The long span of the bridge of your life is supported by countless cables called habits, attitudes, and desires. What you do in life depends upon what you are and what you want. What you get from life depends upon how much you want it -how much you are willing to work and plan and cooperate and use your resources.
The long span of the bridge of your life is supported by countless cables that you are spinning now, and that is why today is such an important day. Make the cables strong!
- L.G. Elliott
This was my motivational e-mail that I received today. This one resonated very much with me!
Before you abandon the property that you are thinking of selling as a short sale, you might want to reconsider!
On FHA loans most of the lenders that we are dealing with want a specific date of abandonment, why, and sometimes a relocation due to loss of job has even been put to the test. Talk with your agent and with your lender before you abandon your property!
Make your Greenwood IN Short Sale go Smoother!
We are at that time of year where if you have vacated your property and you have it listed with your agent, Greenwood Short Sale or not, if it is vacant, you should talk to your Real Estate Agent about winterizing your property. The last thing that you want is to have a buyer make an offer on your short sale, the bank accept your offer, only to have pipes burst due to lack of heat/activity, and end up with repairs that make your offer impossible to work out.
Ask your agent if they know of a plumber who can cut a break on getting your property winterized. Make sure they are an experienced plumber!
About the Author: The above info regarding Make your Greenwood IN Short Sale go Smoother was provided by: Heather Fitzgerald, who has over 15 years of experience in real estate, title insurance, and lending that can be put to work for you. Heather can be reached by phone at 317-885-8858. Thinking of selling your home or buying your next home? We can help you with this. I service the following areas: Greenwood IN, Indianapolis IN, Franklin IN, Whiteland IN, Mooresville IN, Martinsville IN, Avon IN, Carmel IN, Westfield IN and surrounding areas. Check more properties at no obligation:
Copyright © 2009 By Heather Fitzgerald-Make your Greenwood IN Short Sale go Smoother. All Rights Reserved.
Making your Indianapolis short sale a smoother process!
If you are thinking about listing your home as an Indianapolis short sale, be prepared for your listing agent to ask you for documents that your bank will need. They will more than likely need to provide your lender:
Last two months bank statements
Last 30 days worth of paystubs for each borrower that is on the loan that is or will possibly be delinquent.
Last 2 years federal tax returns
A Financial Worksheet from your bank if they have one, and if they do not, one that your listing agent should be able to provide to you.
A hardship letter explaining what caused you to fall behind
These might seem tedious, but your lender and their MI company and or investor needs these items to see if you are able to qualify for a short sale.
Let your agent know how far behind you are on your Homeowners Association dues, so they can factor that in to preliminary figures that are sent to your lender.
Give us a call today for more information, or visit our website. www.SmithFitzgeraldTeam.com
About the Author: The above info regarding Making your Indianapolis short sale a smoother process was provided by: Heather Fitzgerald, who has over 15 years of experience in real estate, title insurance, and lending that can be put to work for you. Heather can be reached by phone at 317-885-8858. Thinking of selling your home or buying your next home? We can help you with this. I service the following areas: Greenwood IN, Indianapolis IN, Franklin IN, Whiteland IN, Mooresville IN, Martinsville IN, Avon IN, Carmel IN, Westfield IN and surrounding areas.
Copyright © 2009 By Heather Fitzgerald- Making your Indianapolis short sale a smoother process!All Rights Reserved.
Experienced Short Sale agent for Greenwood IN Short Sales, Greenwood Short Sales, Indianapolis Short Sales, Indianapolis IN Short Sales, Indianapolis Real Estate, Greenwood IN Real Estate.
I have spent the last two days calling all the big banks on all of our Short Sales. When I didn't get any response or answers, and believe me, persistence, aggressiveness and tenacity are my middle name when something makes sense, I called HUD, MGIC and FNMA for assistance on these files. When I left last night, I was saddened by the lack of progress I have felt in the last couple of weeks. I had tears in my eyes as I left last night from the lack of forward motion, with all the energy I have expended getting someone to move forward on these files.
To put the amount of energy that I expend to get things done for our clients on these files in perspective, we have approximately a 90% success rate in getting our short sales to the closing table. I see blog posts out there where the national statistics are around 50%. Ours would be a 99% success rate if we were pickier about some of the listings that we accept, ie. unmotivated clients, values, etc.
When I left last night, I had to look at the letter our client on my closing last week wrote to us, thanking us for the diligence in getting her file closed. She lost her husband and has nothing.
So while I have been extremely down in the last couple of weeks, especially the last two days, I have tried to remind myself that GOD blessed me with a special gift of persistence, tenacity and if funneled in the right way, the sky is the limit. More importantly, I am reminded that I am blessed to have these listings, a roof over my head, a job, money in the bank and food on the table, as those are no longer a given in this country for most.
I also immensely enjoy going to Katerina's blog, where I see it is okay to be human, passionate, tender and yet aggressive. It is where I go to get uplifted.
I love Active Rain, because I get to be uplifted, educated, softened, humbled, appreciated and much much more!
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We serve the Indianapolis Real Estate area, as well as Johnson County, Morgan County, Hamilton County, etc. We handle Residential and Commercial Real Estate, Short Sales and Bank Owned Properties.
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