Rush City, MN

Well, it was a great day yesterday to spend some time with an old friend.

We had not seen each other in a while and because I had an appointment not far from him, I called.

When his wife answered the phone and said he was not home I asked where did he go.

There was a moment of silence..."Bill, do you really need to ask?"

That was all I needed. After my appointment I drove to the frozen water near his home. I am still a bit chicken about the ice, so I walked out to his house about a quarter of a mile off shore.

We drowned a few minnows and a sorrow or two.

The two hour break was a good change of pace for both of us.

This is not his house but for those of you who live in the warmer climates...Yes, we do put houses on the ice.

I love the snow and cold. Well, at least for a short time.

I have had a lot of errands piling up that I have not been able to get to. When I take time to do one, I have hoards of people in my way and i have to wait and wait...and wait!

The last couple of days, most of the population thought it was cold outside and stayed in their homes. Myself...I got out and breezed through my errands in record time. No waiting at all.

Want to get some of you errands done fast...Wait for inclimate weather, brave the elements and get your errands done fast!

In this world of upheaval, everyone is pointing fingers at the other for the blame.

No one takes ownership of his/her own faults. It is so much easier just to blame the next guy.

Money problems the world wide has every Super Power pointing fingers at each other.

Here is a quote I found in one of my outdoor magazines. No Author was given, but it makes a lot of sense.

If all the Nations in the World are in debt...Where did all the money go?

When you think about it, it kind of scares a person as to what the answer may be.

I received a call yesterday from clients that will be working with me in the future.

I met with them 6 months ago and talked about the possibilty of walking away from thier home as they were like many people...upside down.

WE talked about the ramifications of walking away.

Destroying perfect credit.
The increase of interests on current bills
The increase in insurance rates because of the credit risk.

ECT ECT.

Having the pride they did, they decided to wait for a few months and not make such a snap decision.

The call I got yesterday was of very deep gratitude.

The Wife came was diagnosed with cancer a few weeks later. Car issues made the repairs to costly so they needed to purchase a different car. Plus some other issues, like they said "When it rains it pours."

The reason for them being so happy was that if 'they' had walked away from their home, they would not have been able to purchase another car, (because they still had great credit) at least not one that was not ready for needed repairs. Family are not able to finacially help so they would have been in a tough spot.

Homes in their neighborhood are seeing a slight increase in values. 3 of the last 5 sold for above the list price and 2 were above the appraised price.

This family is poised to be in great position as the economy starts to turn around. They still have thier pride intact and to them that meas a lot.

They wanted to thank me for helping them understand the problems of walking away.

Walking away from a home because you are upside down in a mortgage is NOT always the best thing to do, especially if you can affoard the paymments. Bad credit will eat you alive on other bills and issues for years to come. Even finding rental housing can be very hard in tight rental market when you have ba credit.

Think hard before just walking and get some GOOD financial advice.

I loved being outdoors, in case you have not visited many of my blogs.

I love to hunt and today, I went out and did some hunting.

Now, my license isn't good until Monday...(Bow and Arrow) But the woods is full of things to shoot.

This deer is the first I thing shot. She had no real idea what I was and slowly walked off.

This fat Fox Squirrel was the nest to show up and offer himself for a quick photo op.

Animals are not the only wildlife that gets shot in my woods.

And I was lucky enough to get a quick peek at the setting sun to end my evening hunt.

You don't have to go into the woods and Kill something to enjoy Nature. I enjoy the hunting with gun or camera.

Looking for a home where you to can lived this dream? Just call or E-Mail me!