First, this blog only effects Floridians, but it is an important issue that if other states are in similar situations, they should look into it as well!
Miami activist Jack Thompson is trying to spearheading a movement to amend the Florida Constitution so that the Florida Supreme Court and the Florida Bar are stripped of their corrupt self-regulation of their profession. If you are a Florida Resident, please contact him to sign this very important petition! He is hoping to get it on the 2010 ballot. He is asking that lawyers be regulated by the Florida Department of Professional and Business Regulation - the agency that regulates ALL other professions (including Realtors, Notaries, Brokers, etc.) and trades in Florida EXCEPT lawyers at this time. And their self-regulation is clearly not working and needs to be done by an independent agency!
For information, please contact him at 305-666-4366 or his email amendmentone@comcast.net
Thanks for your support!
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Title companies & mortgage brokers, help your borrowers- arrange to have their loan signed and notarized in their home, at their convenience by a Certified Notary Signing Agent (CNSA)
Browse The Rain for a qualified and Certified Notary Signing Agent in your area.
Southwest Florida Notaries is open for your mortgage closing 24/7 at your location (Based in Murdock, FL, near Port Charlotte FL, but covering all of Southwest Florida - Manatee, Sarasota, Charlotte, Desoto, Lee and Collier counties)
| Please Visit The Following: | ||
| My ActiveRain Groups | My Favorite Blogs | My Favorite Blogging Associates |
| Anything Southwest Florida Area | Your comments about back-dating | Bob Storey |
| Addicted to ActiveRain | Your thoughts on reverse mortgages? | Donnie Burnette |
| Anything Reverse Mortgage | Reverse Mortgages are so bad | Linda Kassis |
| Thank You To The Following For Their Help, Advise and/or Referral Business: | ||
| Laura Vestanen | Linda Kassis | Kate Bourland |
| Bo Hussung | Joan Bergstrom | Lora Leasure |
I know of the following Business Networking events this coming week:
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Title companies & mortgage brokers, help your borrowers- arrange to have their loan signed and notarized in their home, at their convenience by a Certified Notary Signing Agent (CNSA)
Browse The Rain for a qualified and Certified Notary Signing Agent in your area.
Southwest Florida Notaries is open for your mortgage closing 24/7 at your location (Based in Murdock, FL, near Port Charlotte FL, but covering all of Southwest Florida - Manatee, Sarasota, Charlotte, Desoto, Lee and Collier counties)
| Please Visit The Following: | ||
| My Other Groups | My Favorite Blogs | My Favorite Blogging Associates |
| Anything Southwest Florida Area | Your comments about back-dating | Bob Storey |
| Anything Notary | Your thoughts on reverse mortgages? | Donnie Burnette |
| Anything Reverse Mortgage | Reverse Mortgages are so bad | Linda Kassis |
| Thank You To The Following For Their Help, Advise and/or Referral Business: | ||
| Laura Vestanen | Linda Kassis | Kate Bourland |
| Bo Hussung | Joan Bergstrom | Lora Leasure |
There are so many foreclosures being filed these days, we all hear the stories about it, but did you know most banks are NOT following the law regarding required paperwork to substantiate the filings! And note, I did not say some, or many, I said MOST banks do not file proper paperwork, because hardly anyone stands up to them. THEY must PROVE their case prior to your eviction, yet do your research on the Internet, it is estimated that at least 80%, and most seem to feel it is even well over 90% of the banks do not file the proper paperwork, but because most people walk away and abandon their home, the bank gets the property without having to prove their case.
If you are a homeowner and are being sued by a bank you never heard of, look in your county court records to see if the mortgage and promissory note were recorded and transferred into their name from your previous lender. That is a requirement in Florida, and probably most states! That promissory note is REQUIRED but usually not presented, and the banks just ask the court to create another one to replace it, which is improper, but again, with nobody fighting back against the banks, the judges just grant it anyway. Look into the OH cases, especially Federal Judges Boyko& Rose (Rose is a Federal Appellate Court Judge), as well as many documented cases in FL as well, and look into the Legal Aid Attorney in Jacksonville, FL. All are standing up and saying, "NO!" This must be done correctly and not be a foreclosure mill process without proper documentation and due legal process! Again, if you are being sued by a bank you never heard about, get in touch with me and I will gladly send you all the information I can provide to you to help you in your situation and fight improper case filings. This information is NOT intended to be a deed-in-lieu, or short-sale, or other 'work-out' type options. This information, if done properly, promptly, and researched for your situation, will at least buy you additional time to search your options of staying or moving from the home. But it also has the potential if done correctly and again, promptly, it has the potential to have the mortgages REMOVED from your property giving you full title to the home. Do not ignore the proceedings, or be embarrassed, stand up for your rights, and force the attorneys that are filing these fraudulent cases to be held accountable for their actions!
