Beautiful resort style Scottsdale property in the gated community of Grayhawk with spectacular views of Pinnacle Peak. Amenities include pool/spa/gym, full time concierge, european espresso bar, sports lounge, 25 seat movie theatre, kids game room, billiards tables and community chef with weekly organized events. Offsite amenities include the shopping and fine dining experiences of Grayhawk, DC Ranch and North Scottsdale. Don't miss out on this opportunity to own in one of Scottsdale's finest areas.
Fantastic town home with many upgrades and lots of amenities. Kitchen has recessed lighting and stainless steel appliances. Stainless refrigerator included! Walk in pantry. Lots of storage space thoughout. 2 car garage with electric opener. Baths have new toilets. Two full baths upstairs and a half bath downstairs. New carpet and paint. New lighting throughout. Master bedroom has TWO closets, one is a walk-in. Tube skylights make this home bright and sunny. Fresh and clean and move-in ready. Nice pool area a short walk from the home. The HOA is very well managed and the grounds well kept. A definite Oasis in the desert. This is a nice, quiet community. Remember: NOT bank owned or short sale so you can close quickly and get that tax rebate.
Scottsdale, AZ 85258 $345,000 - BEAUTIFUL 4BR/3BTH HOME WITH LOFT AND DEN. 2BR DOWNSTAIRS AND 2 BR UPSTAIRS. HOME SHOWS LIKE A MODEL HOME AND HAS MANY, MANY UPGRADES THROUGHOUT. IT IS ALSO A GREAT HOME FOR ENTERTAINING WITH ITS OPEN KITCHEN, LIVING ROOM AND LOFT. SOME OF THE UPGRADES ARE THE KITCHEN COUNTERS,APPLIANCES,18'CERAMIC TILE,CEILING FANS,CARPET UPGRADES. MASTER BTH HAS SEPARATE TUB/SHOWER,DUAL SINKS,AND WALK IN CLOSET. BACKYARD IS BEAUTIFULLY LANDSCAPED. THIS HOME OFFERS MOUNTAIN VIEWS. COME SEE THIS HOME AND YOU WILL FALL IN LOVE WITH IT. BUYER TO VERIFY ALL INFORMATION. SHORT SALE OPPORTUNITY.
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Scottsdale, AZ 85256 $321,500 - Bank owned! Super family home with huge backyard (over 50 ft depth) plenty of room for a pool! Custom paint in tasteful neutral color throughout. Cool 2 story formal LR/DR for entertaining. Large FR opens to the spacious kitchen with lrg center island and abundant cabinets! Great loft area upstairs perfect for office, playroom or exercise room. Property is in good condition. Missing stove, but w/ great offer ask for one for financing to work. Free credit report and appraisal if buyer finances through Countrywide. Home is sold as-is but you can inspect. NO SPDS OR CLUE. Please allow 2-3 business days for seller response. Seller will dictate title co. Please include copy of earnest check with offer made out to First American Title about this Scottsdale Properties
Properties, AZ 85255 $338,000 - BEAUTIFUL 4 BEDROOM 2.5 BATH SANTA ANA BUILT HOME IN GREAT WEST VALLEY LOCATION.FEATURES BOTH A LIVING ROOM AND A HUGE FAMILY ROOM, SPACIOUS KITCHEN WITH LOTS OF CABINETS,BREAKFAST AREA NEXT TO KITCHEN.CERAMIC TILE IN ENTRY,KITCHEN,DINING,HALL AND ALL BATHS. GREAT MASTERBEDROOM WITH SEP. TUB/SHOWER,DBL. SINKS AND LARGE WALK-IN CLOSET. BIG POOL SIZE BACKYARD, DOUBLE GARAGE WITH SERVICE DOOR AND AUTO OPENER. HOUSE SHOWS VERY VERY WELL.
