Jim Curry

Washington County ~ First Time Home Buyer ~ Information

If you're considering moving / buying a home or re-locating to Washington County including Hagerstown, Boonsboro, Rohresville, Smithsburg, Clear Spring and Knoxville...... please visit: www.jimsellshouses.com

You'll find everything you need to know:

Property Search - You can enter your own criteria and search for Detached homes, Townhouses or condos that match what you're looking for.

Mortgage 101: Everything you need to know about getting a loan.

Mortgage Rates: An up-to-date status of where the rates are today.

There's also links to: Buisiness Listings, Community Information, Local Events, Maps, Weather, Local News, School Information and lots more

Estate Sale: If You Need To Sell The Contents Of A House In Hagerstown

If you need to sell the contents of a house or home in Frederick or Washington County, Maryland including Hagerstown, Woodsboro, Emmitsburg, Sabillasville, Thurmont, Middletown, Myersville, Jefferson, Brunswick, Boonsboro, Keedysville, Knoxville, etc., please send me an email: jim.curry@longandfoster.com

Just let me have a brief discription of what there is and I'll contact you as soon as possible to make arrangements to sell it all at auction. If you need further assistance with the listing of the house, I can help you with that also. Thanks.

DEVIL'S BACKBONE ~ WASHINGTON COUNTY, MD

First Time Buyers: $8,000.00 Credit:

1. $8,000.00 Tax credit: The newly approved tax credit is equivalent to 10 percent of the purchase price of the home, maximum $8,000 and applies only to first time home buyers of principal residences. It does not have to be repaid.

2. First time buyers: someone who hasn't owned a principal residence for three years before buying a house. (The date of purchase is considered the day that the title is transferred.)

3. 2009 buyers only: Only those who purchase a home on or after January 1 and before December 1, 2009 are eligible for the credit.

4. Income limits: The tax credit is subject to income limits. Single buyers need a modified adjusted gross income of $75,000 or less to qualify for the full credit, or $150,000 for married couples. Those earning more than those limits may be eligible for reduced credits.

5. Refundable: Because the tax credit is refundable, qualified buyers can still take advantage of it even if they don't have much tax liability.

6. Recapture: Buyers have to own the home for at least three years in order to qualify for the credit. If they sell the home before then, they will have to pay back the credit.

If you need any additional information, please send an email to jim.curry@longandfoster.com