Check out my website: http://yourswflnotary.com
Again, STAND UP AND FIGHT BACK! Foreclosure CAN be fought and WON!
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Title companies & mortgage brokers, help your borrowers- arrange to have their loan signed and notarized in their home, at their convenience by a Certified Notary Signing Agent (CNSA)
Browse The Rain for a qualified and Certified Notary Signing Agent in your area.
Southwest Florida Notaries is open for your mortgage closing 24/7 at your location (Based in Murdock, FL, near Port Charlotte FL, but covering all of Southwest Florida - Manatee, Sarasota, Charlotte, Desoto, Lee and Collier counties)
Notaries and the County Clerk of The Court Office - DECLARATION OF DOMICILE
This is part of my continuing education to the residents of Charlotte County about the office of the Clerk of the Circuit Court. While the position as a Notary Public, in the State of Florida, is an appointed position under the Governor of the Great State of Florida, and mainly supervised by the Secretary of State, we work closely in many ways with the County Clerks of the Circuit Courts. This includes the mortgage signings many of us do, marriages, and other various documents which are recorded by the Clerk's Office. So I though it would be a great idea to educate you on some of their many functions. I will only address my local Charlotte County Clerk's office, but many clerks offices throughout Florida, and even the country should have a lot of similar functions. Obviously since laws will vary from county to county as well as state to state, they will not all be entirely the same, but it is a very interesting office with a lot of great services that many people do not realize!
DID YOU KNOW...
The purpose of the Declaration of Domicile is to establish residency. Once the declaration of domicile is filed, it is good throughout the entire state of Florida.
Husband and wife may complete onr form. If only one spouse is present at the time, he or she may complete the form on behalf of the other spouse.
A Declaration of Domicile is inclusive of all children residing within the home. However, when a child becomes eighteen (18) years of age, he or she must complete a form on his or her own.
A Declaration of Domicile must contain the following information:
No other proof is necessary. The Declaration of Domicile is signed under oath at which time you are stating that all of the above information is true and correct, in the presence of a deputy clerk.
The Clerk's office will record the Declaration of Domicile for a fee of $10.00. A receipt with the recorded information on it will be issued. We will return the original to you after we have processed it.
You may obtain a Declaration of Domicile from the Clerk of the Circuit Court.
Welcome to Charlotte County.
And here is the contact information for the Clerk's Office:
Justice Center:
350 E. Marion Avenue
Punta Gorda, FL 33950
Murdock:
18500 Murdock Circle
Port Charlotte, FL 33948
Englewood:
4318 North Access Road
Englewood, FL 34224
Phone: 941-637-2199
Fax: 941-505-4749
Citizens Dispute
941-637-2281
Law Library
350 East Marion Ave., 1st Floor, Buidling A, Punta Gorda, FL
Charlotte County Sheriff's Department
941-639-2101
Florida Department of Agriculture and Consumer Services
800-435-7352
The Florida Bar Referral Service
800-342-8011
Charlotte 2-1-1
26571 Airport Rd, Punta Gorda, FL 33982
941-205-2161
Florida Online Sunshine
Official Internet Site of the Florida Legislature
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Title companies & mortgage brokers, help your borrowers- arrange to have their loan signed and notarized in their home, at their convenience by a Certified Notary Signing Agent (CNSA) Southwest Florida Notaries is open for your mortgage closing 24/7 at your location (Based in Murdock, FL, near Port Charlotte FL, but covering all of Southwest Florida - Manatee, Sarasota, Charlotte, Desoto, Lee and Collier counties)
Browse The Rain for a qualified and Certified Notary Signing Agent in your area.
