In the ecomony as it is now we are hearing a few terms that might need some clarification. Simply Short sales mean that the Mortgage holder is willing to take less than the balance of the mortgage to sell the property. This simply means that if you home current mortgage is 150,000 and you get a offer that is for 140000. The bank will decide if this is an acceptable figure to sell the home. The difficult part is finding an agent that is knowledgeable with this process.
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2100 Nicholasville Rd Lexington Ky 40503
Professional Guidance
Through the Complex Process of Real Estate Transactions! Real estate is a complex business. But the process of buying or selling your home doesn’t have to be. I take great pride in helping my clients successfully achieve their goals…while making the entire process as smooth as possible. The interests of a buyer and those of the seller are dramatically different in a transaction. Without representation, a buyer could pay too much or a seller could receive less than the home is worth. You need someone who will be vigilant for your interests in the transaction whether you are buying or selling and I want to be that person for you.
My objective in working with a client is not to simply make one sale but to create a client for life — by establishing a relationship that endures long after the sale is closed. Some of the services that I can offer include:
• Complimentary consulting
• Competitive Market Analysis (estimate of value) for any purpose
• Analysis of Home Ownership Investment for buyers
• Analysis of potential Net Proceeds From Sale for sellers
• Contractor referral service
Remember This…
“There are five factors in the successful marketing and sale of a home:
…and the Agent you select!”
Expect the best!
Real Estate Knowledge — and the enthusiasm to get the job done!
In addition to the state requirements for licensure and the continuing education
requirements, I continually expand my knowledge and experience through
professional affiliations and special Rector-Hayden Realtors presentations.
• Member of the local, state, and National Association of REALTORS®.
• Graduate, Rector-Hayden Realtors’ Advanced Level Express Training
What You Get From Me
When you are buying or selling your home – the largest investment that most people make – you expect professionalism, honesty, accuracy, and someone who will take a sincere interest in your move. With my guidance, you get:
• My knowledge of the complete transaction as well as the components.
• My experience that will guide you through the most complex transactions.
• My integrity, so that you can feel comfortable and confident with my advice.
Most of all, you get someone who will treat your transaction as if it were their own. I look forward to assisting you!
Where SOLD Means More!
As the area's leading real estate company for over 30 years, Rector-Hayden, Realtors has kept pace with Central Kentucky, adapting to the area's rapid growth and changing economy while maintaining exacting standards and integrity.
Please explore the resources within this website, and contact me with any questions or comments. As a part of the Rector-Hayden team of agents, I am confident that I can provide the level of service you would expect in any Real Estate transaction.
Thinking About Moving?
There are a lot of reasons you may be considering a move to a new home. Maybe you're relocating to experience a new city or to take on a great job opportunity. Getting married? Is your family growing? Kids leaving home? Retiring and planning to do a lot of traveling?
Your lifestyle and family situation often determine your housing needs. Here are some initial thoughts to get you in the home buying and selling mindset.
Plan Ahead
Even though you may be months or even years from buying a new home, get prepared now. Keep up on developments in the housing market. Figure out what you'd like in your next home. Do some research on the Internet.
Talk to Your Financial Planner
This is particularly important if you are buying your first home. Maybe you'll need to start some investments to save money for a down payment. Many people forget to prepare for costs associated with closing and moving. Prioritize your expenses and put saving for a house near the top of the list.
Talk to a Real Estate Agent and Mortgage Banker
There is no one better to help you determine whether now or later is a better time to move than a real estate agent. A good Realtor® can offer you valuable advice and provide you with a competitive market analysis of your current property.
And, speaking to a mortgage banker in advance is also a good move. He or she can help you determine how much more home you can afford, will give you advice on how to clear up outstanding credit issues and then get you pre-approved for the right home loan once you're ready to move.
If there is anything we can do to help you, please let us know by
Welcome to our Financial Tools Center. For answers to some of the most frequently asked financial questions, click below for our helpful tools and calculators. Or contact a Rector-Hayden Realtors sales associate or mortgage officer to discuss your needs in more detail.
How much can I borrow?
How much will my mortgage payments be?
How much will my adjustable rate payments be?
Which is better: fixed or adjustable?
Should I pay points to lower the rate?
Which is better: 15 or 30 year term?
How much should I put down for a new home?
How much can I save in taxes?
What will my closing costs be?
Am I better off renting?
Am I better off refinancing?
