CENTURY 21 New Millennium Merges In CENTURY 21 Associates Waldorf, Columbia,and Annapolis Offices, Further Increasing It’s Presence In DC Metro Region

First-Time Home buyer Program Grant of $5,000 for MD, VA and DC

FHL Bank Atlanta's First-time home buyer Program (FHP) grant program provides up to $5,000 in matching funds for the down payment and closing costs of first-time homebuyers.

• Works best with FHA loan since finds can be used towards down payment and closing cost.
• The homebuyer must contribute at least $1,000.00
• The Homebuyer must have income that is less than or equal 80% of HUD median income for the area, adjusted for family size
• Purchased home must be used as the homebuyer's primary residence.
• Homebuyer must meet the definition of a first-time homebuyer (have not owned a home within the past 3 years)
• Home must be located in the bank's district, which includes DC, Maryland and Virginia.

• Owner-occupied 1-4 family properties
• Townhouses, condos
• Foreclosed properties
• New construction (within 30 days of closing)

for more details/questions please contact 1st County Mortgage

Valentine's Day St Mary's county MD By Gabriela Agostinelli

1. Romance at the Square - February is the month of romance at Café des Artistes! And French is considered the most romantic cuisine. http://cafedesartistes.ws See the schedule for the piano romantic concert on their website and the Valentines menu as well.

Location: 41655 Fenwick Street, Leonardtown, MD 20650, (301) 997-0500 . You will NEED a RESERVATION!

2. Indoor Valentine Marker's Market - Friday, February 11, 6-9pm

I know Annmarie is in Calvert county, but you only have to take the Solomons bridge. I thought it was worth a mention! Indoor Valentine Marker's Market Saturday, February 4, 9am-2pm In the Arts Building at Annmarie. Guests will find a variety of unique handmade gifts, including jewelry, magical fairy gifts, local honey, home decor, natural skincare products, handmade greetings cards, and more. Find the perfect gifts for the loved ones in your life! Scroll down for a list of vendors!

Admission and parking are free!

3- Brome-Howard Inn Resort - Romantic retreat set on 30 secluded acres along the St. Mary's River. Relax with a book on the sunny back porch, on the swing overlooking the river or with a cup of tea in the library. Refresh yourself in our highly acclaimed restaurant. Two hundred feet of St. Mary's river-front views adorn the property along with five miles of hiking trails that include destinations like Historic St. Mary's City, the original capital city of Maryland, and the Godiah Park and St. Mary's College. http://bromehowardinn.com/index.htm

4- Island Inn and Suites - 16810 Piney Point Rd., Piney Point. 28 standard and suite rooms, each with a kitchenette and waterfront views from a balcony in a resort hotel built in 2009 and decorated in a nautical style. Location: On St. George Island. Amenities: Restaurant, room service, fishing pier, outdoor grill and fire pit. Complimentary use of bikes and kayaks. Romance packages. Refreshments 24 hours a day. 301.994.1234 . email the Island Inn and Suites.

5- Victorian Candle Bed & Breakfast - 25065 Peregrine Way, Hollywood. 8 guest rooms, all w/queen bed and some w/refrigerator and coffee maker in a Queen Anne Victorian-style guest house built as a B&B in 2004 and furnished in a traditional style. Amenities: Front porch & hot tub. Elegant elopement and romantic packages. Massage available with notice. 301-373-8800 . Location: 25065 Peregrine Way, Hollywood, MD 20636 victorian-candle.com

6- Explore the Cecil Mill Historic District and visit the museum at Piney Point Lighthouse in Piney Point

According with the Wikipedia, a national historic district in Great Mills, St. Mary's County, Maryland. It consists of four buildings: Cecil's Mill, Cecil Store, the Cecil Home, and Old Holy Face Church. Cecil's Mill is a two and a half story wood framed structure that was used until 1959. Across from the mill is the store, house, and Holy Face Church. The store was constructed in the 1920s and is a good example of a rural store. The Cecil Home was constructed in the late 19th century. Old Holy Face Church is a two and a half story frame church that was abandoned in the 1940s. Location: 20853 Indian Bridge Road, California, MD.
Piney Point Lighthouse - Located 14 miles up the Potomac River from the Chesapeake Bay, Piney Point Lighthouse is situated on the Maryland shore of the river. Read more on lighthouse friends website!

