Cave Creek is described by many as "the jewel of the desert." Also known as North Phoenix, this area is one of the fastest-growing communities in AZ. Though almost half of the 242 square miles of Cave Creek is still pristine as a Sonoran Desert, an influx of new business into the area from Phoenix has increased the employment base and spurred the creation of a number of new residential developments. Of these, the town of Cave Creek has the best residential Real Estate in Scottsdale Arizona the area has to offer.
Real Estate in Scottsdale Arizona>>
This growing community is less than 30 minutes from the heart of Phoenix and some of the best shopping, entertainment and recreational facilities in the state. Both Cave Creek and Carefree have managed to maintain their small-town atmosphere and eco-friendly relationship with their rugged desert surroundings. With an abundance of open land and a low population density, residents often share space with the likes of deer, bobcats, cardinals and quail, along with an abundance of ancient saguaro cactus. View Real Estate in Scottsdale Arizona on this website by using the search.
An array of recreational activities such as hiking, golf, horseback riding and art exhibits are available to residents, and nearby lakes provide perfect venues for fishing, boating and other water sports. In addition, the Cave Creek School District is one of the best in the state, providing elementary, middle and high school students the personalized attention which only an area with a rural atmosphere can provide within the Phoenix metro area. T
Cave Creek is one of those towns surrounded by some of the most beautiful Real Estate in Scottsdale Arizona and you must visit it next time you are here. Situated in Maricopa County, about half an hour northeast of downtown Phoenix, in the Valley of the Sun First settled in the 1870s as a mining camp the town incorporated in 1986; consequently it will celebrate its 20th Anniversary this year. In fact, a visit to the Cave Creek Museum is very informative and is well worth it.
Nestled on the western side of Black Mountain, the town recently took steps that will lead to the opening of hiking trails on that mountain, which hopefully will lead to its preservation as a nature reserve. In that light, in recent years Cave Creekers voted to buy, via a self-imposed tax, the several thousand acres that now form the Spur Cross Ranch Preservation area which developed into some of the most beautiful Real Estate in Scottsdale Arizona. This is a very popular local attraction that provides many hiking trails, of varying difficulty, as well as many guided tours by park rangers through normally restricted areas several times a year.
About 10 miles east is the Tonto National Forest, which just recently was blanketed in a foot of snow; an occurrence that happens roughly once a decade that brought many visitors from all around, the youngest of which were glimpsing the white stuff, in person, for the first time.
For more information about Real Estate in Scottsdale Arizona please contact:
George Miro
RE/MAX Achievers
6424 E. Greenway Parkway
Scottsdale, AZ 85254
Office: (602)214-2675 Email: georgemiro@cox.net
Website: http://www.scottsdalerealestate-az.com
Want to beauty and climate of the Sonoran Desert at a more affordable price? Desert Ridge is a Phoenix development just north of Loop 101 that borders Scottsdale on its western edge. Marriott's largest and newest resort is part of the Desert Ridge system as are 2 championship 18-hole golf courses, lighted and paved trails, a 1,000,000 square foot shopping center and all levels of secondary education. Real estate in Scottsdale AZ are available from $200,000+ to $800,000. Blended within a spectacular master plan, Aviano at Desert Ridge offers exciting amenities, exquisite residential choices and a fabulous lifestyle. Inspired by the best in southwest living, the architecture throughout the community reflects a Spanish Colonial style. Aviano at Desert Ridge is a place where the good life is your way of life.
Desert Ridge Real Estate in Scottsdale AZ >>
While the community has sold out of single family residences around Real estate in Scottsdale AZ, The Villages luxury condominiums are still available. All homeowners have access to the Community Center and its many facilities. The Community Center also boasts amenities perfect for today's activepool. Or you can just taking a leisurely stroll on the miles of walking trails that meander throughout the community. lifestyle, including a state-of-the-art fitness center, two lighted tennis courts, a basketball court and resort-style outdoor swimming.
