Have you been approved for an FHA loan but all the houses you have been seeing just seem to need a lot of work. Then it is time for you to go back to your loan officer and ask if you might be able to qualify for the FHA Streamlined 203(k) loan.
This loan keeps you from having two separate loans on your new home, no more short term loans to pay for repairs at an interest rate you don't even want to think about. As always there are rules and regulations on what repairs qualify, so you will have to work closely with your realtor, inspector and loan officer to make sure that this is going to work for you. But you could receive up to $35000 in additional loan money to improve or upgrade your new home before move-in. All combined in your original mortgage loan at the interest rate you applied for.
So give your favorite loan officer a call and see what they can do to help you. As you know our favorite loan offiers are Jay Gilmore with W.R. Starkey and Sarah Nelson at Wells Fargo Bank, Boerne. So give one of them a call or someone you know and trust.
Willkommen zum WURSTFEST
A unique celebration rich in German culture and full of Texas fun!
49th annual "Salute to Sausage" - Wurstfest
October 30th through November 8, 2009 in the German heritage center of Texas,
NEW BRAUNFELS
There is so much to do and so much to eat and drink at Wurstfest you just have to go or you would never believe that so many people could have so much fun in lederhosen. Over here in Boerne we have a lot of fun at Berges Fest, Father's Day Weekend, but the celebration in New Braunfels eclipses all festivals.
Some of the things you can do besides have some great sausage and beer, not to mention dancing The Chicken Dance are:
Not to mention all the live entertainment.
Your best bet is to go to this website for times and information, directions and an Admission Coupon. www.wurstfest.com
Oompa!!
Be sure and check out the Free events below plus all the other fun things to do in Boerne.
November 7, 14, 21, 28 Honey Creek State Natural Area Guided Tour
November 7 1860 Style Vintage Base Ball - Boerne will host a home tournament called the Veteran's Cup at Herff Farm. Come out with your family and friends to enjoy a FREE afternoon event of old time baseball.
November 13-15 2009 Kid N Ewe Festival Celebrate the 21st Birthday Party for the Festival at the Kendall County Fairgrounds FREE
November 14 2nd Saturday Art & Wine 5-8 p.m. at the galleries of Boerne
November 14-15 Boerne Market Days, Downtown Boerne
November 15 Enchanted Springs Ranch Concert featuring Mike Blakely
November 15-23 Czech Pastry and Baking for the Holidays. Little Gretel Restaurant every day 7:30 to 2:30 p.m. and 5 p.m. to 9 p.m. Free Demonstrations
November 21 Boerne Dance Festival & Arts and Crafts Bazaar - Boerne Convention & Community Center
November 27-28 Dickens on Main, Festivities in downtown Boerne include food and drink booths, costumed shop keepers, wassail, arts and crafts, caroling, Santa, Biergarten, live entertainment and some late night shopping.
November 28 Thanksgiving Gratitude Ceremony, Cave Without a Name 6 p.m. muscial event
Come on over to Boerne for a fun day of Halloween Events at the Boerne Visitor's Center in front of Walmart. Something for everyone, young and young at heart. Then make your way down to the Haysterical Maze at Fabra Elementary on Johns Road for where you have to find your way through a Hay Maze. This benefits Fabra Elementary PTO. Also the Pumpkin Patch on Main Street at Veteran's Park will be selling out the last of its pumpkins and gourds. Help the First United Methodist Youth fund their mission trips and ski trip.
All the little ghosts, goblins, Transformers and Britney Spears will soon be showing up at your door! Are you ready? You've bought the individually wrapped candy, so what next.
Declutter your front yard. Make sure that your yard is clear of debris as well as water hoses, flower pots or anything that someone might be able to trip over.
Lights. Porch lights and yard lights will let all the little trick or treaters know your home as well as keep them from falling down.
Safe Decoration. Consider using Jack O'Lanterns with battery 
powered candles instead of real candles . If you choose to use real candles, keep the Jack O'Lantern up and out of the way of possible bumps or decorations it could catch on fire.
Puppy Treats: All the noise and commotion will not be a treat for your family pet, so keep them somewhere away from all the activity, so they don't get scared or scare the little ones.
Don't Trick yourself. Take the extra treats to work the next week and get them out of your house. Otherwise we know where they will end up. :).