Scottsdale, AZ 85253
$433,000 - For more Scottsdale Properties call 602-214-2675. This is a fantastic, spacious lender owned home that was recently repainted and new carpet installed - it shows really well. Definitly worth your time to show. Property features include large bedrooms and lot's of kitchen cabinet space. Property is being sold in as is condition with no warranties expressed or implied. Buyer to verify all material facts. Please write no SPDS or CLUE report on page 7 of the contract when submitting offers.
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$455,000 - This is a bank approved short sale!!!! Lender approved at this price.No waiting.Lots of potential.Needs some repairs.Short Sale Listing.Sold in 'as is' condition, seller will make no repairs.Fantastic Central Phoenix location!Close to downtown area, SR 51 and all the major attractions the downtown area has to offer.Possible opportunity to rezone, great for professional office,doctor,dentist, lawyer etc.Nice remodel already started.This is a great home for the handyman.A great opportunity to purchase a very nice home in a great location at a very low price. Buyer to verify square footage and condition of home.
To get in touch with a Scottsdale Real Estate Specialist about Scottsdale Properties, Scottsdale Land or Scottsdale apartments for sale please call 602-214-2675 or e-mail us at info@scottsdalerealestateaz.com or please visit our website at www.scottsdalerealestate-az.com
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Scottsdale, AZ 85253 $311,000 - You don't want to miss this beautiful home! It is a 3bed/2.5 bath, 2 car garage,with 1745 sqft. It was a previous model home for the builders and has many upgrades. It has upgraded carpet in bedrooms and 18' diagonal tile throughout,large family room open to kitchen and dining area. Kitchen has upgraded staggered maple cabinets with crown molding and granite counter tops.All upgraded stainless steel black appliances stay. Washer/Dryer also INCLUDED!!!Split master bedroom with walk in closet.Master bath has separate shower with garden tub,and double sinks. Gorgeous backyard retreat! Must see this home to appreciate!.
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Scottsdale, AZ 85257 $422,500 - ABSOLUTE BARGAIN! UNBELIEVABLE PRICE! PRICED LOW AND FIRM FOR YOUR PRE-APPROVED BUYER WHO WANTS A GREAT DEAL ON A SUPER HOME IN AN AREA GUARANTEED TO SHOOT UP,UP,UP IN VALUE! IT WONT LAST LONG AT THIS LOW,LOW,PRICE SO DO YOUR BUYER A FAVOR AND HURRY TO WRITE A SQUEAKY CLEAN FULL PRICE OFFER NOW-AND SAVE YOURSELF ALL THE FUN OF A FULL PRICE COUNTER OFFER. EXTENDED PATIO FOR YOUR ENJOYMENT! DONT MISS THIS GOLDEN OPPORTUNITY FOR A FANTASTIC DEAL of all homes in scottsdale az
Scottsdale , AZ 85254 $338,000 - Beautiful, elevated lot with mountain views from Table Mesa to Camelback mountain. Courtyard has sunset views and huge covered patio in back looks out over Desert Hills all the way to Black Mountain. Vaulted ceilings give a spacious and open feel. Master bedroom has extra large bathroom and walk-in closet, plus a bay window and door that leads to the back patio. Upgraded tile throughout and a large kitchen island has a beautiful bay windowed, breakfast nook with amazing mountain views. This home is beautifully maintained and the perfect, peaceful desert oasis. Homes in Scottsdale AZ 85255
$533,000 - Fabulous family home situated on an interior, north/south lot. Home boasts 4 bedrooms plus an OVERSIZED loft/bonus room and 2 1/2 baths. Check out the bedroom sizes! Each bedroom is very large with walk-in closets! Good sized eat-in kitchen with generous-sized walk-in pantry, center island and bay window overlooks the family room. Perfect for entertaining. Relax in your backyard tropical paradise with several different entertaining areas including firepit, pond, hot tub area (plumbed and wired for future owner), and full-length covered patio with speakers. The backyard landscaping is LUSH and green with palms, bamboo, and other plants. Plenty of room for all your toys including RV gate and parking as well as several wood secure sheds. Near great schools, shopping, and dining. For more homes in Scottsdale AZ call 602-214-2675
Bank Owned Scottsdale home
$455,000 - Cute home with lots of upgrades! Lots of tile throughout, tile counter tops in the kitchen & bathroom, tiled shower, seperate tub & shower, 3 car garage, raised flower bed in the backyard, built in bar-b-q, beautiful mountain views & close to hiking! Please note that the guest house in the backyard was built by the previous owner and does not have a permit. It has been approved by the HOA.
