Maple Grove, MN

In this short video I explain some of the differences between working with the seller's agent or your own agent. My experiance comes from my 13 years as a real estate agent, real estate broker, 6 years as a builder and 13+ years as a mortgage banker, branch manager.

When financing, should you finance with a mortgage broker or a mortgage banker? In this short video I explain the differences between the two types of lenders. Both have many strenghts and each of some weeknesses. Only you can decide which you should work with. My video is designed to provide you the basic information to help you in knowing the differences.

In my short video, I explain why FSBOs may not be the "best deal". I think they need to be considered, especially if they are underpriced but more times than not, they are overpriced. Typically the buyers lack negoitiating power when it comes to For Sale By Owners. This video is cumulation of my twenty-seven years of experiance in the real estate, new home constuction and mortgage industries.

Here is my next video in the series. It is all about rate locks. In the video I explain the difference between "Hard" locks and "Float Down" locks. I discuss the you need to get a written confirmation.

Rate Locks vary in length and of course, the long the term of the lock the more expensive it is. That cost can be charged as a fee or burried in the rate charged.