Desert Ridge Real Estate in Aviano is composed of mainly singe family Tuscan and Spanish Colonial style semi-custom homes. These homes range from roughly $700,000 for about 2200 square feet to around $1,800,000 for 4000 plus square feet. Some of my clients we're lucky enough to buy into the first couple of phases of development have already recognized anywhere from $250,000 to over $700,000 in appreciation (most of which was made before they moved in or made a mortgage payment). If you missed out or we're not aware of Aviano, give me a call to talk about Windgate Ranch which is opening in mid 2006. View Real estate in Scottsdale AZ .
Though it is the largest master planned community in Phoenix at a size of 5,700 acres, it was designed and built to give residents the beauty of desert living and the chic lifestyle of Phoenix and Scottsdale. To nurture the neighborhood feel, Desert Ridge has residential Superblocks that include an elementary school, park, and convenience shopping area. Desert Ridge Marketplace is 1.2 million sq. ft. of open-air fun where Desert Ridge residents go to see and be seen. It's full of shopping, dining and entertainment. View available Desert Ridge Real estate in Scottsdale AZ
No one knows golf better than Arnold Palmer and that's why the Wildfire Golf Club, part of Desert Ridge Marriot Resort and Spa, chose the golf legend and Nick Faldo to design 2 championship courses. Open to the public, the club features a driving range and a 13,000 square foot practice green. The Wildfire Golf Club is home to the famous Meritage Steakhouse and Revive Spa.
From entry-level, single family and move-up homes to golf course and custom homes, Desert Ridge Real estate in Scottsdale AZ has something for everyone. Continental, Elliot, M-I, Morrison, Richmond American, Shea and Standard Pacific Homes have built homes within Desert Ridge. Aviano is in huge demand and is destined to be one of Phoenix's most desirable communities.
George Miro
RE/MAX Achievers
6424 E. Greenway Parkway
Scottsdale, AZ 85254
Office: (602)214-2675 Email: georgemiro@cox.net
Website: http://www.scottsdalerealestate-az.com
Blog: http://www.scottsdalerealestate-az.com/blog/
The epitomy of exclusivity with "to die for" views in this northern section of D.C. Ranch. 700 home sites in 2,000 acres of canyons surrounded by the McDowell Mountain Preserve. 4,600 acres dedicated to open space. A private golf club with two 18-hole golf courses, one a signature course designed by Tom Weiskopf, are available. Upper canyon home sites are 1 acre to 35 acres with 23,000 to 5,000+. Home sites in The Park are available from 1/3 acre to 5 acres with 15,000 square foot building areas. Silverleaf Real Estate in Scottsdale range in price from $800,000 to $3,000,000+ D.C. Ranch facilities are available to all owners.Tucked into the canyons of the McDowell Mountains in north Scottsdale, Arizona, Silverleaf is a private enclave of custom Scottsdale homes and homesites and intimate retreats.
Silverleaf Real Estate in Scottsdale >>
Silverleaf, in plan and practice, is distinguished by its expressions of artful living. The exquisite Tom Weiskopf-designed golf course and the private Club and Spa will anchor life in this extraordinary setting and creates wonderful Arizona golf property. Elements of the refined lifestyle offered by Silverleaf include the surrounding Real Estate in Scottsdale custom homesites and mountainside estates reflecting the richest traditions of Spanish, Mediterranean and Western architecture. The tree-lined neighborhoods of The Parks are reminiscent of some of America's finest, most respected neighborhoods. Silverleaf is adjacent to the full array of DC Ranch community amenities including Desert Camp community recreation complex, hiking and biking trails, the Market Street retail center, schools and medical facilities.