To get in touch with a Scottsdale Real Estate Specialist about Homes in Scottsdale AZ, Scottsdale Land or Scottsdale apartments for sale please call 602-214-2675 or e-mail us at info@scottsdalerealestateaz.com or please visit our website at www.scottsdalerealestate-az.com
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Scottsdale, AZ 85254 $348,000 - Beautiful, elevated lot with mountain views from Table Mesa to Camelback mountain. Courtyard has sunset views and huge covered patio in back looks out over Desert Hills all the way to Black Mountain. Vaulted ceilings give a spacious and open feel. Master bedroom has extra large bathroom and walk-in closet, plus a bay window and door that leads to the back patio. Upgraded tile throughout and a large kitchen island has a beautiful bay windowed, breakfast nook with amazing mountain views. This home is beautifully maintained and the perfect, peaceful desert oasis.
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Scottsdale, AZ 85268 $588,500 -You don't want to miss this beautiful home! It is a 3bed/2.5 bath, 2 car garage,with 1745 sqft. It was a previous model home for the builders and has many upgrades. It has upgraded carpet in bedrooms and 18' diagonal tile throughout,large family room open to kitchen and dining area. Kitchen has upgraded staggered maple cabinets with crown molding and granite counter tops.All upgraded stainless steel black appliances stay. Washer/Dryer also INCLUDED!!!Split master bedroom with walk in closet.Master bath has separate shower with garden tub,and double sinks. Gorgeous backyard retreat! Must see this home to appreciate! best deal of all homes for sale in Scottsdale az Property in Scottsdale , AZ 85254
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$488,000 - Fabulous family home situated on an interior, north/south lot. Home boasts 4 bedrooms plus an OVERSIZED loft/bonus room and 2 1/2 baths. Check out the bedroom sizes! Each bedroom is very large with walk-in closets! Good sized eat-in kitchen with generous-sized walk-in pantry, center island and bay window overlooks the family room. Perfect for entertaining. Relax in your backyard tropical paradise with several different entertaining areas including firepit, pond, hot tub area (plumbed and wired for future owner), and full-length covered patio with speakers. The backyard landscaping is LUSH and green with palms, bamboo, and other plants. Plenty of room for all your toys including RV gate and parking as well as several wood secure sheds. Near great schools, shopping, and dining.
Homes for sale in Scottsdale AZ 85260 $533,000 - Fabulous family home situated on an interior, north/south lot. Home boasts 4 bedrooms plus an OVERSIZED loft/bonus room and 2 1/2 baths. Check out the bedroom sizes! Each bedroom is very large with walk-in closets! Good sized eat-in kitchen with generous-sized walk-in pantry, center island and bay window overlooks the family room. Perfect for entertaining. Relax in your backyard tropical paradise with several different entertaining areas including firepit, pond, hot tub area (plumbed and wired for future owner), and full-length covered patio with speakers. The backyard landscaping is LUSH and green with palms, bamboo, and other plants. Plenty of room for all your toys including RV gate and parking as well as several wood secure sheds. Near great schools, shopping, and dining. For more Homes for sale in Scottsdale AZ call 602-214-2675
To get in touch with a Scottsdale Real Estate Specialist about Homes in Scottsdale AZ, Scottsdale Land or Scottsdale apartments for sale please call 602-214-2675 or e-mail us at info@scottsdalerealestateaz.com or please visit our website at www.scottsdalerealestate-az.com
Scottsdale Real Estate Agent/Real Estate Marketer
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If you are looking to buy or sell Real Estate in Arizona and need a professional agent to protect your interest as you enter into transactions with other represented principles, contact me and find out how I can possibly save or make you ten's of thousand's on your next move.