| Please Visit The Following: | ||
| My ActiveRain Groups | My Favorite Blogs | My Favorite Blogging Associates |
| Anything Southwest Florida Area | Your comments about back-dating | Cedric (Ced) Reynolds |
| Anything Notary | Your thoughts on reverse mortgages? | Margaret Lynn Copeland |
| Anything Reverse Mortgage | Reverse Mortgages are so bad | George Lambert |
| Thank You To The Following For Their Help, Advise and/or Referral Business: | ||
| Laura Vestanen | Linda Kassis | Kate Bourland |
| Bo Hussung | Joan Bergstrom | Lora Leasure |
Featured Network Business Partner #6 - Roger & Karin Anderson
This is my continuing series of promoting many of my business partners. They all have their special strengths, and I feel I would like to help them promote their business. If you ever do business with any of these people or businesses, please feel free to comment here about your experiences!
Today, for my sixth issue, I would like to promote:
Roger & Karin Anderson - Pre-Paid Legal & Identity Theft Shield Plans (Delta Business Consultants)
North Port, FL
While the Anderson's are a business partner in my new business service for selling the Pre-Paid Legal plans and Identity Theft Shield, like many of my featured business partners I have listed here, they are friends as well. They have been trying to help me personally in many ways. And that help is certainly appreciated! There are many things and ways these plans can help you! I have been a customer of the plans for what is approaching two years now, and am now realizing the tremendous impact this can havefor me, but all Americans. Whether it is buying/selling home or land, or a traffic ticket (after 15 day wait in beginning) or service contracts, electronic equipment including cell phone, and many other things, this service can help put the power of the legal system in your hands just like large companies have done for themselves! Did you know over 80% of Europeans have an equivalent legal 'insurance' Pre-Paid plan. In America, this is about 3%!!! And DID YOU KNOW - in 2005 about 37 million American utilized various hospitalization insurance services. And over 100 million in court litigation cases were filed and in every court case there is AT least two parties. So at a minimum that means 200 million entities were involved in court cases. These are staggering numbers in my opinion! With the Pre-Paid Legal Plans & Identity Theft Shield Programs, you can have extensive legal coverage as well as monitoring AND identity theft RESTORATIVE services associated with this plan for about ONE ($1) DOLLAR a day. This service can benefit you in so many ways, please take the time to look into this great service! Don't be part of the 97% of Americans that could benefit from the service when you need it the most! Be part of the 3% of Americans that can put tremendous power on YOUR side in every legal matter or situation that can arise! To get in tough with the Anderson's, please send me an email, and I will put you in touch with these great people and their services!
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Title companies & mortgage brokers, help your borrowers- arrange to have their loan signed and notarized in their home, at their convenience by a Certified Notary Signing Agent (CNSA) Southwest Florida Notaries is open for your mortgage closing 24/7 at your location (Based in Murdock, FL, near Port Charlotte FL, but covering all of Southwest Florida - Manatee, Sarasota, Charlotte, Desoto, Lee and Collier counties)
Browse The Rain for a qualified and Certified Notary Signing Agent in your area.
