About Mecklenburg County, NC

I suppose this is true in most industries.

There is a pulse. It is either in activity or inactivity, and the first ones to feel it, are on the ground level.

The phones stop ringing (or start ringing).

A small shuffle starts taking place (or not).

The Internet requests are up, down or non-existant.

I am on the ground level of Charlotte real estate. I sell it, I help people buy it.

In May of 2007, our 800 capture numbers dropped by 60%.

I gasped, we all did.

Charlotte finally was joining the rest of the U.S. housing market and got nailed. Sales spiraled. Again, we gasped; we warned our sellers, sell now, drop the price....mmmm....too few listened.

And then they sat, and sat, and sat.

And now they have reduced, and reduced and reduced. Some have sold at great losses.

SOOO......about six months after our dire warnings...in the fall of 2007... the news reports, starting coming in about the Charlotte housing market...we may be in trouble. (We were in trouble-who were they reporting to?)

Slow forward two and a half years later. November of 2009.

My phones are ringing again, my Internet requests are up, the shuffle has begun anew.

I am ready to dance...you see...I can shuffle with the best of them.

Surprisingly, or not at all surprisingly...today's news gave me these three headlines...today, Nov. 20, 2009.

"New Wave of Foreclosures lurks as defaults pile up" (as a Realtor, didn't we all hear this six months ago? I know I did.)

"Expert says prognosis is iffy for area real estate in 2010"....(strange, my business is on an upswing, phones are ringing, we're in!)

"Official: Charlotte faces slow recovery" ....Okay...well, don't we all.

All of you new agents, hurry up and throw in the towel, I will wipe up for you. I have been doing this long enough, to know, those are late breaking stories according to folks like me...

Now, if we could get the general public to understand, we are Realtors, we are on the ground floor, and we hear the pulse of our industry.

Moral of the story: You will have more success working with your Realtors advice, than you will with the headline news of the day. Sometimes, it just pays, to listen to your Realtor.

While you may think it's crazy to tackle the huge task of home buying during the schedule-jammed holiday season; Lake and Town Realty feels the holidays are actually a great time to find real estate deals in today's new economy.

Here are some Top reasons the 2009 holiday season promises to be filled with better-than-usual home bargains:

Economy has boosted many sellers' motivation to sell.
With unemployment rates still high and looming holiday expenses, many home sellers are extremely motivated to sell immediately and are more willing to negotiate a lower home price. Properties that are on the market over the holiday season usually have very serious sellers.

Interest rates are at an all-time low
Interest rates and home prices are at all-time lows. If we look historically at interest rates, cyclically we've seen drops every December through January

Housing market appears to have reached a floor through the June to September
fewer transactions mean faster closings. November and December are historically slower months in the mortgage business, so things get done faster!!!

Prices are greatly depressed and inventory is plentiful.
With many people busy gift shopping, traveling and entertaining, November and December are traditionally slow for real estate. On-the-ball buyers can take advantage of that fact and find less competition for the most desirable homes.

The holiday season is a particularly good time for first-time homebuyers to find a home.

First Time Home Buyer Tax credit.

Now Great Tax Benefits For Existing Home Buyers

$6,500 for qualified move-up/repeat home buyers (existing home owners)

Tax Deduction
Most settlement costs paid to the mortgage company, lender or broker are tax-deductible in the year in which you pay them. If you close on or before Dec. 31, you may be able to deduct the interest on your first monthly mortgage payment from your taxable income. You may be able to deduct points paid to reduce your interest rate as well

Share your success story with others during this Holiday Season...so someone else can help their client have a special Holiday Season too!!!

If you're looking for a home in Charlotte, North Carolina, click FIND CHARLOTTE HOMES. If you see a property that interests you, please feel free to contact me for more information or to arrange a showing. I look forward to earning your business!

SARA D'AMICO

BROKER/REALTOR/ABR

SOUTHERN HOMES OF THE CAROLINAS

704-287-6488

SARAD@BUYANDSELLWITHSARA.COM

WWW.BUYANDSELLWITHSARA.COM

If you're looking for a home in Davidson, North Carolina, click FIND DAVIDSON HOMES. If you see a property that interests you, please feel free to contact me for more information or to arrange a showing. I look forward to earning your business!

SARA D'AMICO

BROKER/REALTOR/ABR

SOUTHERN HOMES OF THE CAROLINAS

704-287-6488

SARAD@BUYANDSELLWITHSARA.COM

WWW.BUYANDSELLWITHSARA.COM

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