As an agent I am also a real estate investor and my specialty is finding the best prices on the market and negotiating properties for clients and myself. Whether you are on the hunt for your first home or you are looking to invest in million dollar properties and other profitable real estate investments I can introduce you to strategies that very few agents implement and you will snap up nicely priced properties before the competition wakes up.
I also have experience in more complicated and misunderstood markets such as:
Pre-foreclosures, Short Sales, Trustee Sales, Foreclosed and Bank Owned properties. If you will be getting involved in such markets as a buyer or seller I will not only represent you professionally but will also make sure you understand what's involved and what it takes to accomplish the closing of your real estate transaction successfully.
My home selling approach and marketing plan has put a lot of money in my clients pockets. I know exactly what it takes to sell your home faster and for more profit even in today's market. I started this business buying, remodeling and selling real estate for living and have graduated the school of hard knocks. My experience will protect you from making mistakes I have made in the past and it will help you close successful real estate transactions with no regrets.
Real Estate is not a job to me, it's my life. I am a full time Realtor/Investor and serve clients every day all day. I also work with a professional Remax Team and I can assure you that you are in good hands with us. Don't hesitate to contact me with any questions you have about buying, selling or investing in Real Estate. It will be my pleasure to have the opportunity to assist you with your next move.
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What is Foreclosure and Possible Options?
Foreclosure is a process that allows a lender to recover the amount owed on a defaulted loan by selling or taking ownership (repossession) of the property securing the loan. The foreclosure process begins when a borrower/owner defaults on loan payments (usually mortgage payments) and the lender files a public default notice, called a Notice of Default or Lis Pendens. This process allows for three opportunities for finding bargains on foreclosure homes.
Pre-Foreclosure (NOD, LIS):
Buying a property in pre-foreclosure involves approaching the borrower/owner and offering to buy the property outright. The borrower/owner can walk away with something to show for any equity in the property and avoid a bad mark on his or her credit history. The buyer has time to research the title and condition of the property and can realize discounts of 15-25 percent below market value.
Auction (NTS, NFS):
If the loan is not reinstated by the end of the pre-foreclosure period, potential buyers can bid on the property at a public auction. Buyers often are required to pay in cash at the auction and may not have much time to research the title and condition of the property beforehand; however, a public auction often offers some of the best bargains and avoids the unpredictability of dealing directly with the borrower/owner.
Bank-owned (REO):
If the lender takes ownership of the property, either through an agreement with the owner during pre-foreclosure or at the public auction, the lender will usually want to re-sell the property to recover the unpaid loan amount. The lender will then typically clear the title and perform needed maintenance and repair; however, the potential bargain for these REO homes is typically less than a pre-foreclosure or auction property. Bank foreclosures can become government foreclosures if the loan is backed by a government agency such as the Department of Housing and Urban Development (HUD) or the Department of Veterans Affairs (VA). In that case the government agency would be responsible for selling the property.
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Foreclosure Options:
Option # 1: Reinstatement of Loan (Cure): This option is paying the lender everything that is owed in one lump sum to include missed payments, any late fees associated with these payments, foreclosure fees, legal fees and the principal owed during the delinquency. The lender then will reinstate the loan and stop the foreclosure. The homeowner will continue to make his mortgage payments just like he did when the foreclosure occurred.
Option # 2: Forbearance Agreement - A strategy worth pursuing is called a Loan Forbearance (Payment Plan). The loss mitigation department of your mortgage company may agree to take some of the back payments now and pay the balance within a certain period of time. For Example: You owe $6000 in back payments and fees. Your mortgage company may accept $3000 now and $500 dollars a month for the next 6 months.
Option # 3: Loan Modification - A loan modification is your mortgage company adding your late payments and fees to the loan balance and reinstating your loan. That will be a permanent change to your mortgage and your monthly payment will be just a little higher then before. It depends on the Bank. Some Banks will do it some will not. Forbearance Agreement and Loan Modification are two strategies that are easier to arrange prior to the Mortgage Company filing a foreclosure lawsuit. Some Lenders will not consider it after filing, but it's worth trying.
