Do you know what to do in the case of tornado, an earthquake (what are those, I live in Texas :) ) or a blackout?
The Department of Homeland Security's Federal Emergency Management Agency (FEMA) wants to make sure you're prepared in the event of an emergency. FEMA's website http://www.ready.gov you can find all the things that you will need in any emergency for yourself, your loved ones and your pets.
The website is very user friendly. You can download a list of the items that you will need for your emergency kit. Let your friends and family know about the site so that everyone you care about will be ready in case of an emergency.
In conjunction with Second Saturday in Boerne, Majestic Ranch Arts Foundation is having an Open House. The Ranch is located west of Boerne on Hwy 46, a very short drive to enjoy some amazing art. They offer lessons also. Don't forget to spend some time in town at the galleries who are also part of Second Saturday.
Do you love to golf, Do you love to give back to the community! Well here's your chance to do both. Fair Oaks Ranch Golf & Country Club are hosting a golf tournament to benefit several different charities as you can see below. So come on out play some golf, have a really nice lunch and a lovely dinner while giving back to your community. Lots of fun to be had with some special events too.
Its a great time to be a first time homebuyer. There are so many different reasons and advantages to buying a home right now starting with low interest rates and lower house prices.
But be careful prices have stabilized and will be starting to rise again soon along with the interest rates. Don't forget that the $8,000 tax credit will also be ending November 30, 2009
Reasons A First Time Homebuyer should jump off the fence!
Did you know you can raise your net worth by buying a home. The U.S. Federal Reserve Board of Consumer Finance states that the average net worth of a renter was $4,000 and for a homeowner is $184,400. One of the best ways to increase your personal wealth is by owning a home, paying the mortgage down and increasing home appreciation (equity). Not to mention tax deductions that you will receive which you do not get by being a renter.
I know that home appreciation has not been that great in the last year or so, but normally in our area it is 6% and probably will work its way back to there in a few years. The average appreciation between 1950 and 2002 was 4.8% in the United States, so owning a home is a good investment.
And don't forget that $8000 tax credit for first time homebuyers. If you pay points to lower your interest rate you will also receive a tax benefit.
One major long range reason for owning your home for tax reasons is mortgage interest, PMI insurance & real estate taxes. Other items you can possibly deduct include moving expenses when a job is involved and home improvements that improve energy efficiency. (Always check with your tax professional to see what you can deduct).
So think about jumping off that fence and building a lovely fence around your new home. Contact a good financial advisor and a realtor and start moving!
Want to watch our local boys play ball then tune in to one of three places to see or hear the game. You can watch all the games listed below at www.tsrnsports.com on the Texas Sports Radio Network, to FM92.5 The Outlaw, or watch GVTC for the taped broadcast on the public access station. Course the very best way to support Boerne Sports is to be at the game. I will be posting the schedule of both teams shortly.
GO HOUNDS! GO CHARGERS!
| BROADCAST | DATE | GAME | LOCATION |
| XYZ | 4-Sep | Champion vs East Central | BISD Stadium |
| XY | 11-Sep | Chamption at Del Rio | Del Rio |
| XYZ | 18-Sep | BHS vs Lake Travis | BISD Stadium |
| XYZ | 25-Sep | Champion vs Kerrville | BISD Stadium |
| XYZ | 2-Oct | BHS vs Vandergrift | BISD Stadium |
| XYZ | 8-Oct | BHS vs Holy Cross | BISD Stadium |
| XYZ | 9-Oct | Champion vs Clemens | BISD Stadium |
| XYZ | 16-Oct | Champion vs Steele | BISD Stadium |
| XYZ | 23-Oct | BHS vs Rouse | BISD Stadium |
| XYZ | 29-Oct | BHS vs Antonian | BISD Stadium |
| XYZ | 30-Oct | Champion vs San Marcos | BISD Stadium |
| XY | 6-Nov | Champion vs NB Canyon | NB Canyon |
| x - internet | |||
| y - radio | |||
| z - GVTC |
Your Realtors for Life! Serving Boerne, New Braunfels, Bandera, the Texas Hill Country and San Antonio.
