The Pink Ladies of Keller Williams just wanted to wish you a Happy Halloween.
We had a little contest at the office and of course we won!! Pink Ladies Rule the School, you know. LOL Here's a few pictures of our decorations for you to enjoy, we hope.
Don't you love the Jack O Lantern that Rita made?! The sign is for our office which we put on the market this week. LOL It says we have exceptional views (no windows), spacious quarters (10x10 with 3 people in it) and easy access to I-10, well we actually are right on I-10, so 1 out of 3 aint bad!

You just got the call from your Realtor or from the showing agency. Potential Buyers will be at your house in 30 mins. What do you do? Don't panic, do a quick sweep of your house with the following suggesitons:
OK, relax, take a walk around the block and hopefully there will be a contract waiting for you when you get back :)!

Hard to believe when you walk out and feel the temperature but it is actually fall in South Texas. I loved the weatherman this morning when he said temperature this weekend would be closer to normal, 85. 85 in the fall, geez, oh well the rain yesterday was really nice. We got over an inch at our house. And speaking of rain, as my grass cried out in ecstasy, I realized it was time to do something about that poor brown patch with some green sticking up here and there.
These are the three things that everyone should do in the fall to have a beautiful lawn in the spring (course this depends on if we get enough rain that we can actually water next year)
So there's your weekend project for you and if you lawn looks really great next year invite us over for BBQ, OK?
Good News for your Buyers of new homes. The Texas Legislature has mandated that all new built homes in the state even if they are not in city limits have to be built by the International Residential Code standards beginning September, 2008.
The requiements for this code are three inspections by a 3rd party inspector. First inspection has to be of the foundation before pouring the concrete. Second inspection will be for framing and mechanical systems prior to being covered with sheetrock. Third will be the final inspection when the home is completed.
The Builder is responsible for hiring the Inspector who must have one of the following licenses: Licensed engineer, registered architect, a Texas Real Estate Commision Inspector or a 3rd party approved by the Texas Residential Construction Commission. The Builder is allowed to use different inspectors at different phases and also does not have to use only one type of inspector on each inspections.
This is great news for us that live in rural areas and have had some problems with builders not always doing their best work when they are outside the city limits.
Its a little scary out there right now. So I thought I would check and see what the FDIC covers and what it does not.
The FDIC protects checking and savings accounts, CD's, and money-market savings accounts, but not stocks, bonds or mutual shares even if you purchased them from a FDIC bank.
Your bank accounts are covered up to $100,000. IRA that are held in CD's and money market accounts are covered up to $250,000.
The best way to protect your money by dividing it up between banks. Putting it in different branches of the same bank will not guarantee protection of funds over the maximum guarantees. If it is really important to you to keep your money in the same bank, then do it by categories, i.e. Your name, your spouse's name, a joint accounty, trust accounts under someone other then you as beneficiary.
If you bank happens to fail, you should have access to your funds within 24 hours in most cases.
If you should have over the covered amount by the FDIC, generally you will recover 70 cents on the dollar. But let's don't go there. Make your money safe. Talk to your banker and find out what is the best strategy for you.
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