The Parks is designed to define its surrounding neighborhoods of Verandah, Park Villas and Homestead homes. Eleven distinctive parks give this place its name - from shaded gardens to beautifully landscaped desert retreats. Grand home fronts, with garages discreetly tucked away, will frame dramatic mountain panoramas, lush desert vegetation and perennially blue skies surrounded by some of the most beautiful Real Estate in Scottsdale. The par 72, 7,299-yard golf course presents a degree of challenge that all players will applaud. Playability for every skill level is key. Among the course's many pleasures are multiple, elevated tees with clear sight lines; sweeping bunkers; wide, flowing fairways; and subtly contoured greens. The Silverleaf Club is terraced into the sloping hillside; the striking 50,000-square-foot facility will mirror the understated elegance of the rural Mediterranean. Dramatic exterior stone finishes, with rough-hewn authentic timber accents, are beautifully juxtaposed against the refined features within.
For information about Scottsdale Real Estate please contact us at:
George Miro
RE/MAX Achievers
6424 E. Greenway Parkway
Scottsdale, AZ 85254
Office: (602)214-2675 Email: georgemiro@cox.net
Website: http://www.scottsdalerealestate-az.com
At the heart of central Scottsdale is Gainey Ranch,and the centers of the Gainey Ranch community are the popular Hyatt Regency Gainey Ranch Hotel and the 27 hole Gainey Ranch Golf Club. Gainey Ranch is a well-established community with 19 neighborhoods with more than 1000 total homes nestled along the fairways of Gainey Ranch Golf Club surrounded by some of the most upscale Real Estate in Scottsdale. All subdivisions are gated with twenty-four hour guards on duty. Gainey Ranch homes for sale appeal to every price range from $190,000 to almost $4,000,000 and buyers have a variety of Gainey Ranch homes including condominiums, town homes, patio homes and larger estate homes.
Gainey Ranch Real Estate in Scottsdale >>
Gainey Ranch amenities include The Estate Club, with a croquet court, several lighted tennis courts, fitness facility, lap pool and tennis pro shop in addition to a financial center, corporate center, Village Health Club. The Gainey Village is home to fabulous restaurants and convenient shops. No matter what you desire, a golf course home, views of the McDowell Mountains, Sonoran Desert living, or a convenient commute to downtown Scottsdale and Phoenix, you´ll find it all at Gainey Ranch Real Estate in Scottsdale. Gainey Ranch is home to a number of luxury attractions including the Hyatt Regency Scottsdale Resort which has an extravagant water park, a recently renovated spa, and excellent dining options. The nearby Shops at Gainey Village have a variety of high-end retailers, top-rated restaurants, and convenient services. The Gainey Ranch Golf Club is popular with residents and offers three championship 9-hole courses, dining facilities, and regular social events, and for those focused on fitness, the Gainey Village Health Club and Spa offers state-of-the-art equipment, professional instructors, and a wide variety of classes and activities. Buy Gainey Ranch Real Estate in Scottsdale now!
With a top rated golf course, an upscale town center, and a world-class resort, Gainey Ranch homes are considered some of the most prestigious in Scottsdale. Located between Scottsdale Road and the Loop 101 Freeway in the heart of Scottsdale, the community's 560 acres are lushly landscaped to highlight 19 unique subdivisions that cater to families, singles, and retirees. Gainey Ranch real estate options include condominiums, patio and town homes, as well as larger estate homes. All Real Estate in Scottsdale subdivisions within Gainey Ranch are gated and have 24-hour security. The majority of Gainey Ranch homes were built between 1985 and 1995, and many overlook the sprawling golf course. Residents have access to lighted tennis courts, a lap pool, fitness center, and a community center.
The allure of the Sonoran Desert. The panorama of the McDowell Mountains. Breathtaking blue skies. These are only a few of the reasons why Scottsdale is the Southwest's premier golf community. And nestled in the heart of paradise is Gainey Ranch Golf Club, an award-winning 27-hole golf course that offers unparalleled golf on three distinctive, championship 9-hole courses--The Lakes, The Dunes and The Arroyo. Everything you'd expect from a modern oasis, and a whole lot more! Please visit Gainey Ranch Real Estate in Scottsdale.
