Kelly Willey SHORT SALE Agent HARFORD COUNTY MARYLAND REAL ESTATE

I am proud to say that I work for the Top Selling Company in Cecil County Maryland, Long and Foster. Long and Foster out sold all the other companies by dollar sold volume in 2008.

In the current uncertain economic times, Long and Foster is a pillar of stability. Owned and operated by Wes Foster, he strives to instill the principles of integrity and innovation into all his agents.

My speciality in Cecil County is the Short Sale and I have personally attended four training classes, read volumes of material on the topic and successfully closed many short sale transactions.

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CECIL County Maryland Real Estate

FREE List of FORECLOSURES and SHORT SALES

I have lived in Maryland all my life and been an active real estate professional for the last 20 years. I have worked with numerous foreclosures, short sales, pre foreclosures, HUD homes and bank owned properties.

If you have a home to sell in Baltimore County, Baltimore City, Harford County or Cecil County call an agent that knows the area and works hard to make you a satisfied client. I specialize in Bel Air, Abingdon, Aberdeen, Forest Hill, Perry Hall, North East, Kingsville and the entire I95 corridor. For 20 years I have helped people buy and sell real estate and specialized in REO and foreclosure properties for investors and homeowners.

When I am not helping my clients with their real estate needs I enjoy spending time with my family and my Pomeranian Zeke, bible study, gardening and foreign mission work. In 2007 I founded Micah Missions a non-profit company designed to raise awareness and funds to assist the struggling Haitian refuges in the Dominican Republic.

I am proud to say that I work for the Top Company in Harford County Maryland, Long and Foster. Long and Foster out sold all the other companies by dollar sold volume in 2008.

In the current uncertain economic times, Long and Foster is a pillar of stability. Owned and operated by Wes Foster, he strives to instill the principles of integrity and innovation into all his agents.

My speciality in Harford County is the Short Sale and I have personally attended four training classes, read volumes of material on the topic and successfully closed many short sale transactions.

SEARCH HARFORD COUNTY MARYLAND REAL ESTATE

Harford County Maryland Real Estate

FREE List of FORECLOSURES and SHORT SALES

I have lived in Maryland all my life and been an active real estate professional for the last 20 years. I have worked with numerous foreclosures, short sales, pre foreclosures, HUD homes and bank owned properties.

If you have a home to sell in Baltimore County, Baltimore City, Harford County or Cecil County call an agent that knows the area and works hard to make you a satisfied client. I specialize in Bel Air, Abingdon, Aberdeen, Forest Hill, Perry Hall, North East, Kingsville and the entire I95 corridor. For 20 years I have helped people buy and sell real estate and specialized in REO and foreclosure properties for investors and homeowners.

When I am not helping my clients with their real estate needs I enjoy spending time with my family and my Pomeranian Zeke, bible study, gardening and foreign mission work. In 2007 I founded Micah Missions a non-profit company designed to raise awareness and funds to assist the struggling Haitian refuges in the Dominican Republic.

What is the MOST Common Natural Disaster in the United States?
FLOOD !.....and Your Homeowners Policy Does Not Cover That Risk

• Historically about one-in-four flood claims occur in low- to moderate-risk areas.
• Floods and flash floods happen in all 50 states.
• Just a single inch of water can cause costly damage to your property
• Hurricanes, winter storms and snow melt are common (but often overlooked) causes of flooding.
• New land development can increase flood risk, especially if the construction changes natural runoff paths.

And if you decide to rely on Federal disaster assistance – consider this:

• Federal disaster assistance is usually a loan that must be paid back with interest. For a $50,000 loan at 4% interest, your monthly payment would be around $240 a month ($2,880 a year) for 30 years. Compare that to a $100,000 flood insurance premium, which is about $500 a year ($33 a month).

Flood insurance premiums are generally lower than expected

• If you live in a low to moderate risk area and are eligible for the Preferred Risk Policy, your flood insurance premium may be as low as $112 a year, including coverage for your property's contents.

