Lora Carlisle, Adminstrative Assistant for The Boehm Team was recently named to the National Association of Professional Women. Amy, Dona & Rita of The Boehm Team all agree that this is an award well deserved. We love having Lora's smiling face in the office and know that things will not fall through the crack as long as Lora is there. She takes care of all of us from helping us find our way when we are out showing to making sure that all the paperwork is in the title company and ready for close. Thanks from The Boehm Team
The Senate voted to 98-0 to extend the First Time Homebuyers Credit to April of 2010. It should be sent to the House for a vote sometime today. First Time Homebuyers will need to have a contract in place by the last day of April with a close by the last day of June to qualify.
In addition on this bill they have added $6500 refund for homeowners who will be buying a new homestead property. If the buyer has owned a primary residence for 5 consecutive years out of the last 8, they will qualify with some stipulations. The purchase price of the home can not be more then $800,000 and their income can not be more then $125,000 for an individual or $225,000 for a couple.
A homebuyer will also be able to claim the credit on their 2009 income tax even if they do not close until 2010.
So now we just sit back and wait to see if it passes the next stage.
Well now we know. President Obama did sign the bill so we are on our way. Call your favorite realtor or lender and find out how this can work for you.

Have you been approved for an FHA loan but all the houses you have been seeing just seem to need a lot of work. Then it is time for you to go back to your loan officer and ask if you might be able to qualify for the FHA Streamlined 203(k) loan.
This loan keeps you from having two separate loans on your new home, no more short term loans to pay for repairs at an interest rate you don't even want to think about. As always there are rules and regulations on what repairs qualify, so you will have to work closely with your realtor, inspector and loan officer to make sure that this is going to work for you. But you could receive up to $35000 in additional loan money to improve or upgrade your new home before move-in. All combined in your original mortgage loan at the interest rate you applied for.
So give your favorite loan officer a call and see what they can do to help you. As you know our favorite loan offiers are Jay Gilmore with W.R. Starkey and Sarah Nelson at Wells Fargo Bank, Boerne. So give one of them a call or someone you know and trust.
Willkommen zum WURSTFEST
A unique celebration rich in German culture and full of Texas fun!
49th annual "Salute to Sausage" - Wurstfest
October 30th through November 8, 2009 in the German heritage center of Texas,
NEW BRAUNFELS
There is so much to do and so much to eat and drink at Wurstfest you just have to go or you would never believe that so many people could have so much fun in lederhosen. Over here in Boerne we have a lot of fun at Berges Fest, Father's Day Weekend, but the celebration in New Braunfels eclipses all festivals.
Some of the things you can do besides have some great sausage and beer, not to mention dancing The Chicken Dance are:
Not to mention all the live entertainment.
Your best bet is to go to this website for times and information, directions and an Admission Coupon. www.wurstfest.com
Oompa!!
Be sure and check out the Free events below plus all the other fun things to do in Boerne.
November 7, 14, 21, 28 Honey Creek State Natural Area Guided Tour
November 7 1860 Style Vintage Base Ball - Boerne will host a home tournament called the Veteran's Cup at Herff Farm. Come out with your family and friends to enjoy a FREE afternoon event of old time baseball.
November 13-15 2009 Kid N Ewe Festival Celebrate the 21st Birthday Party for the Festival at the Kendall County Fairgrounds FREE
November 14 2nd Saturday Art & Wine 5-8 p.m. at the galleries of Boerne
November 14-15 Boerne Market Days, Downtown Boerne
November 15 Enchanted Springs Ranch Concert featuring Mike Blakely
November 15-23 Czech Pastry and Baking for the Holidays. Little Gretel Restaurant every day 7:30 to 2:30 p.m. and 5 p.m. to 9 p.m. Free Demonstrations
November 21 Boerne Dance Festival & Arts and Crafts Bazaar - Boerne Convention & Community Center
November 27-28 Dickens on Main, Festivities in downtown Boerne include food and drink booths, costumed shop keepers, wassail, arts and crafts, caroling, Santa, Biergarten, live entertainment and some late night shopping.
November 28 Thanksgiving Gratitude Ceremony, Cave Without a Name 6 p.m. muscial event
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