Homes in a lower price range, often do not measure up to what they had been viewing in a higher price range.
The opposite may also be true and they actually qualify to buy in a higher price range! Smiles all around for this.
For the real estate professional, the first question to ask the client isn't, "What kind of house are you looking for?" But rather asking them, "Have you been pre-qualified for a mortgage?" Unless the buyer is paying for the house with cash, a pre-qualification is an essential element in the buying process.
The pre-qualification process isn't difficult, and as a result, buyers will know exactly what they can afford, which in turn clearly defines their choices. This common sense approach can save real estate professionals time, as they can direct clients to homes that fall within their approved price range, rather than those they can't afford. It can also save buyers a lot of potential heartache and disappointment, removing the lure of falling in love with that "perfect home" that's out of reach and replacing it with a home that, instead, will be affordably just right.
In order to make an offer on property here in the Brainerd Lakes area of Minnesota. we need to include a pre-approval letter from your lender with the purchase agreement, along with earnest money. That shows you are serious and ready to purchase.
I would truly appreciate you passing my contact information their way. I guarantee to take good care of them and to help them on their way to finding that perfect first home.
![]() |
|
|
Rates are at a record low after steadily declining throughout May, primarily due to uncertainty in the global and domestic economies. While these incredible rates represent a significant savings for home buyers, experts note that for the benefits to fully be realized, lending conditions must loosen so more buyers can take advantage of them. As overall economic activity gets back on track, rates will likely rise to keep inflation in check. In other words, the window of opportunity for buyers to lock in these historically low interest rates may not remain open much longer.
In our lovely Brainerd Lakes are of Minnesota, we have homes in every price range, condition and location. Investment properties abound with many duplex and single homes at great prices to convert into rentals.
![]() |
|
|
I Wish You A Slice of Heaven this Summer.....Even if It is Only for a Day.
There are little slices of Heaven all over this magnificent earth. I hope this summer you take the time to enjoy one of them even if it is just for a day.
I just got back from an overnight getaway. My sister lives in Arizona and was spending this week visiting our Mom in Fargo, ND. I was going to head to Fargo too but but I came up with the idea of meeting "sort of" in-between.
It was a three hour drive for each of us and we went "UP NORTH". That is Minnesota slang for heading to the northern region of MN to some of the lake area resorts.
One of the Largest Resort Communities in MN is the Brainerd, MN area with hundreds of lakeside Resorts to choose from. There is one that I have been wanting to stay at for years and this time I did.
Grand View Lodge in Nisswa, MN.
It is in the National Registry of Historic Places with the main lodge built in 1919.
After check-in we went for a walk around the grounds. It was a little misty but it seemed to make it all the more beautiful.
Come on and take a little stroll with me...........

I hope your summer will bring you a little slice of Heaven......even if it is only for a Day.
![]() |
|
|
MINNESOTA HOMES FOR SALE CONTRACT FOR DEED - OWNER FINANCING- http://www.minnesotahomescontractfordeed.com
<!--StartFragment--><!--EndFragment-->
|
|
|
<!--StartFragment-->
http://www.mnhomescontractfordeed.com
owner financed houses-home
<!--EndFragment-->ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
Powered by the ActiveRain Real Estate Network
© 2012 ActiveRain Corp. All Rights Reserved