About Mecklenburg County, NC

Charlotte NC Buyer Steps to Homeownership, Part I

CHARLOTTE NC HOME BUYERS! What should you expect when buying a home in Charlotte NC? You should expect unsurpassed customer service and knowledge of the area. You should expect to have this be the easiest home-buying processes you've ever experienced! You will no longer be allowed to ‘worry,’ we will take care of the details for YOU! When you work with The Maxwell House Group, the home buying process will be broken down to four simple stages:

1. Pre-Purchase Consult
2. Shopping for Your Home
3. Purchasing Your Home
4. Settling-in

This is the first of the four-part series.

STAGE 1: THE PRE-PURCHASE CONSULT

Before we head out shopping, we'll spend some time ‘planning’ so that we can ascertain that you feel confident about the entire home-purchase process, including your choice of REALTORS®.

• What are you looking for in a home? What are your jobs, your hobbies and special interests, your concerns about location, transportation, schools, places of worship etc.? What do you like or dislike about your current home and your current neighborhood? If you are moving to a different type of neighborhood, what would you like in your new neighborhood?
• We’ll review your financial situation, including your income, investments, debts, and liquidity. We’ll discuss your down payment, and what type of mortgage loan that would best suit your financial needs.
• We’ll arrange a meeting, either online, by phone or in person with a reputable loan officer who can further assist you in narrowing down your financial qualifications and what price point we’ll be looking in while shopping for your new home.
• We’ll review my 'job' duties and the standard NC Bar Forms that you’ll be using during the home buying process.

OTHER ARTICLES ABOUT BUYING A HOME IN CHARLOTTE NC:

Locating the Perfect Neighborhood

New Construction Contract Signed, Now What?

Why Charlotte NC? Well, Why Not?

About the author:

Debe Maxwell is a Charlotte Residential Real Estate Broker, Certified Neighborhood and Relocation Specialist who can assist you with the purchase and/or sale of real estate in Charlotte NC or any place in the country by connecting you with a relocation professional in your destination of choice. Debe has created a team of professionals throughout the country to ensure that you enjoy a smooth transition to your new area. These professionals are experts in the field of relocation and can serve many purposes beyond a simple home search. The destination service is of no cost to you! Please visit www.TheMaxwellHouseGroup.com for your relocation and/or your local needs.

Debe Maxwell- HELEN ADAMS REALTY - 704.491.3310 - Debe@DebeMaxwell.com

Copyright © 2008 By Debe Maxwell, All Rights Reserved *Charlotte NC Buyers Steps to Homeownership, Part I*

Wingfoot Real Estate - In Charlotte, North Carolina.

We are a Real Estate Firm, Land Developers, & Builders - Wingfoot Building Group featuring Master builder, David Simonini

We represent our properties that include:

Handsmill on Lake Wylie - Lake Wylie, South Carolina

Reflection Pointe - Belmont, North Carolina

Woodend - Belmont, North Carolina

Devonridge - Weddington, North Carolina

These are some of my co-workers, my friends.....Hedi Pettus, Tracy Soussi, Suzanne Roth, Jan Cameron

What's going on in the market?

As much as FHA, and HUD are advocating that their rules are relaxed when it comes to qualifying, I can't find a single bank or mortgage company that practices the same standards.

Everything is fine if you have a 620 score, but what about the people who are just under 580, 560, 540? Credit repair programs are not working for everyone. Lots of people have no score, but some medical and HUD and FHA said that this was acceptable, but I guess no bank believes them.

Only people you will find with no score, no medical or collections are colleges students and they don't have a job that pays enough to qualify for a mortgage.

First time home buyers are still out there. A person, may be