THE BOEHM TEAM
Amy's knowledge of real estate, marketing, and business ownership has proven to be precedent in leading the Boehm Team. She continues to work at being the best in the market by providing a service that clients deserve. As a former teacher and business owner she understands the importance of working closely with clients, peers, and staff. Real Estate is a business and she takes it very seriously. Amy's spare time is focused on children within the Child Protective Services. It's amazing how small gestures can change an entire life. "It's just that simple." In her leisure time, Amy enjoys spending quality time with her family and attending sporting events.
The Boehm Team's Assistant, Lora Carlisle, brings years of experience in transaction, marketing and the customer service department. Lora is not only qualified for taking care of the day to day duties of a real estate office she also understands customer service is the pinnacle to this very important position. She understands that purchasing a home is one of the biggest decisions a person makes and is determined to do whatever it takes to insure all the Boehm Team's transactions are as smooth and enjoyable as possible. Lora has lived in Boerne, TX for 14 years with her husband and two children. She is very active in the Boerne community and is involved in many organizations. She is proud to say that her daughter graduated from Texas State University and her son is a recent graduate of Texas A & M University. Lora just recently took in her 15 year old nephew and will be seeing him through his last 3 years of high school & hopefully on to A&M. In her spare time she enjoys spending quality time with family and friends.
Recently joining the Boehm Team, Rita M. Garza brings experience, a beaming personality and quality customer service that have allowed her to build quality relationships with clients and peers. Being a former cheerleading instructor, Rita appreciates the importance of discipline, hard work and a competitive spirit, which is evident in her tenacity as a realtor. Rita also recognizes each real estate transaction is unique in its own way; therefore, paying attention to detail in order to ensure for a superior buying or selling experience. Outside of the real estate arena, Rita dedicates her time to health and fitness by serving as a personal trainer. She also enjoys judging cheerleading competitions and coaching when available. Rita is a graduate of the University of Texas San Antonio.
"Thank you for all the hard work you put into selling my house. You had an awesome packet put together before you even started selling the house. The pictures were the best I have seen; and not to mention there was a contract for a buyer 5 days after it was put on the market! We couldn't have asked for more! You even found an incredible house for us to move into! Thank you again for all you have done for us!"
-Steve "Cowboy" & Terry Gross
"The Boehm Team represented us when we purchased a second home in Horseshoe Bay. We wanted to move quickly, so she took time to understand what we were looking for and only took us to view properties that fit our criteria. They were professional and extremely responsive to our questions and any issues that came up throughout the process. We would do business with them again in a heartbeat and refer them to all of our friends!"
-Chris Urbanek
"They say that moving is the second most stressful occurrence in life, but thanks to Amy Boehm, selling our home was easy. It was evident that Amy had a good handle on managing the sales process from the beginning with great recommendations to prepare our home to sell and we could not have been more pleased with the marketing strategy used as the volume of interested buyers was great. Thanks to Amy Boehm, selling our home was a fast, efficient, and simple process."
-Kris Ryan
"I recently found myself in the market for a second home and selecting Jennifer Beaudet as my realtor was one of the greatest choices I've ever made. Finding the right property was effortless and we had an accepted offer within days. Jen then went to work securing a quick close date and continued to follow up daily on the progress we were making. The personal attention I received was absolutely unbelievable. At times, it seemed as if I was her only client. She remained right there with me every step of the way and certainly made the entire process enjoyable. Without hesitation, I would DEFINITELY recommend Jennifer Beaudet and the Boehm Team to anyone looking for real estate.
- Jon Ramsey
When we decided to move to a new area of San Antonio, My Boehm Team stepped in and made the transition a quick, easy and fun process!Within one week we had a contract on our new home and had sold our current one. Amy's expert knowledge of the market areas and value of homes ensured that we didn't waste a lot of time haggling over cost and worrying about closing the deals. We've recommended them to our friends and family....and we certainly plan to come back when we're ready for the next move!
- Tate & Jen Robertson
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