About Rutherford County, NC

I strongly recommend that you call them and get pre-approved for there loan programs before you start your property search!

In today’s lending environment it’s critical to apply for and get pre-approved for a loan before shopping around for property. Many sellers will not even consider an offer you submit unless it has your loan pre-approval letter with it. Also the sellers will be more likely to immediately accept your offer, even if that offer is for less than list price.

There are more advantages to gaining pre-approval than you would initially surmise. When the lender hands a borrower a pre-approval letter, it means the borrower can: Save Time by Looking at the Right Homes in the right price range, Spend More Time Examining the Right Homes knowing what the loan costs – down payment & monthly payments are, Gain Confidence & Avoid Disillusionment & Disappointment, Increase Bargaining & Negotiating Power, Enjoy a Faster smother Closing Period.

Lender Contacts:

Brooke Nicholson with RBC Bank at (Office 828-287-6454) (Fax 828-287-6445) Her office is located at 275 N. Main St., Rutherfordton, NC 28139 Email Brooke at brooke.nicholson@rbc.com Down Load and fill in the RBC Credit Application Click Here

And Mitchel Pridmore with Carolina Farm Credit at (Office 828-286-9183) or his (Cell 828-226-9801) located at 319 Oak Street., Spindale, NC 28160 Email Mitchel at mpridmore@carolinafarmcredit.com Down Load and fill in the Credit App Click here

Question? Do I have to come back to NC for the closing? No, All the closing documents will be mailed to you at your home address with in 10 to 14 days by FED EX mail. For more information call Ken Williams at 828-429-4004 and visit http;//www.carolinaland.com

Baby Boomer and Nature Lover? Turn your sights toward Eco-Friendly Creative Retirement Living at Three Creeks in Lake Lure.

Looking for the essential Creative Retirement? Do you appreciate the active lifestyle? And, are you a Nature Lover? If so— the woods, the hills, the mountain vistas and the sounds of waterfalls (see photo of waterfall at Three Creeks)

—add up to Eco-Friendly living at one of my favorite developments near Asheville, NC. This is what engaged and engaging living is all about at Three Creeks in Lake Lure.

And Three Creeks is an easy drive of about 45 minutes to Asheville and the Center for Creative Retirement.

Boomer/Retirement -Creative Retirees Pick Asheville NC-
Retire South picks Asheville, NC in Top 5.

“If you’re thinking about retiring or relocating to a community with an arts focus, here’s [Asheville, NC] where there is a healthy arts climate…. ”

Active retirees who love the arts are seeking out large cities and towns with strong arts programs and more affordable communities that are close to cultural centers. “ reports Retire South.

And if it is Sense of Community you seek, the Center for Creative Retirement http://www2.unca.edu/ncccr/
on the campus of UNCA the opportunity to meet like-minded people, explore common interests, share experiences and learn in an atmosphere that is “stimulating, creative, friendly, fulfilling, and fun.”

There are various programs including leadership, research and service.

• Learning:
o College for Seniors (CFS)
o Community Education
o Creative Retirement Weekend (CREW)
o Paths to Creative Retirement (Paths)
o Workshops

• Leadership:
o Leadership Asheville Seniors (LAS)
o Leadership Training for Older Persons (LTOP)
o Center Governance
o Volunteering

• Service:
o Community Education
o Volunteering

• Research:
o Institute for the Future of Retirement
o Member Surveys
o Boomer Study

More Photos and Information About Three Creeks.

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Asheville NC Real Estate Journal for Mountain Homes and Land Legacies- Asheville 1031 Realty© 2011. My Designations: NAR GREEN®, EcoBroker®, Eco Certified ®Real Estate Consultant, ePRO®. Unauthorized reproduction of any information including photos and graphics on this site is a violation of existing copyright laws. All rights reserved.

* INFORMED CHOICES* THOUGHTFUL ADVICE* DATA INTERPRETATION*

Email me janeAnne@janeAnne.com or give a call at: 828-776-0773

-Timely Real Estate Talk- Asheville 1031 Realty, Inc © 2011.

________________________________________________________________________

"This professional REALTOR® has an eye for extraordinary value
in Mountain Homes and Land Legacies, green-living communities,
and properties of enduring excellence."
~ MKS

Loyalty to a petrified opinion never yet broke a chain or freed a human soul.
-Mark Twain, author and humorist (1835-1910)

It has been said that North Carolina is one of the best states to buy mountain homes. However, most people think that a property in NC can cost a lot of money, but this is definitely not true. Today, I will be discussing the affordability of mountain properties in Carolina in terms of acreage, which will help you, learn whether or not it is a good investment to buy mountain properties in the wonderful Smoky Mountains.

There are a lot of factors that can affect the price of mountain properties such as the location, accessibility, recreational areas and activities available. Properties that are placed in a very accessible area are said to be twice more expensive compared to properties that are placed away from roads. There is a lot of mountain property in North Carolina that are placed almost down the road, and these are obviously more expensive than an isolated property. Just don’t forget about the old adage “LOCATION, LOCATION, LOCATION”.

