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Heather Fitzgerald, REALTOR Greenwood Indiana Real Estate

Tomb of Doom at the Children's Museum

Tomb of Doom

The Children's Museum Guild's Haunted House is October 16th-31st. For more information, visit childrensmuseum.org. Tickets are available there and at Marsh. Hours may vary for Haunted House. Call 317-334-322, and press 4 for more information!

If you are new to the area and looking for a home to buy, give us a call today: 317.885.8858

Heather Fitzgerald

Indiana Wineries

Indiana Wineries:

Do you love your wineries? New to Indy?

Here is a list of some Wineries in Central Indiana:

Mallow Run Winery-6964 W. Whiteland Road, Bargersville, 317-422-1556

Grape Inspirations Winery-1307 S. Rangeline Road, Carmel, 317-705-9463

Chateau Thomas Winery-6291 Cambridge Way, Plainfield, 317-837-WINE

Easley Winery-205 N. College Avenue, Indianapolis, 317-636-4516

Ferrins Fruit Winery-89 First Avenue SW, Carmel, 317-566-WINE

Buck Creek Winery-11747 Indian Creek Road South, Indianapolis, 862-WINE

Simmons Winery-8111 E. County Road 450 N, Columbus-812-546-0091

If you are new to Indianapolis and looking to find your new home, keep our team in mind for your Indianapolis and surrounding counties Real Estate needs!

Heather

www.SmithFitzgeraldTeam.com

317.885.8858

Are we being HOSED? You be the JUDGE.

Are we being HOSED? You be the JUDGE.



Playing with Hose

I have to preface this by saying, I am neither a Republican nor a Democrat. There is a right way and a wrong way of watching out for "We the People". No politician was elected to watch out solely for his/her interests and special interests.

YOU are elected to watch out for US. YOU SHOULD NOT BE IN A POSITION OF POWER WITHIN OUR GOVERNMENT WITHOUT WATCHING OUT FOR OUR BEST INTERESTS, OR YOU NEED TO RESIGN NOW!!!!!!!!!!!!!!!!!

Take a look at some of these links, and feel free to share some others so we can get educated!

The Great American Bubble

Get ready America, as we are not going to remain on top if we allow all of this to continue.

America's Economy not on top anymore.

Madoff and the SEC

It is time we American's buckle down, appreciate what we do have, and FIGHT FOR IT instead of letting this Elitist SELF SERVING Club foolishly squander away our money and AMERICA.

Photo by: Playing with Hose by Charlie Lawrence, on Flickr

Positive News for REO Agents and Taxpayers?

Perhaps REO agents will be catching the next wave of foreclosures afterall?



Foreclosure

Check out the article from Default Servicing News:


http://www.dsnews.com/index.php/home/news_story/-999/-1/




Home Foreclosure Relief Quint Cobb


http://www.johnsoncountysheriff.com/sales/default.asp


Look at the Sheriff's Sales that were cancelled from January of this year through March/April of this year. There is inventory yet to be put out on the market unless all of these homeowners received loan modifications and other things to straighten out their financial situation. While this would be absolutely wonderful for the families, the odds are not that each found new jobs or received loan modifications, and yet the majority of these properties are not yet back on the market. How are cancelled Sheriff's Sales at being filtered back into listings in your areas?

About the Author: The above info regarding Indiana Foreclosures was provided by: Heather Fitzgerald, who has over 15 years of experience in real estate, title insurance, and lending that can be put to work for you. Heather can be reached by phone at 317-885-8858. Thinking of selling your home or buying your next home? We can help you with this. I service the following areas: Greenwood IN, Indianapolis IN, Franklin IN, Whiteland IN, Mooresville IN, Martinsville IN, Avon IN, Carmel IN, Westfield IN and surrounding areas. Check more properties at no obligation: http://www.SmithFitzgeraldTeam.com

Copyright © 2009 By Heather Fitzgerald-Perhaps REO Agents will be catching the second save of foreclosures. All Rights Reserved. Pictures courtesy of Flickr.

Greenwood IN Short Sales

There are currently 52 Active Short Sale Listings in Greenwood IN. They range in price from $39,900 to $700,000. There are currently 4 Pending Short Sales in Greenwood. In the last year there have been 21 listings that have closed that are Greenwood IN Short Sales.

We have been involved in each of these categories, and are experienced Greenwood IN Short Sale Agents.

house short sale

Picture provided by: by MyHomeSave

If you are thinking of selling your home as a short sale, ask the agent you are thinking of listing with how many short sales they have listed this year, how many Short Sales they have closed? You might not want your preforeclosure to be their first listing, or their first short sale.

Step By Step Short Sale Logo

Picture courtesy of FLICKR-Short Sales

If you are thinking of buying a Short Sale, you will need an experienced Short Sale Agent.

  • Make sure your agent prices your offer around market value if you are truly interested in purchasing this property. If it is a "HOT" property, you run the risk of someone not lowballing and writing a much stronger offer than you. Start out a little lower, but whatever you offer, always offer what you are comfortable walking away without an accepted offer in hand, knowing that you gave it your BEST effort.
  • Know that most banks in a Short Sale situation are not yet handling these offers where they would counter, most are simply rejecting the offer. There are a couple out there that have gotten savvy and up to date enough that their Short Sale department will actually volunteer where the offer needs to be for them to accept the offer.
  • Banks work off of Bottom Line, what their net will be. There are fees that some of the banks will not pay, and some will pay. Some of these fees are home warranties, extreme amount of buyer closing costs, surveys, etc. Some banks will pay past due HOA fees, SOME WILL NOT.
  • Make sure your agent asks if the seller has FHA financing, as there are certain criteria to follow on FHA Short Sales, specifically on how the agent will write your offer/what is allowable and what isn't.
About the Author: The above info regarding Greenwood IN Short Sales was provided by: Heather Fitzgerald, who has over 15 years of experience in real estate, title insurance, and lending that can be put to work for you. Heather can be reached by phone at 317-885-8858. Thinking of selling your home or buing your next home? We can help you with this. I service the following areas: Greenwood IN, Indianapolis IN, Franklin IN, Whiteland IN, Mooresville IN, Martinsville IN, Avon IN, Carmel IN, Westfield IN and surrounding areas.