Biloxi, MS

Great news for the Mississippi Gulf Coast Recovery! Maximum FHA Loan limits increased as of 3/6/08 from $201,050 to $271,050! With the increase of down payment requirement on Conventional Loans due to declining market messages from Fannie & Freddie, plus the reactions from PMI companies resulting in higher minimum credit scores --- this increase from the FHA is a HUGE Blessing.

What this means for buyers who may not fully understand what I just wrote is that you can get a home loan with a minimal 3% down payment and 580 credit score up to $271,050 as long as you can meet the other FHA guidelines. This will save homebuyers thousands of dollars and offer them lower interest rates and lower monthly mortgage insurance premiums.

If you are a homebuyer in MS, AL or LA, please feel free to call or email me to find out more information or apply for a FHA loan today!

If you or someone you know is thinking about selling, I really believe I can help you. If I didn't think that I could help you, than I wouldn't ask you to hire me! If you are thinking about selling and are hesitant to pick up the phone and give me a call, it's usually because of price. You might feel that I charge too much or you may feel that you will not get enough money in your pocket to make your move more comfortable.

What if I told you that you would probably lose a sale or maybe lose thousands of dollars, would you hire me then? I am certain that you are probably advertisng your home in the paper, passing out flyers at work, and maybe even posting some ads on the internet. By sellling on your own, you might eventually succeed. But it may take forever... Suppose I said that I could save you some time and you knew it was better to hire me than to do it on your own, would you hire me then?

Down here on the Gulf Coast. We do a lot of fishing. Fishing just happens to be one of my hobbies. 95% of the people that fish use a fishing pole when they go fishing, but when I want to catch some fish I use a cast net. You see, I have houses to sell and a fishing pole will not allow me to catch the most fish in the least amount of time. So when I want some fish - I grab my cast net and go catch some "Biloxi Bacon." The other 95% of the people down here can spend all day if they want catching 10-15 fish, but not me. I can catch 10-15 "Biloxi Bacon" in about 5 minutes and than go "Sell Your House."

By putting a few ads in the paper, creating some fliers, you're basically using a fishing pole to catch some fish. It might take a while. How much time do you have? When do you need to make your move? Hiring me will be just like using a giant cast net to catch a lot of fish in the least amount of time. We don't need many buyers - just one good buyer. By using the Multiple Listing Service, Yard Signs, Referrals, Open Houses, and Trade Magazine - we can get the most potential buyers through your front door in the least amount of time.

So what is it going to be: The Fishing Pole or The Giant Cast Net? By using a giant cast net we create more potential buyers thus increasing the odds of selling your house. Call me today at 228-348-0306 and we can get started right away!

Visit me online at www.billycarroll.net!

Get Pre-Approved for a home loan fast at www.billyjcarroll.net!