Location: 44701 State Highway 498, Piney Point, MD 20674 Directions.
(301) 994-1471 - http://www.lighthousefriends.com/light.asp?ID=437

7- 7th Dist R/S Valentine Dinner/Dance

Location: AMaze-N-Place Bowles Farm Clements, Md
Date: 2/11/2012
Time: 7 PM

8 - Valentine's Day Dance Fundraiser For Relay for Life

Location: Mechanicsville Firehouse Hall
Date: 2/12/2012
Time: 2 PM
Always There Companion Care (ATCC) will be holding a Valentine’s Day Dance to support Relay for Life. Tickets are $15.00 a couple. We will be having a 50/50 Raffle and door prizes.(From local Resturants) A Dj will be provided for all your dancing pleasure. For further information or tickets please Contact Colleen Morgan 240-431-1902 or c.r.morgan@hotmail.com

If you have another suggestion, please include it below at the comment box. Thank you and have a wonderful Valentine's Day!

Valentine's Day St Mary's county MD

ActiveRain / Adobe EchoSign Challenge: What Does Trust Mean to You?

This month Active Rain challenge is about Trust. We have to share some serious thoughts on this subject. I am originally from Brazil and arrived in the US in 2007. Since then I have worked on effectively communicating through proper English. I realize that being in a country that the language is not native to me, will and has drawn attention to me and possibly an element of distrust. I trust that the relationships that I have developed in my personal & professional life are not judged by my accent, but by my personality. I am a person that genuinely cares about the people that surround me. I would like to participate and share with you my feelings about trust.

My every day goal is that my FRIENDS BECOME MY CLIENTS AND THAT MY CLIENTS BECOME MY FRIENDS! With this life philosophy I have made a lot of friends in my 4 years as a Real Estateagent and at the same time earned their trust as a person that genuinely cares about them. Using this philosophy, I have had a lot of referrals from both friends and clients! For me that is the most rewarding part of my job.

As a R/E agent I realize that the home buying process is difficult and at the same time nerve racking for my clients. The home is where you hang your hat and it’s a lifelong investment! Keeping that in mind, developing trust cannot be over stated!! My clients trust me to guide them through the home buying process with their specific needs first and foremost and my friends that refer me trust that I will do a good job and not embarrass them, as its their “word” that is at stake. In my job Trust is the key that opens everything. Trust is something that grows every day based on my actions. Trust is something that I strive to earn.

A long time ago, in my last day of Century 21 New Millenniumtraining school we received a C/21 motivational guest speaker:Kent Eley, life time Top Producer. He shared his experiences with us, and I never forgot what he said about Trust. As a matter of fact, I have his top 10 Keys to Success in a picture frame on my work desk.

Here is what he told us about earning Trust and the Keys to Success:

1. 1. Be nice to EVERYONE!
2. 2. Be thankful for the business and let your clients know
3. 3. Do what you said you’re going to do and make your commitments
4. 4. Return all phone calls promptly
5. 5. Stay in touch with the client and keep them informed; you can never over do it
6. 6. Always be on time, and call ahead if you are running late
7. 7. Respond to all leads within 10 minutes
8. 8. Start your day early
9. 9. Prospect, prospect, prospect
10. Don’t forget your clients or they will forget you!

This post is a submission to the ActiveRain / Adobe EchoSign Trust Contest. I could possibly win a prize. You can find out about the contest by clicking here

Waterfront Home for sale St Mary's County MD Tall Timbers - Landings At Piney Point

Ownership Type: Fee Simple

Type: Detached
Status: Active
Price: $479,900
Original List Price: $589,000
Location: WHITESTONE DR, TALL TIMBERS, MD 20690
Bedrooms: 4
Full Bathrooms: 3
Half Bathrooms: 1
Total Living Area: 3000
Approx Lot Size (Acres): 0.39107
Year Built: 1995 Adv Sub: Landings At Piney Point

MLS#: SM7563430

virtual tour: CLICK HERE

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