William Lewis

Experts are talking recession and families are wondering how to protect their financial security. With the foreclosure epidemic, unemployment at an all time high, and Congress scrambling to bail out the financial industry, many consumers are experiencing severe stress as it relates to their economic stability and general well being. Although gasoline prices have fallen into the low $2.30 range, the economy is struggling with food prices and professional services that have increased at alarming rates. As a result, many families have scaled back on their spending to include only the necessities.

In an ever worsening economy your good name and reputation within the community is becoming more important. Creditors have tightened their guidelines effectively barring millions of Americans from borrowing money. Even those with excellent credit are experiencing reduced credit limits and closed equity lines. Mortgage lenders, auto finance companies, credit card issuers and banks have all raised the bar. Borrowers with low credit scores can expect to be denied or to pay significantly higher interest rates than those with excellent credit. Long gone are the days of obtaining credit, goods, benefits, services and/or employment with a 620 credit score. In more instances than not, a consumer will be denied if they maintain a credit score lower than 720.

The terms credit repair, credit restoration and/or credit rehabilitation are somewhat synomous. Those with bad credit cannot afford to ignore the potential benefits of credit repair. In today's society, credit repair is more important than ever. Approximately 78% of credit profiles contain some sort of error or omission materially impacting credit worthiness. As such, one would be wise to at least explore retaining a reputable credit service organization in the restoration of their own good name and reputation within the community. With that said, Credit Restoration Consultants may be that credit service organization.

Credit Restoration Consultants is a credit service organization specializing in the restoration of consumer credit worthiness as well as identity theft. We assist consumers in achieving a favorable financial credit profile. Everything we do is legal utilizing laws enacted by Congress to dispute negative, erroneous, obsolete, and/or fraudulent information contained within your consumer credit profile.

Utilizing the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Fair Credit Billing Act, and the Fair and Accurate Credit Transactions Act, Credit Restoration Consultants will assist a consumer in the submission of disputes electronically, verbally and in writing to the Equifax, Experian and Trans Union consumer reporting agencies in addition to creditors, collection agencies, third-party record providers and state/federal/private regulatory authorities. Keep in mind that anything Credit Restoration Consultants can do - you can do yourself. Where Credit Restoration Consultants has the edge is the fact that we possess the education, knowledge and a source proven method which yields results.

Unlike most credit service organizations that submit the same written dispute letters monthly, Credit Restoration Consultants has devised a strategy whereby disputes are submitted electronically, verbally and in writing over a six month period to the credit reporting agencies, creditors, collectors, and third-party record providers reporting negative, inaccurate, obsolete and/or erroneous information. Utilizing the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Fair Credit Billing Act, the Fair and Accurate Credit Transactions Act, in addition to laws applicable to a particular state, Credit Restoration Consultants has obtained thousands of deletions and updates for its clients. Credit Restoration Consultants can help remove erroneous and/or inaccurate judgments, liens, bankruptcies, student loans, inquiries, derogatory tradelines, personal identifiers and more! While the credit restoration process can take anywhere from 30 days to six months, most clients see dramatic results in 45-60 days.

Credit repair, credit restoration and/or credit rehabilitation is as legal as pleading "not guilty" in a court of law. With that said, one must understand that as a credit service organization Credit Restoration Consultants is not a law firm and that none of its employees is an attorney licensed to practice law in the state of Florida. As such, Credit Restoration Consultants cannot provide legal advice nor represent any individual before any court or in any legal proceeding. In the event that legal representation is required, Credit Restoration Consultants may provide an appropriate attorney referral for consultation.

Still not convinced as to the benefit of utilizing Credit Restoration Consultants in the restoration of your good name and reputation within the community? You should tune into the Credit Restoration Consultants Hour with credit repair expert Bill Lewis. Bill can be heard weekday's on the 9's - both 9:00 a.m. and 9:00 p.m. eastern time - on AM 1470 WWNN in south Florida. For those listening online, streaming audio can be accessed at www.wwnnradio.com/ by clicking on the listen live link.

For more information on Credit Restoration Consultants or to discuss the $1,499.00 Internet special, please contact us at (954) 581-5050 or online at www.talkaboutcredit.com

Having raised in excess of $50,000 in 2007 and 2008, Credit Restoration Consultants - a credit service organization specializing in the restoration of consumer credit worthiness and identity theft - is once again returning to the Weston Relay for Life in 2009. Having surpassed it's 2008 goal with over $35,000 in verified contributions, William and Jennifer Lewis were recently honored by the Broward unit with a "Top Online Fundraising Award" for the American Cancer Society - Florida Division.

Please join William and Jennifer Lewis - along with dozens of other dedicated participants - and become a part of the Weston Relay for Life on May 1st and 2nd, 2009 starting at 5pm at Cypress Bay High School in Weston.

Across America each and every year one event unites entire communities in the fight against cancer. That event is the American Cancer Society Relay For Life. It's a time and place where individuals come to celebrate those who have survived cancer, remember those we have lost, and fight back against a disease that touches many lives.