There are dozens of properties in Asheville and Boone that are at least 5 minutes away from the nearest town, but are not as expensive as what most clients think. As a matter of fact, you will be able to purchase a mountain property in North Carolina that is located down the road for as low as $4,500 per acre. If you are going to compare this amount with the best states in the US where you can buy a log cabin home, I can definitely say that the prices of the properties in NC are far cheaper and more affordable than say California or Virginia.

If you are going to consider the ambiance of the area, together with the level of fun, excitement and relaxation that it can provide, the price of log homes in North Carolina in terms of acreage is definitely more affordable. If you are going to use the Internet, it will not be hard to find an 11-acre land parcel that can be purchased for as low as $45,000. If you are going to ask me, a property that is surrounded with mountains and is almost down the road at a price of $45,000 is more than affordable. In fact, some people are even willing to pay more than this amount just to have a mountain property where they can relax and have fun during their vacation.

Buying a mountain retreat is the dream of many people, but due to its expensive price, most of us cannot afford to buy the property of our dreams. However, you should not be stuck with the thought of being unable to live in a quiet and relaxing yet exciting place. There are a lot of properties that can be purchased in the NC mountains, and most of them are a lot more affordable if compared with the properties sold in other states and regions.

Call now to find out about our current sale prices on mountain property in North Carolina and mountain log homes for sale and cabins. You will be shocked at how affordable it can be to own your dream. 828-429-4004, Call Now!

And Why Is It Cheaper Than Site-Built log cabins for sale in North Carolina?

A log cabin shell is literally the exterior log walls or “shell” of a cabin. Log cabin shells do not have anything inside them, aside from logs and walls that serve as weight bearing walls and the slots for different facets of your home. This can be ordered through our contractors.

If you wish to build a custom shell we will will be asking for the specific details related to the land where you are planning to erect your cabin and the style of the cabin that you want.

We will be constructing the log cabin shell on our site or ours depending on what you are looking to get done. If you choose your own land the materials will be shipped to your land to re-constructed. Or for the most amount of savings you can buy a pre-built home or shell on one of our amazing and affordable mountain land lots. Aside from the walls itself, a typical log cabin shell includes log floor joists, log roof beam system, windows and door openings cut in, log stairs, posts and levelers, wall slots, electrical boxes roughed in, and of course, assistance with re-constructing the shell.

To say the least, it is an almost-ready cabin which requires construction of the interior and exterior that doesn’t need logs. And is far more affordable than a fully built home. It also allows you to customize everything thing just the way you like it. Some of the things that are included in a log cabin shell can be the foundation or sub-floor, roof, plumbing, electrical, lumber, paneling, doors and windows, flooring, insulation, decks, partition walls, basement, cabinets, finishing carpentry, excavation, sewer, water, and freight services.

Basically, you will not receive anything from a log cabin shell except for the logs that will be used in your cabin and the standing structure. People may find this as inconvenience because they need to look for other experts who will be constructing the other parts of the cabins for sale, but you need to know that log cabin shell contractors are log smiths.

If you want to have the best value for your log cabin, you can buy a full ready made cabin right now instead of trying to contract different experts to complete your home. Log cabin shells are only used to make it easier for you to have your cabin, and you don’t have to worry about cutting trees yourself. Log cabin shells make it easier for you to have your mountain home, because you don’t have to chop trees, which are to be used as logs. You’ll also be saved from the process of designing and fitting logs that you need, which can cost more than you can imagine as the little costs start to add up.

According to an average estimate, a log cabin shell will help you save at least 25% on labor and 30% on the materials. You also won’t have to worry about cleaning the tons of sawdust that the log smiths will leave in your land. So save your self some money as ask us about all of the log home sale options we have on log cabins for sale in North Carolina today. We can get you into a western NC log home as fast as 1 week so you and your family can enjoy it for the next holiday season.

For more infomantion about Log Cabin Shells for sale in Western North Carolina Call Ken at 828-429-4004 and visit Carolinaland.com

This log cabin shell is for sale with 1.1 acres at only $89,900 - Ready to finish now!

Exciting news from the marketing department at Beverly-Hanks!

Beverly-Hanks & Associates, the oldest and largest real estate agency in western North Carolina, has just implemented new mobile phone technology designed to help WNC visitors interested in real estate get a really fast response to any question they have about any property of interest.

It is a simple as it gets. You are see a real estate sign and want to know more about the property. Simply remain on the site and text 59559 (59 with a 5 then 59 again). The system will contact you back immediately. If you have a phone with GPS technology, click the link at KWICKLY.COM to get your information. GPS will tell the system where you are and what property is listed for sale at your location. If you do not have the GPS technology, you will need to give the system the property address, and it will immediately reply with the information about the property.

Want to see the house? Simply reply YES, I need more help to the system inquiry and Beverly-Hanks agent will call you and arrange a showing.

The system works for all properties, whether a Beverly-Hanks listing or not.

Wow! That Was Easy!!

For more information about Lake Lure NC and the western North Carolina towns surrounding the Asheville Blue Ridge visit: http://www.DiscoverLakeLure.com