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Johnston County Homes , North Carolina, qualify for 100% financing through the USDA.
The entire county qualifies for the loan program through the USDA which allows home buyers to do 100% financing. Certain credit restrictions apply and there is an income limit depending on how many people will live in the home.
So if you think you would qualify, then now is the time to act as this loan program combined with the $8000 tax credit and historically low interest rates make this one of the best times to buy a home.
There are numerous subdivisions in Johnston County in every price range. Some of the towns like Clayton and Smithfield, the 40/42 community, offer subdivisions ranging from starter homes up to estate homes.
The window for the $8000 tax credit is rapidly closing as the loan must close by Nov 30 2009, that means that you must find the house you want, get all the inspections done, and get the loan approved and paid by the 30Th. There are new rules governing loans that might delay the process so not a good idea to leave this to the last minute
If you would like to speak with a mortgage professional about this or any other loan programs, give me a call or send an e-mail and I will be happy to provide you with that information.
The Johnston County Parade of Homes is currently under way so there are some great homes to check out, see the post I am doing on the Parade or if you need more info about homes let me know.
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Johnston County 2009 Parade Of Homes Realtor Tour, aka, Parade Of WOW!
Yep it's that time again, Fall is fast approaching and builders are eager to showcase the hard work they've been doing all summer. The Parade of Homes in Johnston County North Carolina is amazing because you get to see beautiful homes in great subdivisions, all while being driven around in a van full of Realtors!
I am always struck by how much of Johnston County is still beautiful farmland filled with soybeans,sweet potatoes, tobacco, lots of horse farms and old barns. Yet there amongst all that, is new schools, highways, bypasses, shopping centers, and subdivisions. Of course this year was a tad smaller than previous years, I enjoyed it more, you had more time to spend at each house and discuss with the Realtors the pros and cons of the homes.
We started at 209 Gardner Lake Drive in Willow Spring, a beautiful three bedroom, two and a half bath, 2900 sq ft home in Gardner Lake subdivision. Beautiful Hardwood floors downstairs and an amazing bonus room upstairs very unique! It is listed at $309,950.
From there we moved on to Millstone Ridge where we saw an all brick ranch with four beds two baths and 1675 sq ft.This house is priced at $191,354
We moved on to 61 Carriage Creek Drive Unit in Smithfield a three bed, two bath 2031 sq ft home. A Darryl D. Evans Inc. home comes with Stainless Steel Appliances The sweet thing with this house is the 1090 sq ft of unfinished space with the sheet rock in place ready to be installed at your leisure.
If you would like to get any information about any of the homes on the tour give me a call.
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Year to date Real Estate activity for Wyndfall, Southwick Farm and Tafton Subdivisions.
Wyndfall Subdivision in Clayton North Carolina has had 5 sales thus far in 2009, Prices have ranged from $114,475 up to $164,000. Average days on market has been 90 with a low of 35 and a high of 195. Sale price to list price has been a low of.973 with a high of 1.006, average is .991.
There is currently one house pending and one house listed for sale in Wyndfall.

Southwick Farm in Clayton NC has had three sales this year to date. Prices range from $157,000 up to $182,000, average days on market has been 172 with a low of 68 days and a high of 236 days.Sale price to list price was .981.
There are currently six homes active ranging in price from $149,000 to $219,800 and three properties are pending.

Tafton Subdivision in Clayton NC had six sales this year to date with prices ranging from $139,900 up to $218,900, days on market average was 189 days. Sale price to list price was .988.
There are currently two homes for sale in Tafton and one property is pending.

The information used is based on figures from the MLS in does not include sales conducted without a licensed Realtor. The sales figures may or may not include concessions given by the seller which would affect the sale price. Days on market is cumulative and may include homes listed in 2008.
For a complete picture of local Real Estate Markets contact a Realtor.
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The Johnston County Parade of Homes starts this weekend!
Visit the Homes September 12, 13, 19, 20, 26 and 27th
Saturdays 10am-6pm. Sundays 1pm-6pm.
Feel free to PM me if you need a map or you can go to www.ParadeofWow.com for maps & more info!

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Update from the Agent that attempted Career Suicide for a First Time Buyer
Thank you again for the tremendous response to my Agent Attempt Career Suicide for 1st Time Home Buyer-- ( aka My husband) I know is has been a long time the closing happened back in July! Moving and Getting settled took longer than expected. I will post some pictures once the house is more presentable to the web-world.
Buying a first home as a newlywed -- is not as easy as you would think. There have been many ups &downs and I continue to learn every stepof the way. Most importantly, I realize why ever buyer gets a little buyer's remorse-- It is just impossible to notice everything at a showing. There are hidden living expense that you try to plan for but still more turn up. ( eating out while moving, TP, Turning on/off stuff, paint etc) My mom has always considered a home a never ending masterpiece and I am beginning to understand why?!- The more I am in my new home I learn or notice something new.
Can You Really Notice Everything?
22 Things I Learned About Our House & Neighborhood AFTER MOVING IN!!!
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