Lynn Afton, REALTOR® in area surrounding Big Rapids, & Mecosta County Michigan

Check out The Rock Cafe on campus at Ferris State University in Big Rapids, Michigan. It is open to the public! This is a great place to eat - or have a meeting or group dinner in the private dining room.

This huge restaurant has several different buffet-style areas, including international dishes, a Mongolian BBQ grill where you custom pick your ingredients, wood-fired pizza grill, morning breakfast buffet and all for one price, including beverages!

We had breakfast at $5.50. Dinners are $7 as of 5-4-2010. No tipping either!

Summer 2010 hours are 7am to 8pm, seven days a week!

Campus dining areas map:

http://www.ferris.edu/dining/MealPlans/Map.html

Request to reserve the free private dining room area:

http://www.ferris.edu/dining/contact/dining_private.cfm

Many informational sites are omitting the words "Outside of the United States" from the military requirement for the homebuyer tax credit!

The military homebuyer tax credit extension applies to any individual (and, if married, the individual's spouse) who serves on qualified official extended duty service outside of the United States for at least 90 days during the period beginning after Dec. 31, 2008, and ending before May 1, 2010.

You must be under approved contract for the home before May 1, 2011, and close before July 1, 2011.

Only one spouse has to qualify for the 90 days extended service outside of the U.S.

Who is eligible? Members of the uniformed services, members of the Foreign Service and employees of the intelligence community are eligible for this special rule.

There are also special military rules that apply if you sell this home before you have owned it for three years.

You can read more about this military tax credit at the IRS Newsroom web site:

http://www.irs.gov/newsroom/article/0,,id=215594,00.html

Always seek the advice of a qualified tax professional before entering into a contract where you are planning to receive a homebuyer tax credit.

If you are facing the possibility of getting behind on your payments, and are in danger of having your home mortgage foreclosed on, don't wait to contact a Short Sales & Foreclosure Specialist in your area.

Is your home located in the Reed City, Michigan area, or surrounding Mecosta, Newaygo, Osceola or Montcalm Counties? I would be happy to discuss your options.

I am specially trained in Short Sales and Foreclosures and am certified with the National Association of Realtors, with the SFR designation.

Find out now what you may be able to do to avoid foreclosure. Friendly, no obligation, consultation.

Many sources have reported that the trend for the near future will be increased short sales as more home owners have trouble keeping up with their mortgage payments.

Is your home located in the Newaygo, White Cloud, or Croton-Hardy Michigan area?

I would be glad to discuss your options with you, and am certified with the National Association of Realtors, with the SFR designation.

Friendly consultation, no pressure!

A 'short sale' happens when a bank agrees to allow a home to be sold to a buyer who offering less than the actual amount owed on the mortgage.

This is the quick definition, as there are many factors which come into question, such as:

Is there a second (or third) mortgage, or home equity loan to complicate the sale?

Is the seller already falling behind in payments?

Are there other options for the seller through programs to help them stay in the home?

Don't hesitate to seek help if you think that your mortgage payments will be a problem soon.

If your home located in the Big Rapids, Stanwood, or Canadian Lakes, Michigan area, (or Mecosta, Newaygo, Osceola or Montcalm Counties), I would be happy to discuss your options, or direct you to a housing counselor in your area.

It may be possible to avoid foreclosure if you act now. No obligation consultation.

Certified with the National Association of Realtors, with the SFR designation.