Aaron Gallagher

More now than ever it's important to be educated about today's real estate market. There are many sources of info and data but where do you turn to? One of my favorite sources of information is Realty Times and I turn to it regularly. Their website is packed full of information in user friendly formats that's easy to understand. Take some time and visit their site I've included the link below.

Click Here

If you haven't had a chance please go and check out the Urbana Free Library located at 210 w. Green Street in downtown Urbana. It's a great place to take your children and get out of the house during these cold winter months. There are many activities, toys, computer terminals and of course books. My daughter and I have enjoyed many evenings there learing and playing. I have attahced a link to their website for you!!!

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Hello from the grave so to speak it's been a while since I've posted. 2008 was a crazy year and 2009 looks to be just as exciting!! Rates are low, values are leveling out and the government keeps handing out money to encourage home buying. Given that there are so many incentives and programs it can be confusing to decide what to do and you need an expert on your side. Someone who has extensive knowledge of not only real estate but mortgages and insurance. A professional who really cares about helping you buy your first home. I would like the opportunity to earn your business and help make 2009 the year you stop renting! Please call me I'm always here to help......

If your like me my brain is about to explode from Economic Info Overload Syndrome, better known as EIOS. The amount of negative news coverage, market spikes and crashes have taken it's toll on many people in the United States and around the world. I myself have been glued to CNBC at home and work and it certainly changed the way I feel about the future. Now I don't mean that in a bad way just in a different way, things arent' going to be the same. From here on out we as Americans can't continue to be financially ignorant and just hope inflation keeps bailing us out. The days of using our homes as piggybanks are over and easy cheap credit will be harder to get unless you have spotless credit. It's apparent that we have allowed ourselves to be hoodwinked into believing there was nothing but bedrock under our economic foundation and the party would last forever. But we were unaware and turned a blind eye to certian financial instruments that have chiped away at our economy. and into a recession. Complicated Wall Street things far removed from our daily life that we never paid any attention to.There are many types of these high finance derivites out there but I'm only going to highlight one of them and it's called a CDS or Credit Default Swap. Please take a few minutes and click the following link and read a little about what they are and see if you can make heads or tails of what it is. Happy reading and I look forward to readin some of your posts!! If we don't start educationg our selves we'll continue to get educated the hard way!!!!

http://www.investopedia.com/articles/optioninvestor/08/cds.asp

I urgently need your help!! Today's economic turmoil is keeping many first time home buyers on the sidelines and passing up some of the best deals in years. Low rates, low prices, $7500 tax credit, tax deductions the list goes on and on. How can you help you ask? We'll it's simple, help me come up with 100 reasons not to rent such as, "Guitar Hero at 3 a.m. on a Tuesday really sux!" or "The overwhelming smell of kitty litter in the hallway makes me want to puke!!" You get what I'm trying to say... Please take some time and post a good reason to own instead of rent and let's see if we can get to 100!!!