| Please Visit The Following: | ||
| My ActiveRain Groups | My Favorite Blogs | My Favorite Blogging Associates |
| Anything Southwest Florida Area | Your comments about back-dating | Cedric (Ced) Reynolds |
| Anything Notary | Your thoughts on reverse mortgages? | Margaret Lynn Copeland |
| Anything Reverse Mortgage | Reverse Mortgages are so bad | George Lambert |
| Thank You To The Following For Their Help, Advise and/or Referral Business: | ||
| Laura Vestanen | Linda Kassis | Kate Bourland |
| Bo Hussung | Joan Bergstrom | Lora Leasure |
 |
|
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Experienced Certified Mortgage Notary Signing Agent/Mobile Notary that goes to your client for all their loan or property sale/purchase paperwork. Serving Southwest Florida. http://yourswflnotary.com
Full service mobile notary & witness mortgage notary signing agent (we are not a Signing Service or notary supply & service Company), that services all your mobile notary needs including notarizing:
We charge the state allowed $10 per notarization (except weddings where we charge the allowed $30) plus travel. Travel fees range anywhere from $10 in Port Charlotte, to $155 to go to Marco Island (186 miles round trip). To go beyond that, I would have to compute charges, which I base on Mapquest mileage computations. We are open for business 24/7, but our regular office hours are Monday through Friday 9AM to 7PM, and Saturday 9AM to 5PM. Also, we do have a community service program for reduced / free services to many patients or residents only who are in a medical facility in the Bradenton, Sarasota, Venice, Port Charlotte, Cape Coral and Fort Myers areas. Please contact me for qualifications, details and availability. For witness loan signings, we will work with title (including escrow, abstract, and settlement) companies, signing companies, mortgage brokers, lenders and the individual borrowers themselves. (Remember, you have the right to choose not only your title company, but also your Certified Background Screened Notary Signing Agent) Short notice signings are welcome, but are dependent on my schedule availability. Loan signing experience including refinancing
Notary Public, State of Florida since 1989 (License expires 11/12/2010) and eNotary (Electronic Notarizations) capable since 2006. Member of the following organizations:
Check back later, as we may soon be joining the Sarasota Latin Chamber of Commerce. Former member (from 1988 to 2004) Associated Public Safety Communications Officials (retired & left organization.) 123notary.com Certified Notary Signing agent as well as NNA Certified Notary Signing Agent with GLBA-compliant Background Screening conducted by LexisNexis through the NNA serving Southwest Florida Counties of:
This includes the cities of Alva, Arcadia, Boca Grande, Bokeelia, Bonita Springs, Bradenton, Cape Coral, Cape Haze, Captiva, Charlotte Harbor, El Jobean, Englewood, Estero, Fort Ogden, Fort Myers / North Forth Myers & Fort Myers Beach, Immokalee, Lake Suzy, Laurel, Lehigh & Lehigh Acres, Long Boat Key, Marco Island, Matlatcha, Naples, Nocatee, Nokomis, North Port, Osprey, Pineland, Port Charlotte, Punta Gorda, Rotunda & Rotunda West, St James City, Sanibel, Sarasota, Vanderbuilt, Venice, and Venus. We can also serve depending on my schedule availability, or refer you to someone in some additional surrounding counties such as Hendry, Hardee, Highlands, Glades, Hillsborough, Pinellas and Polk. We also have the state required bond insurance as well as E&O (Error & Omissions) insurance coverage to $100,000 through November 12, 2010. Call 941-7-NOTARY (941-766-8279). Loan signing fees negotiable, but vary depending on location (travel), type and number of loan(s) (ie: piggy-back), eDocs, fax-back. Please see my website for more information. http://www.yourswflnotary.com
We specialize in Reverse Mortgage signings (primarily HECM & Jumbo), as well as the applications for these Reverse Mortgages, but have experience with the following:
I have also been through the HUD Reverse Mortgage Counseling program, so I am well versed and able to explain the many aspects of Reverse Mortgages to your very special borrower! Notary Public State of Florida since 1989 and Notary Signing Agent since 2005 that has closed over 800 loans, averaging fifty loans a month last year. Certified Notary Signing Agent by 123Notary.com as well as by the National Notary Association (NNA) who also had independent LexisNexis conduct a background screening that is GLBA compliant (Gramm-Leach-Bliley Act) for the protection of your crucial identity information. (When I was working for a local police department, also had clearance by the Florida Department of Law Enforcement [FDLE] to federal, state & county crime information computers - FCIC & NCIC - Florida Crime Information Center & National Crime Information Center, which is part of the Criminal Justice Information Center) I also have experience with the program DoubleTime, used by many Title Companies, as well as access to TheFund used by many attorney's that do title work. I have one inkjet (HP 5550) and three laser printers (HP 1320, HP 4250tn - dual tray & Sharp AL-1655CS which is also a digital scanner & copier) in the office, and two inkjet all-in-one's in my car (HP 1500 and HP 4280) to ensure good quality copies, as well as the capability of sending & receiving faxes while at a signing, as well as last minute or correction documents while at the signing. I have cable Internet connection at my office, and DSL speed wireless connection on my laptop with me at all signings. I can accept most digital docs, including adobe, Desert Docs - Webprint, Digital Docs, DocMagic, Dynamic Dox, Guardian Mortgage (although I have had some troubles with Guardian Docs), MRG Document Technologies, and Swiftview. I can also accept or ship with all major shipping companies USPS [Noon], UPS [4:30], DHL [4:30], and FedEx [5:00](preferred). [Keep in mind my shipment cut-off times listed in square brackets for next day delivery to most of the US] As mentioned above, I am also an eNotary that is registered with the State of Florida as well as the National Notary Association.
