Maple Grove, MN

This short video explains the confusing "Truth-in-Lending" disclosure and how the APR is computed. I discuss the flaws in only looking at APR to determine what is really the lowest cost option.

You can subscribe to my channel at You Tube at http://www.youtube.com/midwesthomeloans. At the channel I have many videos of short topics and I put new videos every week.

My short video explains what is meant by a "no closing cost" mortgage. I explain how it is computed and helps you think about this option and if it is a viable option for your new mortgage. You can subscribe to my channel on You Tube at http://www.youtube.com/midwesthomeloans. My channel has other videos on other mortgage and real estate topics. New videos are added every week.

This short video explains the similarities and the differences of what a fee appraiser produces with what a professional real estate agent produces. It explains some of the constraints the appraiser is under which the real estate professional is free to ignore.

This short video gives you the background on what happens when an appraiser does an appraisal. It gives you an understanding of how the appraiser determines value. At River City you always get a copy of the appraisal at closing. If you are using someone else, always insiste on getting a copy for your records.