Hubert, NC

There's more to buying a home than just finding the one that has the right number of bedrooms, is in the neighborhood of your choice or located near school or work.

Here's four questions you should ask and answer:

1. Have you researched the market? Knowing what homes are selling for in the area you want to buy will help you understand and determine what you will have to spend to get the home you want and/or need.
   
   
2. Do you know how much house you can afford? A mortgage payment should not exceed more than 25% of your gross monthly earnings. Mortgage payments that exceed 1/4 of your income could lead to financial troubles.
   
   
3. Do you have enough money for a down payment and closing costs? Down payments vary but a safe plan is 20% of the selling price. Closing costs range from 2% to 7%. The exception is a VA loan which requires no downpayment. If you qualify for a VA loan, by all means that is the way to go!
   
   
4. Is your credit report accurate? Incorrect information on your credit report can cost you more money in higher interest rates. Request reports from the three major national credit bureaus and reports mistakes immediately. Then, follow up and make sure mistakes are corrected.
   

So, are you ready? If so give me a call and let's get started.

Search the Jacksonville NC MLS

Cynthia Tilghman, Realtor, Onslow County Home Specialist 910 459 9189 Email Me

Kingsbridge Realty, Inc., Making Houses Homes

We take pride in assisting Military Families locate a home in Onslow County when relocating to Camp Lejeune North Carolina

Area expert for homes in Hubert North Carolina

If you are considering buying a home in Hubert North Carolina, I'm sure you have some questions. Depending on your circumstancres, your concerns and questions may be different. Whatever you need to know, I am the Onslow County NC real estate agent that can get you the information you want and need.

Homes for sale in Onslow County NC

Search the Jacksonville NC MLS

Kingsbridge Realty, Inc., Making Houses Homes

Child Care

Onslow County NC Before & After School Care

Childcare Directory for Families Relocating to Camp LeJeune

Jacksonville NC Childcare Directory for Camp LeJeune and New River Air Station Families

Schools

Onslow County NC 2009-2010 Public School Calendar

Private Schools in Onslow County

Onslow County Schools - Parent/Teacher Conference, Are You Ready?

Support Swansboro High School Band When You Buy Groceries

Onslow County NC School Bus Laws

Attention: Onslow County Parents - New Immunization Laws

Relocation Resources

Military Relocation to Camp LeJeune Marine Base

Marine PCS Relocation Directory

Preparing for Relocation to Camp LeJeune Marine Base

Relocating with Pets to Camp LeJeune Marine Base

BAH for Camp LeJeune NC Families

Relocating to Camp LeJeune?

Recreation and Entertainment

Onslow County NC Youth Basketball Registration

Mike's Farm in Onslow County NC

Jacksonville NC Free Fall Walking Program

Free Family Fun - Onslow County NC

Fun/Play Time for Camp LeJeune Families

Swimming at Bear Island - Swansboro NC

Swansboro NC Library Has Something for You

Camping Near Hubert, Swansboro NC

Kayak/Canoe Paddle Trail in Onslow County NC

Jacksonville NC Fitness Activities for Senior Citizens

Free Family Events in Onslow County NC

The Fish Are Biting in Swansboro NC

Swansboro NC Churches

Swansboro NC Churches Welcome You

Hospitals

Onslow County Memorial Hospital

Naval Hospital at Camp LeJeune

Local Services and Resources and Information

Swansboro NC Visitors' Center

Onslow County NC - Vehicle Registration, Marriage License, Voter Registration, Etc.

Hubert NC - Electric Co, Water Service, Etc.

Swansboro NC Dog Wash - Yes, You Read That Right!

Onslow County NC - Hurricane Evacuation with Pets

Come On Down - You'll Get Hooked on the Climate and Year Round Living in Onslow County NC

Eastern North Carolina - Flood Insurance

Buying Vacant Land in Onslow County NC - What You Need to Know

As always, I welcome your emails and questions.

Cynthia Tilghman, Realtor, Onslow County Home Specialist 910 459 9189 Email Me

Kingsbridge Realty, Inc., Making Houses Homes

We take pride in assisting Military Families locate a home in Onslow County when relocating to Camp Lejeune North Carolina

Area expert for homes in Hubert North Carolina

Search the Jacksonville NC MLS

Cynthia Tilghman, Realtor, Onslow County Home Specialist 910 459 9189 Email Me

Kingsbridge Realty, Inc., Making Houses Homes

We take pride in assisting Military Families locate a home in Onslow County when relocating to Camp Lejeune North Carolina

Area expert for homes in Hubert North Carolina

The Kingsbridge on Queens Creek HOA held its second annual Block Party on Saturday. I don't live in this Hubert NC subdivision but I had the privilege of selling homes to some of the families and they invited me to their party.

Good food, fellowship with neighbors and entertainment for the kids!

If you are relocating to Camp LeJeune, New River Air Station or the Naval Hospital at Camp LeJeune, you will want to take a look at this community of friendly and caring people. It's a wonderful place to live and raise a family and it is a very short drive (about 12 minutes) to the back gate of Camp LeJeune Marine Base. In addition the schools, shopping and restaurants are only about 10 minutes from the neighborhood.

Search the MLS

Cynthia Tilghman, Realtor, Onslow County Home Specialist 910 459 9189 Email Me

Kingsbridge Realty, Inc., Making Houses Homes

We take pride in assisting Military Families locate a home in Onslow County when relocating to Camp Lejeune North Carolina

Area expert for homes in Hubert North Carolina

The single family housing market in the Hubert/Swansboro, North Carolina area is still struggling but we are seeing signficant improvment in so areas. As you can see from the chart below the number of days on the market decreased by almost 50% in Jan., Feb., and March 2009 when compared to Oct., Nov., and Dec. of 2008.

There was a slight increase in the list price to sales price ratio but the average sales price decreased as did the number of units sold during the first quarter.

Quarter	Total Listed	Num. Sold	% Sold	Avg. Sale Price of Sold	Sale Price/ List Price Ratio	Avg. DOM of Sold	Avg. List Price of Unsold	% Expired
1st 2009	158	81	51.27%	$183,419	98.56%	63	$236,193	24.68%
4th 2008	112	87	77.68%	$185,519	97.91%	120	$279,591	31.25%

(Statistics taken from the Jacksonville NC MLS)

What does all this mean to you who is looking to buy a home in the Hubert, Swansboro NC area? It means there is a good supply (inventory) of homes available in a wide variety of prices and locations. Sellers may be more motivated to sell and willing to negiotiate more than in the past allowing you to buy more house/location with less money.

First time home buyer or have not owned a home for 2 years? Learn how to get an $8,000 tax credit!

If you are thinking of buying a home in Hubert, Swansboro or other area of Onslow County N C, it would be my honor and pleasure to assist you in finding the perfect home for you and your family.

Search the MLS

Cynthia Tilghman, Realtor, Onslow County Home Specialist 910 459 9189 Email Me

Kingsbridge Realty, Inc., Making Houses Homes

We take pride in assisting Military Families locate a home in Onslow County when relocating to Camp Lejeune North Carolina

Area expert for homes in Hubert North Carolina