While the state of Florida does not require a Notorial Journal, we at Southwest Florida Notaries keep a Journal of all notorial acts, along with right thumbprint for each and every transaction.
Although I started in October of 2005 part-time, since April 2006, we have done closings full-time for over one-hundred eighty-five (185) companies, over eighty (80) have used us repeatedly. Some of the title and signing companies, as well as Mortgage Companies, that we have done closings for since November 2006 (since our feedback program was established) have included:
In November of 2006, we implemented a feedback program from both the borrower & title companies. Overall, our rating is a 6.9 on a scale of 1 to 7 from both borrowers and title companies. That along with the 50% of title and signing companies using us repeatedly speaks for the quality of service you can expect to receive when you call me at Southwest Florida Notaries 941-7-NOTARY! Some of the comments from the title companies have been:
Some comments from the borrowers have been:
This is the type of service your client can expect from us as well!
For more information about us, visit http://yourswflnotary.com/aboutus.html
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Title companies & mortgage brokers, help your borrowers- arrange to have their loan signed and notarized in their home, at their convenience by a Certified Notary Signing Agent (CNSA)
Browse The Rain for a qualified and Certified Notary Signing Agent in your area.
Southwest Florida Notaries is open for your mortgage closing 24/7 at your location (Based in Murdock, FL, near Port Charlotte FL, but covering all of Southwest Florida - Manatee, Sarasota, Charlotte, Desoto, Lee and Collier counties)
Todays time & temperature in Port Charlotte, FL
I wanted to take a moment to introduce you to my "Addicted To ActiveRain" Group Moderators:
TITLE COMPANY - NASHVILLE, TN - BO HUSSUNG
BO HUSSUNG/ Title services in all 50 states (Cogent Closing Associates)
Bo is VP of Sales for Cogent which is licensed to close loans in all 50 states. Check out Bo's new group Toot Your Horn on Active Rain and post any appropriate blogs there! And if you need title work done in any of the 50 states, please consider using his services for ALL your title work!
COMMERCIAL REAL ESTATE EGENT - LAS VEGAS, NV - ROBERT SWETZ
ROBERT SWETZ: 777S INC. Consulting Firm
Robert specializes in Commercial Sales in Las Vegas, and all of Nevada. Vacant land, Commercial Buildings, Custom Homes and High Rise Luxury Condos. Robert has started quite a few groups here on Active Rain including three in the top 100 as well as the 19th most active group here in all of ActiveRain: Late Night at Active Rain
REAL ESTATE AGENT - WASHINGTON DC - PATRICIA KENNEDY
Patricia Kennedy - Evers & Company
Pat is also the author of "The Irreverent Guide to Real Estate" - and she has been selling homes in the Washington, DC area for over 24 years. She's helped people buy & sell homes in DC, Maryland & Virginia. Please check out her website, the blog Active Rain Addiction: The 12-Year Old Points Out The Obvious!, as well as her ActiveRain profile!
CERTIFIED MORTGAGE NOTARY SIGNING AGENT - TAMPA, FL - LORA LEASURE
LORA LEASURE- True Color Services, LLC (Mobile Mortgage Notary Signing Agent)
If you get a moment in time, please stop by our newest moderators profile and blog. I know she will be a tremendous benefit to this group. If you need any mobile notary services in the Tampa / Brandon / Riverview area, please call her, I have all the confidence she will be prompt, thorough, and professional!
AGAIN, THANK YOU BO, ROBERT, LORA, AND PATRICIA - I AM SURE THE ENTIRE GROUP APPRECIATES YOUR ADDITIONAL WORK FOR THE GROUP!
