About Woodbury's Woodbury Mn

RE/MAX Results Acquires RE/MAX of Rochester and RE/MAX Realty Plus of Austin, MN

Woodbury Minnesota Relocation - Durham Executive Group

The Durham Executive Group specializes in working with families who are relocating into Woodbury MN and the surrounding communities, or conversely we work with families who are relocating out of Woodbury MN. In this particular case, we assisted a wonderful couple where the husband had been transferred to the East coast by his company. With strong marketing representation during a down housing market we were able to sell the home in less than five weeks at a price that the sellers were very happy with. In fact, the sellers were so happy with our services that they wrote the following testimonial:

Becky and John, "thank you so much for all the work you did for us with the sale of our home. We have sold three houses in the last 7 years and have never had agents as professional and motivated as both of you. You truly have gone above and beyond during this stressful period. Because of you we sold the house in less than 5 weeks during a really bad selling period at a price we were very happy with. I would highly recommend both of you. It was a great pleasure doing business with both of you."

Thanks again!

Angela & Bernie

Woodbury MN Relocation - Durham Executive Group

The Durham Executive Group assisted a young couple who had transferred up from Florida and was looking to relocate to Woodbury MN. After an extended search we were able to help them find and negotiate on a home that met all their criteria for a new home. With strong representation the transaction was seamless and we closed on the home just a few days ago.

Lenders are looking at a wider range of your personal data in determining whether you're a good financial risk. And it's all under a cloud of secrecy they'll never share with you!

A would-be borrower may be denied a mortgage based on "stuff" they never know were relevant when applying for a mortgage loan. Federal regulations that will go into effect sometime in July 2011 will require lenders to disclose which factors they used, however, they will not be required to disclose the results of their underlying data and formulas. No one knows what the models are and how they are being used to calculate your financial health.

We're all familiar with FICO scores . . .

BUT WHAT ABOUT THESE?

• Deposit Behavior Score?
• Employment History Score?
• Job Security Score?
• Property Values Score?
• Income Levels Per Your Zip Code Score?
• Unemployment Rate Per Your Zip Code Score?
• How Often You Switch Jobs Score?
• How Often You Switch Your Phone Lines Score?
• Checking Account Managing Score?
• Overdrafts Score?
• Riskview Total Solutions Score?

And dozens and dozens more!

A FICO score is largely based on a person's payment history and the size of his debts.

FICO scores can be monitored for accuracy and can be corrected if errors occur, but the secrecy that surrounds these new scores makes it impossible for borrowers to know why they were denied credit. Mistakes can go undetected and, therefore, uncorrected. According to John Ulzheimer, the president of consumer education at SmartCredit.com, "Consumers have no clue how many times they're being scored."

Chi Chi Wu, a staff attorney with the National Consumer Law Center in Boston, states that "These scores are like black boxes...No one knows what the models are and exactly how they're being used, but the information can have a tremendous impact on people's lives." You can read the entire article here, "Cloud of Secrecy Surrounds New Credit Scores."

So, where will this 1984 Big Brother attitude stop in determining one's credit worthiness? Will they soon include my medical history in case I have a condition that might pose a credit risk? Will they monitor how many times I flush the toilet or how long my showers take to determine if I'm a conscientious environmentalist in conserving water? Will they check with my waste management company to see if I participate in recycling? Will they monitor how much junk food I buy at the grocery stores as my cravings potentially may pose a health risk? Heck, maybe they're already doing these . . . and, I'm sure, you can think of a few ludicrous "models" on your own.

Oh, Brother! I think I'll go take a cold shower now." A short one though!

Do you have leadership experience with Youth?

The City of Woodbury has a part-time position open for a Pee Wee Sports/Activities Leader and is now accepting applications.

The primary objective of this position is to instruct groups of children, ranging in ages 3 to 7 years, in activities that are designed to develop fundamental motor skills as they relate to specific sports and activities. The program starts the week of September 20th.

For complete position details, starting salary, and application materials and submission, visit Part-time Pee Wee Sports/Activities Leader.

Watering Policy Reminder

Although Summer is nearing its end and the Fall season's sneaking up on us, this is just a reminder that the City of Woodbury does have a year-round watering policy in effect. The general policy for both home owners and business owners is an ODD/EVEN watering schedule, including a watering ban between the hours of noon and 5:00pm each day.

Before turning on the sprinkler, check to make certain it's your "day" . . . if your address ends in an odd number, you may water your lawn on odd-numbered days of the calendar; if your address ends in an even number, you may water your lawn on even-numbered days. Then check the clock . . . no sprinkling between the hours of 12:00pm and 5:00pm. This applies to both odd and even days.

For more information, visit Woodbury's Watering Policy.

Remembering 9/11

Saturday, September 11, 2010 marks the ninth anniversary of the tragic events that occurred on this, as we come to know it, the 9/11 attacks in New York, Virginia and Pennsylvania. Let us all join together in remembrance and celebration of the thousands of brave people who lost their lives on that fateful day and of all the citizens who tirelessly volunteered in search and rescue in the aftermath.

The Center for History and New Media and the American Social History Project/Center for Media and Learning have produced a digital archive "Saving the Histories of September 11, 2001." This historical collection is packed with the day's chronology of events, stories, images, videos, emails, research, sounds and more.