Remember – there’s a 30 day wait before a flood insurance policy takes effect.
Get Covered Today!

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Harford County Maryland Real Estate

FREE List of FORECLOSURES and SHORT SALES

I have lived in Maryland all my life and been an active real estate professional for the last 20 years. I have worked with numerous foreclosures, short sales, pre foreclosures, HUD homes and bank owned properties.

If you have a home to sell in Baltimore County, Baltimore City, Harford County or Cecil County call an agent that knows the area and works hard to make you a satisfied client. I specialize in Bel Air, Abingdon, Aberdeen, Forest Hill, Perry Hall, North East, Kingsville and the entire I95 corridor. For 20 years I have helped people buy and sell real estate and specialized in REO and foreclosure properties for investors and homeowners.

When I am not helping my clients with their real estate needs I enjoy spending time with my family and my Pomeranian Zeke, bible study, gardening and foreign mission work. In 2007 I founded Micah Missions a non-profit company designed to raise awareness and funds to assist the struggling Haitian refuges in the Dominican Republic.

Number of Havre de Grace Maryland Homes to sell in January

• 2007: 10
  
• 2008: 4
  
• 2009: 3
  

Average price for a home Sold in Havre de Grace Maryland for January

• 2007: $300,644
  
• 2008: $258,750
  
• 2009: $187,667

The average sales price for the last two years has declined by 38% in Havre de Grace, Maryland. Compared to other parts of Harford county this is a little higher than other areas like Bel Air, 21014 and 21015.

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Harford County Maryland Real Estate

FREE List of FORECLOSURES and SHORT SALES

I have lived in Maryland all my life and been an active real estate professional for the last 20 years. I have worked with numerous foreclosures, short sales, pre foreclosures, HUD homes and bank owned properties.

If you have a home to sell in Baltimore County, Baltimore City, Harford County or Cecil County call an agent that knows the area and works hard to make you a satisfied client. I specialize in Bel Air, Abingdon, Aberdeen, Forest Hill, Perry Hall, North East, Kingsville and the entire I95 corridor. For 20 years I have helped people buy and sell real estate and specialized in REO and foreclosure properties for investors and homeowners.

When I am not helping my clients with their real estate needs I enjoy spending time with my family and my Pomeranian Zeke, bible study, gardening and foreign mission work. In 2007 I founded Micah Missions a non-profit company designed to raise awareness and funds to assist the struggling Haitian refuges in the Dominican Republic.

Number of Houses Sold in January in Forest Hill, Maryland

• 2007: 16
• 2008: 9
  
• 2009: 2
  

Average Sales Price in Forest Hill, Maryland for January

• 2007: $406,975
  
• 2008: $349,989
• 2009: $280,000

These numbers are very clear that the number of homes selling in Forest Hill Maryland has droped drasticaly over the last 2 years. The average sales price of homes in Forest Hill has also dropped over 30% in the last 2 years which is consistent with most areas in Harford County real estate.

SEARCH HARFORD COUNTY MARYLAND REAL ESTATE

Harford County Maryland Real Estate

FREE List of FORECLOSURES and SHORT SALES

I have lived in Maryland all my life and been an active real estate professional for the last 20 years. I have worked with numerous foreclosures, short sales, pre foreclosures, HUD homes and bank owned properties.

If you have a home to sell in Baltimore County, Baltimore City, Harford County or Cecil County call an agent that knows the area and works hard to make you a satisfied client. I specialize in Bel Air, Abingdon, Aberdeen, Forest Hill, Perry Hall, North East, Kingsville and the entire I95 corridor. For 20 years I have helped people buy and sell real estate and specialized in REO and foreclosure properties for investors and homeowners.

When I am not helping my clients with their real estate needs I enjoy spending time with my family and my Pomeranian Zeke, bible study, gardening and foreign mission work. In 2007 I founded Micah Missions a non-profit company designed to raise awareness and funds to assist the struggling Haitian refuges in the Dominican Republic.