What will my refinancing costs be?
How can I reduce mortgage insurance costs?
Which lender has the better loan?
Which loan is better?
How advantageous are extra payments?
What home can I afford?
Rector Hayden Realtors Online Privacy Policy
Our Privacy Policy
At Rector Heyden, we recognize that you expect privacy and security when it comes to information that personally identifies you and allows you to be individually contacted ("Personal Information"). Rector Hayden has adopted the following online privacy policy because we understand the need to safeguard the information you may be providing to us at our web site.
Why we request information about you
Rector Hayden offers a variety of programs and services to you from personalized home searches to online mortgage applications. We collect and retain information about you only when we believe it will help us provide you with the services and products that you desire.
Personalized Home Search Registration
When you sign up for our personalized home search, we may use that information to occasionally notify you about important functionality changes to our web site, new Rector Hayden products or services, and special offers we think you'll find valuable.
Online Forms
When you request other information from us through our various order forms, we need to know your name, e-mail address, mailing address and telephone numbers so we can be sure to get in touch with you when and how you ask us to. For instance, when you apply for an online mortgage loan, we need to know your name, social security number, e-mail address, mailing address, income, debt and asset information. This information is necessary to process your mortgage application and to obtain your credit report. We will not obtain your credit report without your authorization, but we cannot approve you for a mortgage loan without it. We can, however, pre-qualify you for a mortgage loan without your credit report.
How we protect your financial information
When you apply for an online mortgage loan, we offer the use of a secure server. The secure socket layer software (SSL) encrypts all information you input before it is sent to us. Even though you may not see a padlock in the bottom of your browser window, rest assured that all the information you enter is encrypted before being sent to our order center. The information we receive from you also is protected against unauthorized access once we receive it. We limit access to your information to employees who have a business reason for accessing it. We also educate our employees about the importance of your privacy through our educational programs and company policies.
About Our Cookies
Cookies are small pieces of information that are stored by your browser on your computer hard drive. Our cookies allow us to welcome you back to our site and provide you with your personalized home searches. Most web browsers automatically accept cookies, but you can change your browser to prevent cookies from being placed on your computer without your consent. You can still use our regular home search feature and every other function on our site even though your computer will not accept cookies. Cookies, by themselves, cannot be used to discover your identity and we do not know your identity unless you tell us.
Links to other web sites
Our web site contains links to and from other web sites and may be in the form of display advertising. We cannot guarantee that web sites other than rhr.com will respect and protect your Personal Information in the same manner that we do. We urge you to go to and read the Privacy Statements of other web sites when you visit them for your own protection. We also are not responsible for the content of web sites other than rhr.com.
Your consent
When you provide us with Personal Information, you consent to the collection and use of this information by Rector Hayden. If we decide to change our privacy policy, we will post changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.
© 2003 Rector Hayden Realtors. All Rights Reserved.
Professional Guidance
Through the Complex Process of Real Estate Transactions! Real estate is a complex business. But the process of buying or selling your home doesn't have to be. I take great pride in helping my clients successfully achieve their goals...while making the entire process as smooth as possible. The interests of a buyer and those of the seller are dramatically different in a transaction. Without representation, a buyer could pay too much or a seller could receive less than the home is worth. You need someone who will be vigilant for your interests in the transaction whether you are buying or selling and I want to be that person for you.
My objective in working with a client is not to simply make one sale but to create a client for life - by establishing a relationship that endures long after the sale is closed. Some of the services that I can offer include:
· Complimentary consulting
· Competitive Market Analysis (estimate of value) for any purpose
· Analysis of Home Ownership Investment for buyers
· Analysis of potential Net Proceeds From Sale for sellers
· Contractor referral service
Remember This...
"There are five factors in the successful marketing and sale of a home:
...and the Agent you select!"
Expect the best!
Real Estate Knowledge - and the enthusiasm to get the job done!
In addition to the state requirements for licensure and the continuing education
requirements, I continually expand my knowledge and experience through
professional affiliations and special Rector-Hayden Realtors presentations.
· Member of the local, state, and National Association of REALTORS®.
• Graduate, Rector-Hayden Realtors' Advanced Level Express Training
What You Get From Me
When you are buying or selling your home - the largest investment that most people make - you expect professionalism, honesty, accuracy, and someone who will take a sincere interest in your move. With my guidance, you get:
· My knowledge of the complete transaction as well as the components.
