Really? Chase offers qualifying distressed homeowners up to $30,000.00 for going the short-sale route? I read about it online. As a Real Estate Professional I was intrigued by this because I know there are a lot of distressed homeowners who would like to know what the qualifications are for this short-sale incentive. Imagine being able to use this in a conversation with my clients, Mr. and Mrs. Homeowner:
Me: “Hello Mr. and Mrs. Distressed Homeowner with a Chase loan, you might qualify for a program being offered by your lender, Chase, who is offering up to $30,000.00 for going the short-sale route.
Client: Up to $30,000.00, this is a miracle! They’re actually going to help me by giving me money to do a short sale? How much money are we eligible for?
Me: Well, you have to qualify for the program first?
Client: What do we do to qualify?
Me: Well, it says you have to be a qualified distressed homeowner first.
Client: We are. How much do we qualify for?
Me: Well, it says they offer up to $30,000.00
Client: How much of that do we qualify for?
Me: Well, it says they will contact you if you qualify for this program.
Client: We haven’t heard from them.
Me: Well, don’t hold your breath, I can’t find anything about it on their website. Let me see what else I can find out and I’ll get back to you.
Is any body else intrigued by the Chase offer to qualifying distressed homeowners for up to $30,000.00 for going the short-sale route? Does anybody have more information about it? What are the qualification guidelines? Where is the money coming from? Why isn't there more information about it?
Life can be tough at times. Every once in a while there are things that happen that make you want to do a happy dance. They are simple things that come from unexpected places. They bring joy and put a smile on your face. They remind us of the good things in life.
I’ve watched this video about ten times like this little girl could have been one of my own children. It makes me laugh and smile. I’m still smiling. It’s a little nugget of gold in a sometimes cruel world. I’m reminded of the simple things and extra surprises that made my children smile. I remember their own “Disneyland Surprise” which came at a time when they needed to do a happy dance, being raised by a divorced, stressed out, and financially struggling but determined young mother.
That was so many hard years ago. So much has changed since then. I’m no longer a struggling single parent. My four children are adults now and I’ve been gifted with amazing grandchildren. My husband and I so enjoy them (and enjoy that they go home to their parents after we enjoy them). And my grandchildren remind me that parenting, although challenging can make you want to do a happy dance somewhere down the road.
I look back at those years of struggle and how difficult they were…always feeling like I was running behind trying to catch up. But I also remember the things that gave us hope and the people around us who believed in me, and reminded me that life could, would get better for us. And it has!
I find a reason to do a happy dance on a regular basis. It’s part of my life’s formula for success. The “stuff” in my life doesn’t matter much to me. It’s the joy I can bring into other people’s lives that fuels my engine. I can’t take everyone to Disneyland but I can say or do something that encourages them to do a happy dance. I’m looking for some dancing partners today. Care to join me?
My niece is teaching her children not to use the name of the Lord in vain. As a result her six year old son was alarmed to hear another child she cares for say "Oh My God!" He ran to his mother and said "Mom" he just said Orange, Mouse, Gorilla! His mother, not hearing the child and not knowing what her son was talking about replied and asked, "What's wrong with saying orange, mouse, gorilla He responded..."the first letters, mom, he said the first letters." Even in reporting this incident he refused to use the name of the Lord in vain.
Orange, Mouse, Gorilla! I'm going to start using that one!
Calling all strawberry lovers, family outing coordinators, people watchers, Oxnardians, Californians, Out of Area-dians (Okay, so I'm making words up)! You’re invited to the Oxnard, California Annual Strawberry Festival and you can bring as many guests as you would like. Bring your family, friends, camera, diaper wipes, hand sanitizer, appetite and expect a berry-licious time! Don’t forget to check the Oxnard weather forecast AND bring your wallet for the admissions fee, parking fee, and other food, beverage and fun purchases.
Strawberry pizza anyone? With over 70,000 visitors and counting this annual festival offers an eclectic assortment of strawberry concoctions as well as live entertainment, arts and crafts booths, rides for children and sticky, gooey contests. Located at Strawberry Meadows of College Park, this nationally top-ranked celebration is an event you won’t want to miss. Find for more information about admissions fees, parking fees, and free shuttle service to the event by using this Oxnard, California Annual Strawberry Festival link.
Strawberries are the number one crop in Ventura, County and the first California Strawberry Festival premiered in 1984 at Channel Islands Harbor. After eight years it outgrew its original location and moved to Strawberry Meadows of College Park in 1992. Proceeds from the food booths run by local Southland non-profit organizations reap 100 percent of revenues and more than 3.5 million dollars has been raised since the Festival began. So not only are you having a good time, you’re also supporting non-profit organizations that rely on donations to service the needs of others.
I’m looking forward to the Strawberry Festival this year. My two grandkids are looking forward to it, too. Oh Boy…what wouldn’t a Nana do for her grandkids? I’ll just let their mommy deal with their tummy ache. Hope to see you there!