Gainey Ranch is centrally located in Scottsdale on the north side of Doubletree Ranch Road, in between Hayden and Scottsdale Roads. Close to an abundance of dining options, shopping and entertainment venues, Gainey is an active and upscale community. The Hyatt Regency Scottsdale is located in the area of Gainey and residential living is resort-like as well, with golf, tennis and swimming always nearby. Walking and biking trails, gorgeous mountain views, and some of the most elegant and stylish homes in the City of Scottsdale, make Gainey a popular and much sought after area.
George Miro
RE/MAX Achievers
6424 E. Greenway Parkway
Scottsdale, AZ 85254
Office: (602)214-2675 Email: georgemiro@cox.net
Website: http://www.scottsdalerealestate-az.com
Desert Highlands is an 850 acre residential golf community in North Scottsdale located on the south slope of Pinnacle Peak, one of the area's most prominent natural landmarks. Desert Highlands offers a Jack Nicklaus signature designed golf course plus a unique 18 hole putting course, state-of-the-art fitness center, pool and 13 tennis courts with three surfaces, including grass surrounded by some of the best Real Estate in Scottsdale. Fine and casual dining is offered in the newly renovated clubhouse.
Desert Highlands Real Estate in Scottsdale >>
In 1981, Lyle Anderson sought out Jack Nicklaus to design the course he visualized in the high desert north of Scottsdale, Arizona. The Golden Bear agreed and in 1983, The Lyle Anderson Company made history when it created Desert Highlands as the first private residential community built around the nucleus of a country club. It gave new meaning to the word "community" and was the prototype for all such developments that followed. Desert Highlands would become one of the first upscale residential golf communities in Scottsdale with Mr. Anderson himself selling the first 75 properties!
With Desert Highlands still in its infancy Real Estate in Scottsdale, Lyle Anderson brought sudden international fame to the community with the Skins Game. Players and viewers alike were so taken with the competition and beauty of the venue that they came back to Desert Highlands for an encore the following year. In 1994, twelve years after the community opened in Scottsdale, Desert Highlands was successfully turned over to its Membership. With 560 home sites across 850 acres, Desert Highlands has maintained a sterling reputation for luxury desert living.
There's a small town kind of intimacy here that is reminiscent of a day gone by - a camaraderie that sets Desert Highlands apart from other luxury communities. Here, neighbors meet to relax and enjoy fine cuisine. Friendly competitions take place on the golf course and tennis courts, and family memories are made with the warm backdrop of a Sonoran sunset. Pick your pleasure. This is a community where you can truly enjoy all that life has to offer surrounded by some of the most beautiful Real Estate in Scottsdale.
Setting the standard by which all other private golf communities are measured, Desert Highlands consists of 560 homesites spread out amongst 850 acres of lush Sonoran desert. Currently, over 475 custom homes have been completed in Desert Highlands, and another 25 homes are under construction. Homes range in price from the mid $900,000's to over $4,000,000. Homesites start from the mid $500,000's. Desert Highland amenities include a Jack Nicklaus designed, par 72, 7099 yards golf course with Clubhouse, an 18-hole putting course, walking paths and basketball. You can also enjoy casual dining at The Grille and Mesa Grille or fine dining at The Ventana Room.
George Miro
RE/MAX Achievers
6424 E. Greenway Parkway
Scottsdale, AZ 85254
Office: (602)214-2675 Email: georgemiro@cox.net
Website: http://www.scottsdalerealestate-az.com
Scottsdale Real Estate Agent/Marketer
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If you are looking to buy or sell Real Estate in Arizona and need a professional agent to protect your interest as you enter into transactions with other represented principles, contact me and find out how I can possibly save or make you ten's of thousand's on your next move.
As an agent I am also a real estate investor and my specialty is finding the best prices on the market and negotiating properties for clients and myself. Whether you are on the hunt for your first home or you are looking to invest in million dollar properties and other profitable real estate investments I can introduce you to strategies that very few agents implement and you will snap up nicely priced properties before the competition wakes up.
