Current mortgage rate trends improved today. In the last week rates got slightly worse but today they rebounded. Rates are amazingly low and in many cases a mortgage payment is less than renting. Contact me via e mail to find out if you qualify and what payments you can expect.
Click chart below to watch quick tutorial on how to read this chart
san diego mortgages - san diego mortgage broker
Kim Carlson explains the difference between San Diego short sales and foreclosures.
What value do you add to separate yourself in business? For me I make time for my clients whether it is a home buyer, home owner, CPA or Realtor®. I can easily pull credit, quote a rate and push the file through processing. However, to me that is basic and not service because It's the clients expectation.
Making the time to look at all aspects of my clients finances, goals and past experiences before determining how to structure their mortgage is "service". Believe it or not there are multiple ways to structure a 30 year fixed rate mortgage and the wrong structure of this loan program will have lasting implications on their quality of life.
Mortgage planning is a necessary element. Not only for the financial benefit but it conveys the message to your clients that you are competent and care aboout them. Time is my most valuable asset and spending that time ensuring my customer is placed in the best position possible is the value I add to separate myself in business.
To the right are video testimonials from my clients expressing their gratitude-proof that caring goes a long way.
If you are looking into a home loan contact me for a professional consultation.
Here is one expample of the many tools I use to help my clients make a smart decision.


Attention Veterans
Are you wasting your VA benefits? You might be but then again you might not. Hard to say unless you know if you qualify for the highly coveted VA home loan which requires no down payment (California is $1 down). The VA has very specific criteria for a Veteran borrower or service member to be eligible to use their VA home loan. Watch the video to learn more about the VA home loan benefit.
Where did I serve?
Camp Casey, Korea1/17th Infantry
Fort Hood TX 2/7 Cavalry
My MOS 11 H TOW Missle Gunner/ITV
I used my VA home loan benefit to buy my first home and am now using it again!
VA Home loans Direct lender of VA loans
Current mortgage rate trends remained flat today. We may experience lower rates soon because the market is showing concern over the economy. As a result we may see the 30 year fixed rate drop from the 3.5% coupon to the 3% coupon resulting in lower mortgage rates. Let's keep our fingers crossed.
E Mail Me for a free rate quote
san diego mortgages va home loan
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