Option # 4: Deed-in-Lieu - A Deed in Lieu is an option in which a borrower voluntarily deeds collateral property in exchange for a release from all obligations under the mortgage. A DIL may not be accepted from borrowers who can financially make their payments.
Option # 5: Refinancing - After a couple payments are missed you will probably receive letters from mortgage brokers and lenders saying you are already pre-approved for a new mortgage. The fact is that it is very difficult to arrange new financing when you are already in default on your existing mortgage. Be very cautious about sending advanced fee's of $300-$600 to lenders or mortgage brokers. Usually they just want to take advantage of your financial situation. Arranging new financing will depend on your income, credit report, value of your home and amount of your equity. If you attempt to refinance, you should always have a back up plan available to you. Many times we have had home owners call days before the Auction saying their financing did not go through, and then it's too late.
Option # 6: Bankruptcy - A possible alternative if your financial situation has improved is filing for Bankruptcy prior to the Auction to stop the foreclosure. Unfortunately for most people filing for Bankruptcy only postpones the auction sale for one or two months and adds more debt for them to pay off. Immediately after filing for Bankruptcy you have to file a repayment plan with the courts to proof you have sufficient monthly income to pay basic living expenses such as food, utilities, credit cards, car payments etc. In addition your income must be sufficient to resume making your monthly mortgage payments. All past due amounts are usually spread out between 24 and 60 months. If you owe $9000 in missed payments and attorney fees if spread out over 48 months that would be an additional $187.50 due each month to the court appointed trustee. If you feel that you do have the income to immediately begin repayment of all your debts and the courts agree, this may be a good choice for you to save your home.
Over the years, we have spoken with many individuals who filed for bankruptcy protection only to have their cases dismissed. Not only were they out their attorney's fees ($1500-$2500) but now had bankruptcy and foreclosure on their credit report. Keep in mind that even when you file for bankruptcy you still have to keep making payments.
Option # 7: Sell your home on the open market - The fact is selling your home will give you the most money in your pocket. If you have recently been served with a foreclosure lawsuit you still have enough time to sell your home which will provide you and your family with the greatest amount of money to help for a fresh start .
Option # 8: Short Sale - A short sale occurs when a property is sold and the lender agrees to accept a discounted payoff, meaning the lender will release the lien that is secured to the property upon receipt of less money than is actually owed. If the unpaid balance of a loan is, say, $100,000 and a property sells for $90,000, under a short sale the lender might accept $90,000 as payment in full.
You have probably been swarmed by investors calling you and knocking on your door. If not yet, you soon will be. A word of caution, some investors are very aggressive and unethical. Some investors will tell you that " you only have one or two weeks before the auction and your furniture and possessions will be placed on the sidewalk or street." This scare tactic is usually accompanied by a ridiculously low offer.
The fact is you have several months before that could happen, but this is not a time to sit back and relax but pursue one of the options available to you that makes the most sense for you and your family. Don't be rushed or scared into giving up your hard-earned equity.
Option # 9: Let your home be sold on the court house steps - By far, the worst option available to you! Many people say " I have no equity, let the bank take it", but homes that are sold on the courthouse steps typically sell between %50 and %70 of their fair market value. Moreover, if a bank suffers a loss due to the pending foreclosure action against you, they also have an option. They can file a deficiency judgment against you and pursue you for the amount of their loss.
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Dear George,
We just wanted you to know that we think you did a fantastic job of helping us buy our Scottsdale home. We could not be more pleased. What impressed us the most is your professionalism, responsiveness, class, and impressive ability to keep things on an even keel. We are also very grateful for your offer to help us should we need a little help before our move. If anyone ever asks us for a recommendation on a realtor in Scottsdale, we will recommend you without hesitation. Please share this with The Pepper Group! We hope we will be able to stay in touch in the future.
Best regards,
Jack & Jane
Your website Rocks Too http://www.scottsdalerealestate-az.com
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