Abdon Stewart Arizona Mortgage Lender

Well this is an argument that my wife won last year, and I have to be completely honest I am so glad she did.

Living in Arizona you wouldn't think right away that weeds would be an issue, afterall most of the homes have a desert landscape here which is mostlly rock. However for those of us who like trees and shrubs in the yards we need drip systems, which provides a nice steady flow of moisture and weeds are abundant. A little over a year ago we had some pretty heavy rains as well and within just days we had weeds everywhere. Since I decided to ignore them for another week we had huge weeds everywhere.

The last time that we had a similar situation it took us several hours to clean up the yard, and my wife was less than thrilled. "if i have to pull ONE more weed!" and I'll let you imagine how the rest of that convesation went.

Thankfully we recieved a referral from a friend of ours for a local company to take care of our weed issues. Award Services Weed Control to the rescue. We contacted Lewis at Award Services and he came out and explained completely the services they offer and after getting started I don't think we'll ever pull another weed. Lewis comes out twice a year, and if we have anything pop up in between those visits we just give him a call and he comes out to take care of it.

Of all the money that we spend on maitanence around the house, this service is worth it. Give Lewis at Award Services a call today.

Just a quick blog post today to let everyone in Maricopa County know about Drive Tech Auto in Peoria!

This guy is Amazing. I first met Chuck at Drive Tech Auto when I had my instrument cluster go out on my 2004 Chevy Avalanche. I went to my local Chevy dealer, and was told that it would cost over $700 to replace the cluster. Unfortunately for them it wasn't the first time they had given me a rediculously high quote for service work.

I asked a neighbor of mine if he knew any good local Mechanic Shops and he referred me to Chuck at Drive Ttech Auto. After meeting with him he informed me that it would only cost about $300 to replace the cluster. Less than half the dealership cost!

Since then I have had him fix other items on my cars, and the price is alwasy fair, and there are never any surprises. On the most recent repair, he even stayed late to drive to my office to pick me up himself after hours, so that I would not have to wait all weekend to get my truck back!

Not only do they work on all makes and models of vehicles, but Chuck is an ASE master certified technician. He has been factory trained by Ford and Chrysler, but more importantly is just a great guy! If you need any work done I highly recomend you call Chuck at Drive Tech Auto today!!

Drive Tech Auto and Truck LLC Phone: 623-486-3101 8800 N 91st AvenuePeoria, AZ 85345

This 3 Bedroom Home in C W Ranch is brought to you by Don Farris with West USA Realty! Great home at a great price. Over 2400 Square Feet of living space. This 3 Bedroom Home in C W Ranch is close to local shopping and dining. Perfect for entertaining or just raising a family. Make sure this 3 Bedroom Home in C W Ranch is on your list to see or call Don for more details!

	11389 W Lincoln Street Avondale, AZ 85323 3 Bedroom Home in C W Ranch
Home Photo Gallery Virtual Tour Property Map Payment Info Request Showing Contact Me Don Farris Mobile: 6236401810	Price : $137,000 Bedrooms : 3 Bathrooms : 2.5 Square Foot : 2,479 Lot Size : 8,935 Community : C W Ranch County : Maricopa Property Type : Detached Year Built : 2006 MLS Number : 4514477 click for more information and pictures Property Description Pride of Ownership*** This Amazing 3 Bedroom + Den / Office 2.5 bath home features custom paint throughout the home. The kitchen has Stainless Steel appliances, Cherry Wood cabinets, tile floors next to a large family room. Upstairs offers a HUGE master bedroom with a wall-in Closet. Loft for the kids and two other bedrooms. The back yard is a Paradise with a large pool with a water fall cover patio and lots of areas to lounge around. This is a much see home. Features List 3 Bedroom 2.5 Bathrooms 2 Car Garage Stainless Steel Appl Kitchen Island Full Master Bathroom Formal Dining Room Eat-in Kitchen Area Living Room Family Room Loft Den/Office Private Pool Desert Landscaping
Equal Housing Opportunity.	West Usa Realty : 16150 N Arrowhead Fountain Center Drive Ste #100 - Peoria AZ 85382

So here is my first Video blog! A few of the guys in the office have been playing around with videos for a while, and I figured if I am going to jump on board I might as well have a little bit of fun with it. Enjoy it, leave comments, and I hope that you enjoy your friday!!!

One of the many concerns that homebuyers have these days that they didn't have to worry about so much in years past is whether or not they can buy a home while they currently own one. Often times the answer is YES!

Prior to the decline in the housing market this wasn't such a concern as most people could put their current home on the market and then set up simultanious closings. However since the decline many people feel that they are stuck in their current homes because they would have to do a short sale in order to get out of their current mortgage.

Unfortunately housing prices don't have anything to do with most families needs. Meaning, people are still getting married, changing jobs, relocating, and expanding their families; therefore needing their housing needs to accommodate. So the question often becomes "how do I qualify"

Well what many people don't know is that lenders use your Gross Income, which is the amount you earn before any deductions are made. For easy math lets just say that they can use roughly half of that amount for qualifying purposes. That amount minus all of your monthly credit debt is how they qualify you on what you can afford. Below is a real life example so that you can see how it works.

Buyer bought a home 6 years ago and was a single man with 1 child. The home he bought was a 3 bedroom 1 bath, 1500 square feet. A couple years ago he got remarried, and they now have 3 children. As their children are getting older the 3 small bedrooms just aren't cutting it and neither is the 1 bath. They need a bigger home. Do they qualify? Well the combined gross income is around $6500, again using rough numbers lets cut that in half to $3250. The current mortgage is $1200/mo and total monthly credit obligations are $600. Taking the $3250 - $1200 - $600 leaves us with $1450/mo to qualify with. This is more than enough for them to buy a 4 bedroom 2 bath home in the area they want to live in. They have all the money they need for their down payment and reserves and are currently looking for a new home.

The best part is that they are doing everything above the board. Qualifying with both full mortgage payments and all their other debt. Now not every scenario is exactly like this, and for some people it simply wont work, but sometimes there is a need to move up despite what the market is doing.