Constina M. Baylor Earns NAR Short Sales and Foreclosure Certification
Buyers and Sellers Benefit from REALTOR® Expertise in Distressed Sales
Oxnard, CA, May 10, 2011 — Constina M. Baylor with RE/MAX Gold Coast Realtors has earned the nationally recognized Short Sales and Foreclosure Resource certification. The National Association of REALTORS® offers the SFR certification to REALTORS® who want to help both buyers and sellers navigate these complicated transactions, as demand for professional expertise with distressed sales grows.
According to a recent NAR survey, nearly one-third of all existing homes sold recently were either short sales or foreclosures. For many real estate professionals, short sales and foreclosures are the new “traditional” transaction. REALTORS® who have earned the SFR certification know how to help sellers maneuver the complexities of short sales as well as help buyers pursue short sale and foreclosure opportunities.
“As leading advocates for homeownership, REALTORS® believe that any family that loses its home to foreclosure is one family too many, but unfortunately, there are situations in which people just cannot afford to keep their homes, and a foreclosure or a short sale results,” said 2009 NAR President Charles McMillan, a broker with Coldwell Banker Residential Brokerage in Dallas-Fort Worth. “Foreclosures and short sales can offer opportunities for home buyers and benefit the larger community, as well, but it’s extremely important to have the help of a real estate professional like a REALTOR® who has earned the SFR certification for these kinds of purchases.”
The certification program includes training on how to qualify sellers for short sales, negotiate with lenders, protect buyers, and limit risk, and provides resources to help REALTORS® stay current on national and state-specific information as the market for these distressed properties evolves. To earn the SFR certification, REALTORSÒ are required to take one core course and three Webinars.
If you're a buyer or seller let my SFR certification work for you! Call today for more information.
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As your Oxnard Homes area Specialist I not only serve your real estate needs in Oxnard, I live here as well. And you know neighbors look out for neighbors, right! I know Oxnard! Call me!
As your new Oxnard Homes Agent I know the value of great service, especially when it involves your family, your finances and your future. When Selling or buying a home you have the right to expect to work with an honest agent who is available, experienced, knowledgeable, hardworking and efficient. Of course you want someone who will make your needs paramount and negotiate the best deal for you; an agent that will make you feel like you're the only client, even though you know you're not. That's the kind of service you'll come back to and refer your friends to over and over again. As your new Oxnard Beach and Marina Homes agent I want to make sure you are satisfied that you have received that kind of service from me.
I define community by how you live, who you live with, and the relationships you create where you live. I want to be a part of your community. If you're a home seller or a home buyer, welcome! As your new Oxnard Beach and Marina Homes Agent I look forward to providing you with the kind of service I would expect from an agent. You should expect nothing less than that from your new real estate professional.
Oxnard Home Buyers and Sellers are very fortunate. Sixty miles northwest of Los Angeles, between Malibu and Santa Barbara, the seaside community of Oxnard offers an envious climate and lifestyle. With award winning schools , beaches, golfing for the golf enthusiast, nearby shopping, and many sandwich shops, coffee shops and restaurants to suit your style and budget, Oxnard is a great place to call home.
Many out of area residents have chosen the Oxnard Beach and Marina area as the place to purchase their vacation home, a place to build memories for family and friends. Oxnard residents look forward to our Annual Strawberry Festival, Salsa Festival and Parade of Lights.
The Oxnard real estate market is currently dominated by short sales and bank owned properties which presents a challenging market for sellers but an attractive market for buyers and investors. For sellers, setting the right asking price is key in getting your home sold. For buyers, getting pre-approved is the first step toward home ownership.
If you're a buyer or seller in Oxnard, California, you need an agent who will meet the demands of this market with enthusiasm and confidence. I'm glad you found me! You will be, too!
"I was very impressed with the service Constina provided. She was honest and diligent and really listened to what I wanted. I was so impressed with her knowledge and expertise that she was able to help me sell and buy on two occasions."... Mary L., Ventura, California
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" Approximately 4 years ago my wife and I heard Constina being interviewed on a local radio show. We liked what we heard and decided that we would use her as our real estate agent if we decided to sell our place in Oxnard. In 2006 we decided to sell and arranged a meeting with Constina. She made a good first impression and we enlisted her as our agent. She turned out to be even better than our first impression. She is very honest, hard working and thorough--everything you want from your agent. She is very positive and helped us with all of our concerns. If we had to rate her on a scale of 1 to 10, she would be a 10+. One of the best business experiences we have ever had."...Ron and Sylvia Saltis, Prescott, AZ.
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"Constina assisted my family and me with selling my mother's home. We appreciated her honesty and her assistance in helping us get the home ready for the sell. We were very happy and pleased with her service and would recommend her to anybody needing an agent."...Regina Martin, Oxnard, CA.
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"I love my home. Constina helped my husband and me look at lots and lots of homes and when we found the one we wanted she negotiated a great offer for us. We couldn't be happier! We appreciated her hard work and her patience. We wouldn't do anything in real estate without talking to her first. We trust her!" Holley Lewis, Oxnard, CA.
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"The best real estate agent, ever!" Robert and Dorethea Lewis, Oxnard, CA
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