About Wright County, MN

Just read Lenn Harley's blog, and it really made me think. I have to thank her immensely for writing about how as agents need to practive our "craft". Do you think twice when you work on these contracts for clients be they a buyer or seller? Or are you unsure? These are legal contracts. We need to be sure how we are constructing them for our clients' benefit. Whether for a private party or a corporate entity (such as a bank) we want our client to be represented to the best of our ability. So practice does make perfect. If there is something you do not understand, before you draft it or, worse, sign it, clients, make sure you understand it!

Legal, enforceable contracts are serious business, and we want everyone to understand what is being agreed to. So, if your agent (or agents, if you don' understand it, get it explained to you) can't explain to your satisfaction, don't sign it.

We have dropped the price at 7088 Quail Ave, Otsego to $79,900!

What a great buy!!!
If you are looking for a clean townhome near the Highway 10 or 94 - this is the best of both worlds. Easy commute either direction.

Call today for your own viewing of this great two bedroom, two bath townhome!

If you are looking for professional real estate services I am only a ring away! I am looking forward to working with you.

Lindsey Hasford
Coldwell Banker Vision
231 Main Street - Elk River - MN 55330
763-241-5488 (office) 763-218-1347 (cell)
lindseyhasford@coldwellbankervision.com
http://www.hasfordhomes.com

The more things change, the more they stay the same. Move or get out of the way.

How many of these truisms have you heard? Hardly as many as I have, I'm guessing. Life keeps going regardless of our circumstances. So, whether we like it or not, a great many changes are inevitable in the very near future. We can decide our own fate. Really, even if you don't believe you have any control, you do. At least to some extent...you can control your destiny. So, your attitude about your circumstances now and what you believe can be are really all that matters. So, take your future by the horns. Hold on or let go...which action feels better is only determined by your style and comfort level.

I'm a mover and changer. I only feel comfortable with many decisions to make, much to do and people to see. If you are not, I understand. But, you might feel more comfortable having someone who can take it all in stride assisting you with the details and explaining the decisions you need to make. When you need that someone, call me. You will not be disappointed, trust my friends and former clients!

As I was perusing the four or five industry-related blogs and websites I read each morning to get myself motivated and my clients informed, there was this bit of cheer....

78,179 homes were taken by lending institutions during the month of November, down 8% from October. In October - 84,868 homes gone. In all, a total of 1,014,618 homes have been affected by foreclosure since August 2007. Statistics are according to CNNMoney.com.

Now, why is this cheery? Because each time, the numbers drop, it gives us an opportunity to write to our Representatives to let them know that we need some legislation to help overcome the vacant and iced-up homes in our communities and to assist those who just lost a job to not lose the house, too. Now, I believe in personal responsibility all day long, but there are some individuals who just got blind-sided by the tough economy. They didn't burn up the plastic and there are no big toys in the garage.

I work in this business...foreclosures. It's not pretty, and it is hard, depressing work. (On the flip side, I'm acting president of the Elk River, Otsego, Zimmerman and Big Lake Habitat for Humanity, so I can give back, too.) I also see the devastation of those people who are in the short sale position. The banks make it so hard, if not impossible sometimes, to get out honorably. But, if it can be done, we can do it!

I would love to not have to do Broker Price Opinions for the banks for a month...in the last year, the only time I didn't have an order from a bank was Christmas week.

The flood isn't over yet, but with a little sanity in government, perhaps we can get some loan modification legislation passed that makes sense and helps to keep people in their homes.