And #1: Have fun, think about dressing up too, Trick or Treaters get a kick out of Harry Potter or The Lion King answering the door.
Your Realtors for Life! Serving Boerne, New Braunfels, Bandera, the Texas Hill Country and San Antonio.
THE BOEHM TEAM
Amy's knowledge of real estate, marketing, and business ownership has proven to be precedent in leading the Boehm Team. She continues to work at being the best in the market by providing a service that clients deserve. As a former teacher and business owner she understands the importance of working closely with clients, peers, and staff. Real Estate is a business and she takes it very seriously. Amy's spare time is focused on children within the Child Protective Services. It's amazing how small gestures can change an entire life. "It's just that simple." In her leisure time, Amy enjoys spending quality time with her family and attending sporting events.
The Boehm Team's Assistant, Lora Carlisle, brings years of experience in transaction, marketing and the customer service department. Lora is not only qualified for taking care of the day to day duties of a real estate office she also understands customer service is the pinnacle to this very important position. She understands that purchasing a home is one of the biggest decisions a person makes and is determined to do whatever it takes to insure all the Boehm Team's transactions are as smooth and enjoyable as possible. Lora has lived in Boerne, TX for 14 years with her husband and two children. She is very active in the Boerne community and is involved in many organizations. She is proud to say that her daughter graduated from Texas State University and her son is a recent graduate of Texas A & M University. Lora just recently took in her 15 year old nephew and will be seeing him through his last 3 years of high school & hopefully on to A&M. In her spare time she enjoys spending quality time with family and friends.
Recently joining the Boehm Team, Rita M. Garza brings experience, a beaming personality and quality customer service that have allowed her to build quality relationships with clients and peers. Being a former cheerleading instructor, Rita appreciates the importance of discipline, hard work and a competitive spirit, which is evident in her tenacity as a realtor. Rita also recognizes each real estate transaction is unique in its own way; therefore, paying attention to detail in order to ensure for a superior buying or selling experience. Outside of the real estate arena, Rita dedicates her time to health and fitness by serving as a personal trainer. She also enjoys judging cheerleading competitions and coaching when available. Rita is a graduate of the University of Texas San Antonio.
"Thank you for all the hard work you put into selling my house. You had an awesome packet put together before you even started selling the house. The pictures were the best I have seen; and not to mention there was a contract for a buyer 5 days after it was put on the market! We couldn't have asked for more! You even found an incredible house for us to move into! Thank you again for all you have done for us!"
-Steve "Cowboy" & Terry Gross
"The Boehm Team represented us when we purchased a second home in Horseshoe Bay. We wanted to move quickly, so she took time to understand what we were looking for and only took us to view properties that fit our criteria. They were professional and extremely responsive to our questions and any issues that came up throughout the process. We would do business with them again in a heartbeat and refer them to all of our friends!"
-Chris Urbanek
"They say that moving is the second most stressful occurrence in life, but thanks to Amy Boehm, selling our home was easy. It was evident that Amy had a good handle on managing the sales process from the beginning with great recommendations to prepare our home to sell and we could not have been more pleased with the marketing strategy used as the volume of interested buyers was great. Thanks to Amy Boehm, selling our home was a fast, efficient, and simple process."
-Kris Ryan
"I recently found myself in the market for a second home and selecting Jennifer Beaudet as my realtor was one of the greatest choices I've ever made. Finding the right property was effortless and we had an accepted offer within days. Jen then went to work securing a quick close date and continued to follow up daily on the progress we were making. The personal attention I received was absolutely unbelievable. At times, it seemed as if I was her only client. She remained right there with me every step of the way and certainly made the entire process enjoyable. Without hesitation, I would DEFINITELY recommend Jennifer Beaudet and the Boehm Team to anyone looking for real estate.
- Jon Ramsey
When we decided to move to a new area of San Antonio, My Boehm Team stepped in and made the transition a quick, easy and fun process!Within one week we had a contract on our new home and had sold our current one. Amy's expert knowledge of the market areas and value of homes ensured that we didn't waste a lot of time haggling over cost and worrying about closing the deals. We've recommended them to our friends and family....and we certainly plan to come back when we're ready for the next move!
- Tate & Jen Robertson
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