The Weston Relay for Life is not just an opportunity to celebrate, remember, but to fight back! Your involvement will help the American Cancer Society work toward a mission of eliminating cancer as major health issue and will support much-needed services in your community. Thanks in part to the donations from Relay For Life, the American Cancer Society is saving lives, helping those touched by cancer, and empowering people to fight this disease all over the world.

If you want to be a part of the fight against cancer, you can join the Credit Restoration Consultants team by visiting our website at http://www.TalkAboutCredit.com and clicking on the American Cancer Society link today! For more information, call William Lewis at (954) 581-5050.

To print an offline donation form, click here.

No matter how many times I have advised former clients of Credit Restoration Consultants on our relocation from Davie to Sunrise in December, 2007, today I received a phone call from one wondering whether or not we were still in business. Seems like they went by the old office and found it empty......

In November, 2007 Credit Restoration Consultants notified its clientele - by mail and telephone - of a pending move. I even widely posted the following on the Internet:

Due to an ever changing real estate environment and an almost doubling of our monthly rental expenses, Credit Restoration Consultants has relocated. Although our preference was to remain in our former location of 4263 Davie Road, Suite 2, Davie, FL 33325, moving was an absolute must in an effort to provide cost effective service to our current and former clients. Besides, we have moved to a much nicer office!

Effective December 1, 2007 our new address is:

Credit Restoration Consultants
Sawgrass Business Plaza
13790 North West 4th Street, Suite 111
Sunrise, FL 33325
(954) 581-5050

Although our address has changed, our telephone number has remained the same. Please pay close attention to the automated attendant of our new phone system as each of our staff have new extension numbers.

Now almost ten months later, I wonder if anyone was paying attention......

Credit Restoration Consultants - a credit service organization specializing in the restoration of consumer credit worthiness and identity theft - has a long proud history of volunteer service. Our volunteers are working to meet the needs of their neighborhoods and the community by participating as committee members or volunteers in the Weston Relay for Life, an American Cancer Society event, as well as with the Starlight Starbright Children's Foundation.

In recognition of these outstanding achievements, Credit Restoration Consultants is proud to announce the availability of the President's Volunteer Service Award, a prestigious national honor offered in recognition of volunteer commitment. Established in 2003, this new Award is given by the President of the United States and honors individuals, families and groups who have demonstrated a sustained commitment to volunteer service over the course of 12 months.

Credit Restoration Consultants has teamed with hundreds of organizations and businesses across the country to deliver this Award to our most outstanding volunteers. As a Certifying Organization of the President's Volunteer Service Award, we can nominate potential recipients and distribute the Award to those who meet or exceed the Award criteria.

"Credit Restoration Consultants is extremely proud to join the President of the United States in recognizing the volunteers who consistently take the time to make a difference in the lives of others," said William E. Lewis, Jr., president of Credit Restoration Consultants "Volunteers strengthen America and inspire others to get involved. We are proud to honor our volunteers who are answering the call with this Award."

Children, adults, families and groups can receive the Award and, given their ongoing service activity, many of our volunteers may already meet the requirements (see sidebar). To qualify for the President's Volunteer Service Award, volunteers simply submit a record of their service hours to Credit Restoration Consultants (under organization number JQZ-25158) and we will verify the service and deliver the Award.

Volunteer service hours are not limited to those performed on behalf of Credit Restoration Consultants, the Weston Relay for Life, or the Starlight Starbright Children's Foundation. In fact, service hours can be accumulated through work on a variety of projects throughout the year. The only requirement is that the necessary hours be completed within 12 months; recipients can qualify for a new Award each year.

"Our volunteers should strive to earn the President's Volunteer Service Award every year," said William E. Lewis, Jr. "Even if you've never volunteered before, the Award is within your reach. In fact, the strength and success of our nation depends on every one of us taking an active role in the community where we live. You can also help strengthen America by asking your friends, families and neighbors to join you in helping your community. Most people say ‘yes' if asked to volunteer - all it takes is a personal request."

The President's Volunteer Service Award is issued by the President's Council on Service and Civic Participation - created by President George W. Bush to recognize the valuable contributions volunteers make to our nation. To learn more and find out how to qualify for the Award, visit www.PresidentialServiceAwards.gov and enter the Credit Restoration Consultants section under organization number JQZ-25158.

SIDEBAR

To be eligible to receive the President's Volunteer Service Award, applicants' service hours must be confirmed by a registered Certifying Organization. There are three levels of the Award varying by hours of service completed within a 12-month period:

Kids - 14 and younger

Bronze Award 50 - 74 hours

Silver Award 75 - 99 hours

Gold Award 100 or more hours

Young Adults - Ages 15 - 25

Bronze Award 100 - 174 hours

Silver Award 175 - 249 hours

Gold Award 250 or more hours

Adults - Ages 26 and up

Bronze Award 100 - 249 hours

Silver Award 250 - 499 hours

Gold Award 500 or more hours

Families and Groups (two or more people)*

Bronze Award 200 - 499 hours

Silver Award 500 - 999 hours

Gold Award 1,000 or more hours

*Each member contributing at least 25 hours towards the total

President's Call to Service Award

Individuals who have completed 4,000 or more volunteer service hours over the course of their lifetime are eligible to receive the President's Call to Service Award.