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Mississippi

Read the following commandments for getting along with people

Sunny Satchfield-Miceli  & Kurt Satchfield : Loan Officer in Biloxi, MS

I received this recently from a friend, and thought I'd pass this great information along to you....enjoy!!!

Relationships are truly the spice of life. When we get to the end of our life who wants to be the richest man in the cemetery? Not me, but I do want to be rich in loving relationships.

Read the following commandments for getting along with people.

1. Speak to people. There is nothing as nice as a cheerful word of greeting.

2. Smile at people. It takes seventy-two muscles to frown and only fourteen to smile.

3. Call people by name. The sweetest music to anyone's ears is the sound of his or her name.

4. Be friendly and helpful. If you want to have friends, be friendly.

5. Be cordial. Speak and act as if everything you do is a genuine pleasure [make sure that it is].

6. Be genuinely interested in people. You can find something interesting about every person.

7. Be generous with praise ... and cautious with criticism.

8. Be considerate of the feelings of others. It will be appreciated.

9. Be thoughtful of the opinion of others. There are three sides to a conversation/argument: yours, the other person's, and the right one!

10. Be alert to give service. What you do for others is important.

Follow these commandments to improve your business and personal lives.

Please feel free to forward to a friend or reply back to me with your thoughts.

Good News for the Mississippi Gulf Coast Housing market!!!

Gerard Maher, CRS Gulfport, MS: Real Estate Agent in Gulfport, MS

Hi EVeryone!

The sales stats for November 2011 are now showing that November was a BETTER month than October in all 3 indicators.

The number of homes sold was up, the Median price of homes was up and the Average price of homes was up!

This is Great News.

Here is the breakdown, compared to October 2011 and to November 2010.

For November 2011:

Number of Homes/Condos Sold: 276

Median Price of Homes sold: $100,000

Average Price of Homes Sold: $116,733

For October 2011:

Number of Homes/Condos Sold: 232

Median Price of Homes Sold: $86,250

Average Price of Homes Sold; $113,834

For Novmber 2010:

Number of Homes/Condos Sold: 225

Median Price of homes sold: $110,000

Average Price of Homes Sold; $115,661

So November 2011 was a good month relatively speaking for the coast housing market!

If you would like information on housing trends for your neighborhood on the Mississippi Gulf Coast, contact Gerard at Gulf Coast Realty at CallGman@yahoo.com or call at 228-229-4685

If you are looking to buy or sell a home on the Mississippi Gulf Coast, including the towns of Gulfport, Biloxi, Ocean Springs, Waveland, Bay St. Louis, Diamondhead, Pass Christian, Long Beach, St. Martin, D'Iberville or Gautier, call Gulf Coast Realty at 228-865-9998

Gulf Coast Realty serving the Mississippi Gulf Coast!

Foreclosures in the Market. Is There Recovery Insight?

12-15-11
Nick Miller
Nick Miller: Real Estate Sales Person in Jackson, MS

When will the market recover? I guess that depends on who you talk too, but in my opinion, not soon enough. I found this interesting article on cnbc at http://www.cnbc.com/id/45507581. It states that "the average loan in foreclosure has now been delinquent a record 631 days." That is a long time for a loan to be delinquent.

This article also states that foreclosures are at an all time high at 4.29 percent of all active homes and that new foreclosures are outnumbering foreclosure sales 3:1.

So what does this mean? It means that foreclosures will continue to flood the market for years to come. There is a large shadow inventory building, and, as more delinquent borrowers are allowed to stay in their homes for extended periods of times, other borrowers who are fighting to keep up with the mortgage may decide to take their chances with foreclosure and live in their homes rent free for 2 years or more.