I also have experience in more complicated and misunderstood markets such as:
Pre-foreclosures, Short Sales, Trustee Sales, Foreclosed and Bank Owned properties. If you will be getting involved in such markets as a buyer or seller I will not only represent you professionally but will also make sure you understand what's involved and what it takes to accomplish the closing of your real estate transaction successfully.
My home selling approach and marketing plan has put a lot of money in my clients pockets. I know exactly what it takes to sell your home faster and for more profit even in today's market. I started this business buying, remodeling and selling real estate for living and have graduated the school of hard knocks. My experience will protect you from making mistakes I have made in the past and it will help you close successful real estate transactions with no regrets.
Real Estate is not a job to me, it's my life. I am a full time Realtor/Investor and serve clients every day all day. I also work with a professional Remax Team and I can assure you that you are in good hands with us. Don't hesitate to contact me with any questions you have about buying, selling or investing in Real Estate. It will be my pleasure to have the opportunity to assist you with your next move.
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What is Foreclosure and Possible Options?
Foreclosure is a process that allows a lender to recover the amount owed on a defaulted loan by selling or taking ownership (repossession) of the property securing the loan. The foreclosure process begins when a borrower/owner defaults on loan payments (usually mortgage payments) and the lender files a public default notice, called a Notice of Default or Lis Pendens. This process allows for three opportunities for finding bargains on foreclosure homes.
Pre-Foreclosure (NOD, LIS):
Buying a property in pre-foreclosure involves approaching the borrower/owner and offering to buy the property outright. The borrower/owner can walk away with something to show for any equity in the property and avoid a bad mark on his or her credit history. The buyer has time to research the title and condition of the property and can realize discounts of 15-25 percent below market value.
Auction (NTS, NFS):
If the loan is not reinstated by the end of the pre-foreclosure period, potential buyers can bid on the property at a public auction. Buyers often are required to pay in cash at the auction and may not have much time to research the title and condition of the property beforehand; however, a public auction often offers some of the best bargains and avoids the unpredictability of dealing directly with the borrower/owner.
Bank-owned (REO):
If the lender takes ownership of the property, either through an agreement with the owner during pre-foreclosure or at the public auction, the lender will usually want to re-sell the property to recover the unpaid loan amount. The lender will then typically clear the title and perform needed maintenance and repair; however, the potential bargain for these REO homes is typically less than a pre-foreclosure or auction property. Bank foreclosures can become government foreclosures if the loan is backed by a government agency such as the Department of Housing and Urban Development (HUD) or the Department of Veterans Affairs (VA). In that case the government agency would be responsible for selling the property.
Please Visit http://www.scottsdalerealestate-az.com
Foreclosure Options:
Option # 1: Reinstatement of Loan (Cure): This option is paying the lender everything that is owed in one lump sum to include missed payments, any late fees associated with these payments, foreclosure fees, legal fees and the principal owed during the delinquency. The lender then will reinstate the loan and stop the foreclosure. The homeowner will continue to make his mortgage payments just like he did when the foreclosure occurred.
Option # 2: Forbearance Agreement - A strategy worth pursuing is called a Loan Forbearance (Payment Plan). The loss mitigation department of your mortgage company may agree to take some of the back payments now and pay the balance within a certain period of time. For Example: You owe $6000 in back payments and fees. Your mortgage company may accept $3000 now and $500 dollars a month for the next 6 months.
Option # 3: Loan Modification - A loan modification is your mortgage company adding your late payments and fees to the loan balance and reinstating your loan. That will be a permanent change to your mortgage and your monthly payment will be just a little higher then before. It depends on the Bank. Some Banks will do it some will not. Forbearance Agreement and Loan Modification are two strategies that are easier to arrange prior to the Mortgage Company filing a foreclosure lawsuit. Some Lenders will not consider it after filing, but it's worth trying.