· My experience that will guide you through the most complex transactions.
· My integrity, so that you can feel comfortable and confident with my advice.
Most of all, you get someone who will treat your transaction as if it were their own. I look forward to assisting you!
Where SOLD Means More!
As the area's leading real estate company for over 30 years, Rector-Hayden, Realtors has kept pace with Central Kentucky, adapting to the area's rapid growth and changing economy while maintaining exacting standards and integrity.
Please explore the resources within this website, and contact me with any questions or comments. As a part of the Rector-Hayden team of agents, I am confident that I can provide the level of service you would expect in any Real Estate transaction.
Thinking About Moving?
There are a lot of reasons you may be considering a move to a new home. Maybe you're relocating to experience a new city or to take on a great job opportunity. Getting married? Is your family growing? Kids leaving home? Retiring and planning to do a lot of traveling?
Your lifestyle and family situation often determine your housing needs. Here are some initial thoughts to get you in the home buying and selling mindset.
Plan Ahead
Even though you may be months or even years from buying a new home, get prepared now. Keep up on developments in the housing market. Figure out what you'd like in your next home. Do some research on the Internet.
Talk to Your Financial Planner
This is particularly important if you are buying your first home. Maybe you'll need to start some investments to save money for a down payment. Many people forget to prepare for costs associated with closing and moving. Prioritize your expenses and put saving for a house near the top of the list.
Talk to a Real Estate Agent and Mortgage Banker
There is no one better to help you determine whether now or later is a better time to move than a real estate agent. A good Realtor® can offer you valuable advice and provide you with a competitive market analysis of your current property.
And, speaking to a mortgage banker in advance is also a good move. He or she can help you determine how much more home you can afford, will give you advice on how to clear up outstanding credit issues and then get you pre-approved for the right home loan once you're ready to move.
If there is anything we can do to help you, please let us know by
Use this section to write about your specific area's of expertise. Do you specialize in first time buyers - listing high end homes - etc. Are there specific market area's that you specialize in? The more you write about your area's of expertise the more knowledgeable you'll sound to a potential buyer or seller.
Rector Hayden Realtors® is the leader in Lexington KY Real Estate
If you are searching for homes for sale in Lexington Kentucky and surrounding counties, then you have found the premier realtor real estate website. For over 30 years, Rector Hayden Realtors has worked with buyers and sellers of houses, condos, patio homes, townhouses, multi-family units and commercial real estate in Lexington KY and Central KY. We have hundreds of Kentucky realtors ready to assist you with your next real estate home purchase. Find your Kentucky home or land for sale here! Lexington Kentucky and Central Kentucky real estate realtor information is available here for you to view 24 hours a day.
Your Central KY Real Estate Realtor is with Rector Hayden Realtors
Your Lexington real estate realtor is available at rhr.com. We have hundreds of highly trained Lexington Kentucky and Central Kentucky realtors ready to help you with your home buying or home selling decisions. You can search for Kentucky realtors by first name, last name, office location, language spoken, and accreditations. Visit us often to find new homes for sale in the state of Kentucky . If you are an active investor in Lexington KY area homes then our website will let you view new listings each day. Just create a saved search to email yourself about Kentucky homes for sale. Our website is updated daily with new information about houses for sale in the Central KY area.
From Lexington and Central Kentucky, Your Real Estate realtor Resource for Homes in Kentucky
Your Lexington and Central Kentucky real estate realtor resources are at rhr.com. Through vision and leadership, Rector Hayden Realtors is proud to be a vital part of Central Kentucky's business community. Our website is a resource to find thousands of Lexington KY and other Central KY homes for sale in our local communities. Whether you think of us as Rector Hayden Realty or Rector Hayden Realtors, we are committed to helping you attain your real estate dreams. Many of our Kentucky agents grew up in Lexington and Central Kentucky and know this area well. Contact us today about land for sale in Central Kentucky. If you need Kentucky MLS information, then use rhr.com for your home buying research needs. We can find the home of your dreams starting with the land to build upon, selecting a new construction home or finding a unique and historic"My Old Kentucky Home"house.
Rector Hayden Realtors is your Lexington KY and Central KY Commercial real estate realtor
Your Lexington KY and Central Kentucky real estate realtor for commercial properties is Rector Hayden Realtors. We have Kentucky realtors specializing in commercial property leasing and commercial property sales. Visit our website to contact a commercial property realtor.
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