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Sylva, NC

Our Favorite Lenders in the Mountains of Western North Carolina

Mona Gersky,GRI,ABR~MoonDancer Realty~ Western North Carolina: Real Estate Agent in Sylva, NC

Bankers

It should always be exciting to look for a new home and one thing we’ve learned over the years is that a tremendous amount of stress can be eliminated from the whole process by talking to a lender first and finding out what the buyer is qualified for.

We’re very lucky here in the mountains of Western North Carolina to haveBankers several highly qualified and caring lenders to service our area. Today, it seemed like a good idea to create a list of some of our favorite lenders, those that we have a good working relationship with and those that our clients have benefited from their expertise.

Our favorite lenders take the time to educate our clients about not only just the current interest rate but also help them get familiar with best loan package designed to fit their particular needs…whether they are first time home buyers, vacation or second home buyers, Veterans, investors or vacant land buyers.

BankersWe like to provide the names and contact information for several lenders because everyone has a different “style” to them. We suggest buyers call a couple of them and find out who they have the best rapport with. It is so simple…just call them up, let them know you are getting ready to purchase a home and would like to know how much you qualify for. They'll take it from there!

Karen Cioce-Cagle, Champion Credit Union - 828-400-1482, kcioce-cagle@championcu.com

Brenda Patterson, United Community, Bryson City - 828-488-1168, brenda_patterson@ucbi.com

Gene Mundt, Chicago Bancorp, Chicago, 815-277-4036, gene@chicagobancorp.com

Jason Chambers, Old Town Bank, Waynesville - 828-713-5478, jchambers@oldtownbanking.com

Latisha Perkins, SunTrust Mortgage, Waynesville, 828-452-7941, latisha.perkins@suntrust.com

Lisha Shular, Macon Bank, Sylva, 828-586-1000, lshular@maconbank.com

State Employee Credit Union, Sylva, 828-586-8921, sylva@ncsecu.org

Leah Tove, Envoy Mortgage, Weaverville, 828-299-2085, ltove@envoymortgage.com

Bankers

Buyers need to take care of this task first for their own peace of mind and then we really can get on to the excitement of looking for a new home by getting this stress behind us…the rest of the stress relief is up to us by finding you just what you are looking for.

 

USA Land - Western North Carolina Lot - Jackson County Wooded 1.12 Acres - Balsam - Sylva NC Real Estate

02-29-12
David Wynn
David Wynn: Real Estate Brokerage in Maggie Valley, NC

Bad Mapping and Lousy Directions Equals a Lazy Listing Agent

Mona Gersky,GRI,ABR~MoonDancer Realty~ Western North Carolina: Real Estate Agent in Sylva, NC


Maria Morton from Kansas City turned on the light bulb over my head this morning reminding me of a pet peeve…mapping listings and lousy directions. So, thank you Maria for your inspiration. She wrote a very cool post with a graphic of a map of Outer Mongolia and some poor seller’s house getting mapped in the center.

Sellers pay our commission and should feel confident that when their listing was entered into MLS, their agent actually checked to be sure the house was depicted in the true location and submitted clear directions. Most sellers never even look at their listings and as a consequence would never be aware of bad mapping, lousy directions, wrong information or terrible photos.

Who uses those MLS maps? Although we have other means to locate listings before we show them, sometimes when I‘m looking for listed vacant lots I will check the MLS mapping as part of my process of elimination. Vacant lots usually do not have a 911 location or typical address. There’s often just a lot number and a development. I can’t begin to tell you the percentage of vacant lots that the listing agent didn’t bother to map correctly.

Irritating to the agent? You bet. But, a good real estate agent familiar with their area can often get a sense that the lot isn’t mapped correctly The consumer however, sitting several states away doesn’t have that same knowledge base to rely on and does utilize the mapping information provided by the listing agency. If the agent has not gone back in to verify the mapping of the listed house or vacant lot, there are a whole lot of people getting harmed by that bit of listing agent laziness. The sellers for sure aren’t getting the best exposure for their property, the buyers might well be missing or eliminating the property because it isn’t in the location they want and the agents (since it’s all about us, really) can be supremely inconvenienced. With gas prices surging it is disrespectful of any agent not to provide other agents with the best and most accurate information about their listings.

Mapping Listings

So, Maria. I really appreciate you inspiring me about this subject of bad mapping and lousy directions…even though it put me in a mini ranting mode. No problem, it’s a good reminder to go back and double check our own listings. Once I listen to a little Phoebe Snow I’ll be calmed down.

 

 

Green Man in Sylva Vista - Wordless Wednesday

Mona Gersky,GRI,ABR~MoonDancer Realty~ Western North Carolina: Real Estate Agent in Sylva, NC



Another photo from one of my many visits to Sylva Vista. I am intrigued by the legend and artwork of the Green Man and like to capture the images whenever they move me. Green Man, for me, reminds me that we all must act as guardians for nature and our planet. Our role is to act as mentors and role models to others, be visible as we treat the world as kindly and ethically as we wish to be treated. Ahhhh, the Golden Rule again...

Green Man in Sylva Vista copyright 2011 Mona Gersky

Green Man by Seraphina Crow

Green Man
Of the forest,
Hidden by the trees.
Even in the winter
You are the one
We never see.
I know that you are wise
In your evergreen guise.
Truly natures spirit
and a spirit
Never dies.

USA Wooded Lot with Views to Western Sunset - Western North Carolina Mountains - Balsam - Sylva NC Real Estate

02-08-12
David Wynn
David Wynn: Real Estate Brokerage in Maggie Valley, NC
Very Quiet "Get Away", Peaceful and Cool Location


Overview
Maps
Photos
Features
Description
Neighborhood


















$26,500
Lots and Land
Main Features
Lot: 1.12 acres
Location
Wooded Lot for Sale
REDUCED - $26,500 - from $34,811
LOT 11 a - Meldaway
Balsam - Sylva, NC 28779
USA

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David F. Wynn

David F. Wynn

WynnDcorp Realty International
(828) 926-5060
wynndcorp@gmail.com
http://www.wynndcorp.com


Listed by: WynnDCorp Realty International

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