Option # 4: Deed-in-Lieu - A Deed in Lieu is an option in which a borrower voluntarily deeds collateral property in exchange for a release from all obligations under the mortgage. A DIL may not be accepted from borrowers who can financially make their payments.
Option # 5: Refinancing - After a couple payments are missed you will probably receive letters from mortgage brokers and lenders saying you are already pre-approved for a new mortgage. The fact is that it is very difficult to arrange new financing when you are already in default on your existing mortgage. Be very cautious about sending advanced fee's of $300-$600 to lenders or mortgage brokers. Usually they just want to take advantage of your financial situation. Arranging new financing will depend on your income, credit report, value of your home and amount of your equity. If you attempt to refinance, you should always have a back up plan available to you. Many times we have had home owners call days before the Auction saying their financing did not go through, and then it's too late.
Option # 6: Bankruptcy - A possible alternative if your financial situation has improved is filing for Bankruptcy prior to the Auction to stop the foreclosure. Unfortunately for most people filing for Bankruptcy only postpones the auction sale for one or two months and adds more debt for them to pay off. Immediately after filing for Bankruptcy you have to file a repayment plan with the courts to proof you have sufficient monthly income to pay basic living expenses such as food, utilities, credit cards, car payments etc. In addition your income must be sufficient to resume making your monthly mortgage payments. All past due amounts are usually spread out between 24 and 60 months. If you owe $9000 in missed payments and attorney fees if spread out over 48 months that would be an additional $187.50 due each month to the court appointed trustee. If you feel that you do have the income to immediately begin repayment of all your debts and the courts agree, this may be a good choice for you to save your home.
Over the years, we have spoken with many individuals who filed for bankruptcy protection only to have their cases dismissed. Not only were they out their attorney's fees ($1500-$2500) but now had bankruptcy and foreclosure on their credit report. Keep in mind that even when you file for bankruptcy you still have to keep making payments.
Option # 7: Sell your home on the open market - The fact is selling your home will give you the most money in your pocket. If you have recently been served with a foreclosure lawsuit you still have enough time to sell your home which will provide you and your family with the greatest amount of money to help for a fresh start .
Option # 8: Short Sale - A short sale occurs when a property is sold and the lender agrees to accept a discounted payoff, meaning the lender will release the lien that is secured to the property upon receipt of less money than is actually owed. If the unpaid balance of a loan is, say, $100,000 and a property sells for $90,000, under a short sale the lender might accept $90,000 as payment in full.
You have probably been swarmed by investors calling you and knocking on your door. If not yet, you soon will be. A word of caution, some investors are very aggressive and unethical. Some investors will tell you that " you only have one or two weeks before the auction and your furniture and possessions will be placed on the sidewalk or street." This scare tactic is usually accompanied by a ridiculously low offer.
The fact is you have several months before that could happen, but this is not a time to sit back and relax but pursue one of the options available to you that makes the most sense for you and your family. Don't be rushed or scared into giving up your hard-earned equity.
Option # 9: Let your home be sold on the court house steps - By far, the worst option available to you! Many people say " I have no equity, let the bank take it", but homes that are sold on the courthouse steps typically sell between %50 and %70 of their fair market value. Moreover, if a bank suffers a loss due to the pending foreclosure action against you, they also have an option. They can file a deficiency judgment against you and pursue you for the amount of their loss.
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Dear George,
We just wanted you to know that we think you did a fantastic job of helping us buy our Scottsdale home. We could not be more pleased. What impressed us the most is your professionalism, responsiveness, class, and impressive ability to keep things on an even keel. We are also very grateful for your offer to help us should we need a little help before our move. If anyone ever asks us for a recommendation on a realtor in Scottsdale, we will recommend you without hesitation. Please share this with The Pepper Group! We hope we will be able to stay in touch in the future.
Best regards,
Jack & Jane
Your website Rocks Too http://www.scottsdalerealestate-az.com
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