I have a very special Uncle. He was diagnosed last year with melanoma. It was already in his lymph nodes. Doctors immediately put him on agressive chemo and then they found it had spread to his brain. He was so so sick. The doctor performed brain surgery on him to remove the tumor and ease his pain and mind games. We were expecting a couple months at best. When he had his next PET scan about 2 months later another tumor was on the other side of his brain.
We prayed for his healing and today he is cancer free and healthy as a horse. The doctors call it a miracle and have run test after test because there is no sign of cancer in his body.
Let me introduce you to Handsome Bill Holcombe of Lonesome Dove. I will write about Lonesome Dove in a separate post, but it is a truly unique story.
In this time of worry and concern, remember God is still performing miracles and He can perform one for you too! We had a wonderful Thanksgiving Dinner tonight with my family. We prayed, feasted and laughed. We also remembered how afraid we were last year to lose this wonderful man! Happy Thanksgiving for Uncle Bill!!!!
What we have all been waiting on!!!
The FED has announced it would purchase $600 billion of Mortgage Back Securities from Fannie Mae, Freddie Mac and Ginnie Mae. This is an act of brilliance by the Federal Reserve and should increase credit availability and lower fixed mortgage rates. Today, already we have seen rates drop. Get your buyers off the fence and don't miss this opportunity. I believe we are also about to be in a refinance boom. What can I do to help you?
WISTERIA, SHELBY COUNTY'S BEST KEPT SECRET
Valerie Springer, Benchmark Mortgage Preferred Lender for Wisteria
The homes of Wisteria are built exclusively by Wisteria Development Company, LLC and A.J. & Sons Construction, LLC - companies committed to designing communities and neighborhoods that stand the test of time. Wisteria is privileged to have the Builder / Developer Team, Roger Massey and Jason Picklesimer. Their combined reputation, experience and talent ensures high quality craftsmanship and attention to detail. This standard ensures that the vision of a delightful, spirited and beautiful community, complete with charm, is realized.
Convenient to all, Wisteria provides easy access to Interstate 65, Hwy 31 and Hwy 119 in Alabaster, AL. The quaint town of Alabaster offers everything your heart desires, right at your fingertips in a relaxed yet spirited way. www.wisteriacharm.com
Today the First Baptist Church of Alabaster is open for prayer at the alter all day today. We are encouraged to pray for our Nation and leaders. If you would like a place of quiet and solitude you are welcome to stop by.
Last evening I was going through my email and I read the daily devotional from Joel Osteen. He spoke of challenges and bad times we would face and how we need to be thankful for those moments because the Lord is dealing with us and making us stronger. He spoke of the Palm Tree, smaller, lanky and just very fragile looking. When a hurricane hits the coast the Palm Tree will bend instead of breaking and each time it bends the root system becomes even stronger and deeper. I believe in today's market we are once again strengthening our root system.
Those of us that are still in business have weathered some storms in the past and thank goodness we have been strong enough to keep holding on. We have learned while in our valley's and will continue to have challenges, but through this we have a greater understanding and for many of us we have learned we can't live like a rock star for the rest of our lives,
We will have storms, trials and good times will come again. We must have faith and wisdom and remember that if the Lord is for us, who can be against us? Together we can form a root system like the Palm Tree and be ready for the hurricane's of life. (If you would like me to forward the email from Joel, please let me know) Have a great weekend.
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Network Funding Residential Mortgage Bank is a full-service lender of residential mortgages. Purchase, refinance, debt consolidation with equity, remodeling and construction loans.
Experience and Service will set me apart from the others! My business is 95% referrals from realtors, financial advisors and past clients. My goal is to keep everyone involved in the transaction informed on where we are in the process, to close on time everytime and make the transaction as easy as possible. My knowledge and years of experience allow me guide the client through their options and advise on the positive and negative of programs available. Whether the client needs and FHA, VA or Conventional loan, I can explain in detail the differences. There will be no suprises at the table and I attend all of my closings whether they be refinance or purchase. After all, who knows the loan better than the Loan Officer that structured it?! I have never had a client leave the table with anything other than what they expected.
I can do financing in Alabama, Georgia, Florida, Louisiana, Missouri, Oklahoma and Tennessee. Most of my business comes from Shelby and Jefferson County in Alabama.
Whether you are interested in purchasing a new home or one that has been previously owned, refinance for better rate and lower the term on your mortgage, consolidate debt or add on to an existing home, I am here to help you. While it is true the market has changed drastically in the last year, programs are still available and lenders are still passing out money and the good news, rates are at historical lows. Experienced loan officers are crucial in our current economy. I watch the markets daily and get an update on the bond market every 2 minutes during the day. This helps me to advise you on whether to lock in a rate or float. I also watch the economic reports to help determine when rates may take a dip and when they may rise. I specialize in FHA and Conventional loans of any type. I can also help you with credit issues and repair.
If you need a referral for a realtor, builder, roofer, insurance agent, painter, structural engineer, attorney etc...I can give you one that is endorsed by good practices and excellent service. I work with some of the best in the business and am happy to share my knowledge.
I know when Valerie sends me an approval letter, we are good to go, no surprises for my client. She explains everything in great detail to the client and keeps both agents informed. A great loan officer is the difference in getting to the closing table with no problems. I can also count on getting to the table in 2 weeks. Realtors, have no fear when Valerie is "flying the plane" . TC
As a first time home owner, Valerie made this an easy process and I understood beforehand what I should expect. My payments were actually LESS than what she had estimated. Valerie is the best and I will tell all of my friends and family about her. AJ
Years ago Valerie helped my wife and I improve our credit scores when we refinanced our home. She stayed in touch with us and with her guidance we now have excellent credit. Since then, we have purchased a new home, referred family to her, and refinanced again for a better rate. We wouldn't trust anyone but Valerie for such a huge financial decision. KP
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