About Oak Island's West Beach Drive

Today, I had five BPO's to do on my schedule. Two in Shallotte, one in Holden Beach, on in Boiling Spring Lakes and one in Winnabow. I tried to do the two in Shallotte yesterday, but got to the community to find that it was gated and I had none of the codes to gain my entrance. With a listing appointment 30 miles away, I had to come back to office and try to complete today.

Need more facts when going out to do this work.

Ginger

Well, I had my first duty day today and it was awesome. I was only on duty from 2:30 till 5:00 and I have 4 sales calls. Can I tell you how many calls I usually get during the "Opportunity Time Slot"? Zilch.. So if this is any kind of an indicator..we will have a good year in 2011.

Since January 1, 2011, I have listed one lot, re-listed 4 properties and show property to buyers 2 days in a row.

Let me know if you are feeling this also.

Ginger of Southport

Our family decided to have the first Annual Polar Dip on Oak Island. Granted that the air temperature was 69 degrees...but the water temperature was ranging around 38 degrees. WE have had some cold weather for the last half of December of 2010...

Anyway...5 of our family member decided to forge thru and do the dip. it was wonderful to watch this. Legs went numb...but they stay in the water. Legs looked like they were sunburned when the got out of the water. Changed clothes and came back to a warm fire int he fireplace at home.

Great day for the Harper family

Does anyone use this program to create a card for clients, family and friends?

I have learned that it does not work on a computer that has Windows 7 on it. It has been the best idea that I have had that works in remembering folks that you NEED to remember on a daily basis.

If you have worked this program and have a solution for me, I sure would love to talk with you. Or if you know of another program that works for you...please share it with me.

Ginger Of Southport

Insurance Changes as of August 26, 2009

Here is the latest from the changes that went into effect through the NCJUA (wind pool) on 8/26/2009

1. Maximum coverage available now is $750k whether a full homeowners or a wind/hail policy.

2. You have to have an excess policy, if the replacement cost on your home is over $750k, to even be eligible for the 1^st $750k through the pool.

3. 40% maximum on contents, this means you will have actual cash value settlement (replacement cost less depreciation) because state regulations require that you have 70% of value of home, for contents, in order to be eligible for replacement with do depreciation.

4. Primary coverage would be with the NCJUA.

5. Surcharge of 10% for wind/hail policies and 20% for full homeowners policies.

6. 1% minimum Hurricane deductible (1% of whatever value the house is insured for).

This is the jest of it. Things could change tomorrow and if they do I'll keep you posted. Feel free to share this with your company.

Ginger Harper