But that news isn't all bad. It could mean great buying opportunities for home buyers and investors. It is also a good time to learn to sell foreclosures as a real estate agent, which I can help with as I have written a course on REO Agent Fundamentals. If your interested in the material, let me know.

www.nickmiller.biz

Sick and tired of being sick and tired? Visit www.livefitandhappy.com

***For MISSISSIPPI - Home Loan Plus Grant for $14,999.99

Doug Capps, CLO, CRMS: Loan Officer in Hernando, MS

If you are interested in purchasing a new home, then don't forget about the Home Loan Plus Grant! The MS Home Corp Home Loan Plus provides grants up to $14,999.00 to qualified low income individuals to purchase homes.

Currently, there is over $3.4million available for grants. Restrictions and household income limits do apply.

Here is the website for more information: www.mshc.com/hlp

For more information please contact DOUG CAPPS at (662) 429-5100 ext. 105. NMLS ID #68160.

Fairway Independent Mortgage Corporation, 224 West Commerce St, Hernando, MS 38632 is a "MS and TN Licensed Mortgage Company." NMLS ID #2289. An Equal Housing Lender. All loans are subject to credit approval and compliance with investor guidelines.

Know your mortgage options!

Manic Monday ~ Holiday Meal Tips

Steph Atkins-Arnett, SRS: Real Estate Agent in Starkville, MS


ENJOY THE BANGLES “MANIC MONDAY”
BY CLICKING THE CRAZY CLOCK!!

7 Tips to Avoid
Those Hidden Holiday Calories

November 22, 2011 by Jenn

holiday caloriesShould you have the pumpkin or the pecan pie? Top tips to navigate those hidden holiday calories! Credit: Cameron Nordholm

We preach all good things in moderation and are totally anti-calorie obsessing. However, the holidays can be a bit of a healthy eating disaster if you’re not prepared and informed. Which is why we love these holiday eating tips from the fitness experts at Life Fitness. The average holiday meal can easily rack up 3,000 to 3,500 calories, so be sure to follow these tips to help avoid those hidden holiday calories!

7 Tips to Avoid Hidden Holiday Calories

1. Think before you drink. We often drink more calories during the holidays than we realize. Eggnog, juice in cocktails, and cream-based drinks can really add up. Drink in moderation, and think about the content of your drink. Try lower-calorie drink options like sparkling water with a lemon or lime, and choose a glass of wine over a sugar-laced cocktail. Make sure you drink a glass of water between each alcoholic drink.

2. Identify healthy alternatives to some of your holiday favorites. Try substituting sweet potatoes instead of mashed potatoes and gravy, pumpkin pie instead of pecan pie, and roasted turkey without the skin.

3. Watch your portions. Load your plate up with vegetables and lean turkey (try this healthy turkey recipe!). Eat less of the high-calorie foods like casseroles, breads and desserts. A serving is typically the size of a deck of cards or your iPhone. Also, try putting your appetizers on a plate to see what you are eating rather than continually grazing by the table.

4. Select real, fresh foods. Cranberries are full of antioxidants, but the canned kind are packed with sugar and calories. Sweet potatoes have a lot of vitamin A, vitamin C, potassium and fiber, and you can add flavor such as cinnamon or nutmeg. Desserts made of baked apples or poached pears can be lighter options than typical desserts with candied nuts and chocolate. And don’t forget the pumpkin! Pumpkin is a low-fat, low-calorie food with potassium, vitamin A and vitamin C. Yum!

5. Revamp your stuffing. Make a lower-carb stuffing by using more veggies like onions and celery or even dried fruits. Use less bread, and skip the sausage and butter. You can also add extra nutrients by choosing whole-grain breads.

6. Space out your helpings. Take smaller portions, and always remember that you can have more the next day. Holidays are about spending time with friends and family, so make a conscious effort to take a break between bites and enjoy the conversation.

7. Move it! Start the holiday off by walking or running in a Turkey Trot race or simply meeting some family members for a bit of holiday exercise. Try getting your metabolism elevated for the day by taking a walk outside or playing a game of flag football a few hours after the holiday feast.

Enjoy the holidays with smart choices and your body will thank you come January 1! A big thanks to Life Fitness for the tips. What foods will you splurge on this holiday season? —Jenn