Please Visit The Following: My Reverse Mortgage Related Blog Titles AGAIN, before you say no to a reverse mortgage, learn the correct facts! Don't believe the myths! I am considering a reverse mortgage, what are your thoughts? And WHY? Not another "Reverse Mortgages Are So Bad" blog?!?!?! -) WARNING (- "Another Reverse Mortgage Scam" What do YOU know about reverse mortgages? So, how many Reverse Mortgages are being forclosed upon? Reverse Mortgage myths still persist Still the most common Reverse Mortgage myths. More regulations needed for reverse mortgages? What about regular mortgages? Reverse Mortgages are only for the poor, correct? If a reverse mortgage balance exceeds the home value, I will be forced out of my home, correct? Reverse Mortgage Costs - how expensive are they? If you have bad credit, foreclosure, or bankruptcy on your credit, can you get a reverse mortgage? Are Reverse Mortgages costs so much more than regular mortgages? Calling all Realtors - LEARN ABOUT REVERSE MORTGAGES! They can help YOU sell a home! If you get a Reverse Mortgage, how long will you keep it? What DOES it take to qualify for a Reverse Mortgage? Do you save enough for retirement? Only use HUD approved lender/brokers for Reverse Mortgages Are Reverse Mortgages a part of Predatory Lending? Lower interest rates also help Reverse Mortgages Consider a Reverse Mortgage Financial Freedom Launches Fixed Rate HECM Reverse Mortgage Are you a reverse mortgage loan officer? Why the double mortgage in Reverse Mortgages? IndyMac's demise and it's effect of Financial Freedom Reverse Mortgages To get 'that feeling' about reverse mortgages? My Pre-Paid Legal & Identity Theft Related Blog Titles Are you a potential identity theft victim waiting to happen? My Consumer Tips and Information Blog Titles * * Stop flashing me! * * - A message to all Floridians!!! HURRICANE WARNING: Please hire public adjuster S.H.A.R.E.Florida.org - For everyone in Florida - pass it along please!! . Need a FREE speaker for anywhere in Sarasota or Manatee County? Want to verify licenses in Florida - check them out here Where to get your Free Credit Report - (NOT the one you need to pay) My Other Blog Titles The POWER of Active Rain - Right here in Southwest Florida! Require mortgage counseling on ALL mortgages, not just reverse mortgages It is LONG overdue we look at our laws and make some changes! How expensive is gas anyway? Multiple response comments - your thoughts? Which AR category are you? Some Great Email (and Blog) Etiquette Rules Home ownership down during President Bush's Presidency not good! How long does it take to get AR referrals More great tips, all because of the Active Rain Some motivational thoughts. . . plus anything you can add! Are you a mortgage broker for life, or is it a job just for now? Increase in Homeowners Insurance or Tax rates - which is worse? Thanks a million Need a traveling notary in Southwest Florida? Take advantage of Active Rain! Help with bankruptcy. How would you like to sign your mortgage papers at your convenience? Just a little more about me.... What I do eNotary (Electronic Notary) Laws/Info Posts eNotarizations. . the upcoming technology! Understanding more about eNotarizations (and the Electronic Notary) Notary Laws/Info Posts Calling all mortgage brokers & title companies. To back-date or not..... your thoughts? Notaries, Remember your responsibilities to the public Notaries beware! Do you do your job thoroughly? Some info about E&O and Bond Insurance (Surety Bond) (for Notaries) One of a Notary Public's main responsibilities - To appear before me Network marketing for notaries How can a notary make a living being 'just a notary'? My Localism Area Posts Near SW FL Notaries another Park: Sunrise Park, Port Charlotte FL Best wings in Port Charlotte - Joe Cracker! Spring Lake Park & Boat ramp in Port Charlotte Port Charlotte Beach Complex Not far from Port Charlotte - Oscar Scherer Park Do you like Mexican Food - Try LaEsperanza in Port Charlotte, FL My Featured Business Partners New Weekly Feature - Featured Network Business Partner #1 - TJ Friedman [Point of Sale Solutions] Featured Network Business Partner #2 - Sandra Wiseman [Wiseman Law Office] Featured Network Business Partner #3 - Paul DeClark [The Open Network Groups] Featured Network Business Partner #4 - Robert M Dickenson - Retired Officers Association
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