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Felicia Beltran

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A Holiday Treat Anyone has time to Make!

12-19-08
Felicia Beltran

Easy Holiday Fudge Recipe

This recipe is perfect for the Holiday Season. It's simple, fast and delicious. No need to heat up the stove since it can all be done in the microwave

Ingredients

  • 1 cube of margarine or butter
  • 1/4 Cup of nonfat milk
  • 1lb powdered sugar
  • 1/2 Cup of cocoa
  • 1 Cup of chopped walnuts
  • 1 tsp of vanilla

In large glass bowl, melt the margarine or butter in the microwave. Stir in the powdered sugar, milk and cocoa and stir well. Cook in the microwave on high for 2 minutes. Add the walnuts and vanilla, stir to thicken, beating well. Pour into a 9x9 square pan and cool completely.

For help with your realestate needs visit my website www.BuyWithBeltran.com

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10 Tips for Making Sure your Contractor Measures Up...

12-15-08
Felicia Beltran

Here are some guidelines to use when you begin searching for licensed contractors. By using them, and the other steps that follow, you could save yourself from financial risk and other future problems with unlicensed contractors.

1 Hire only licensed contractors.

2 Check a contractor's license number with your state's licensing or registrar board.

Find a list of state licensing boards at:
http://www.nationalcontractors.com/licensing/

3 Get at least three bids.

4 Get three references from each bidder and review past work in person.

5 Make sure all project expectations are in writing and only sign the contract if you completely understand the terms.

6 Confirm that the contractor has workers' compensation insurance for employees.

7 Never pay more than 10% down of $1,000, whichever is less. Don't pay in cash.

8 Don't let payments get ahead of the work.

9 Keep a job file of all papers relating to your project, including all payments.

10 Don't make the final payment until you're satisfied with the job.
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Happy Thanksgiving!

11-26-08
Felicia Beltran

May the Beauty and Abundance of Life be Yours each Thanksgiving and Everyday!
Wishing you and your family a happy Thanksgiving.

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